Bank of Baroda Easy Credit Card

By achieving milestones set by BOB, cardholders can avail joining fee reversal and annual fee waiver facility. Listed below are all the features and benefits offered by BOB Easy Credit Card in detail. Don't forget to check various fees and charges associated with the card usage, eligibility to apply for credit card, documents required and the process to apply for the card.

Features and Benefits of BOB Easy Credit Card

1. Earn 1 reward point on every Rs.100 spent on the card
2. Five times more rewards on every Rs.100 spent on grocery, departmental stores and movies
3. Reward points can be redeemed for cash back and other exciting gifts and vouchers
4. Pay your credit card bill on time and get 0.5% of the bill amount as cash back in the next statement
5. Annual fee waiver if the spends in first 60 days of availing the credit card is Rs.6,000 and Rs.35,000 in a year.
6. 1% fuel surcharge waiver valid at all petrol stations across India for a minimum transaction amount of Rs.400 and the maximum amount of Rs.5,000
7. Convert purchases above Rs.2,500 into easy monthly instalments (EMIs) and repay it in 6 or 12-month tenures.
8. Up to three add-on credit cards can be availed for primary cardholder's family members including spouse, parents, sibling and kids above 18 years of age
9. Free personal accidental death insurance
10. Zero liability on lost card provided the loss is reported within 24 hours of incident occurrence
11. Up to 50 days of interest-free period
12. Revolving credit facility available on payment of the minimum amount due