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Bank of Baroda ETERNA Credit Card

The Bank of Baroda Eterna Credit Card allows you to earn reward points every time you swipe the card. The credit card has been curated keeping in mind your lifestyle and spending habits. The joining fee of the credit card is Rs.2,499.

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Key Benefits of Bank of Baroda ETERNA Credit Card

  1. You will earn 15 reward points every time you spend Rs.100 on online shopping.
  2. Get a 1% fuel surcharge waiver at all fuel stations in India.
  3. When your expenses cross Rs.5 lakh within a year, you will get 20,000 bonus reward points.

Benefits of Bank of Baroda ETERNA Credit Card

Reward point benefits

  1. Earn 15 reward points when you spend Rs.100 on dining expenses.
  2. You will get 15 reward points when Rs.100 is swiped on your card for travel and international expenses.
  3. Get 15 reward points for every Rs.100 that you spend on online shopping.
  4. You will earn 3 reward points every time you spend Rs.100 on any other category.

Milestone benefits

  1. You will get 10,000 bonus reward points when you spend Rs.50,000 within 60 days.
  2. Earn 20,000 bonus reward points when your expenses cross Rs.5 lakh in one year.

Add-on card benefits

  1. You can get up to 3 free add-on cards.
  2. You can apply for add-on credit cards for your parents, spouse, siblings, or/and children.

Fuel surcharge benefits

  1. You can get a 1% waiver on fuel surcharge at all petrol stations across the country.
  2. This waiver will be applicable on transactions between Rs.400 and Rs.5,000.
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Fees and Charges of Bank of Baroda ETERNA Credit Card

Particulars

Fee for the primary card

Fee for add-on cards

Joining fee

Rs.2,499

NIL

Annual fee

Rs.2,499

NIL

Note:

  1. Your joining fee will be waived off if you spend Rs.25,000 within the first 60 days of your credit card being set up.
  2. When you spend Rs.2.5 lakh or more within one year, your annual fee for the next year will be waived off.
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Documents Required to Apply for Bank of Baroda ETERNA Credit Card

You will have to submit copies of these documents to apply for the Bank of Baroda ETERNA Credit Card:

Proof of income (self-employed)

  1. Latest ITR (Income Tax Returns)

Proof of income (salaried)

  1. Salary slips of the last 2 months
  2. Bank statement which shows that salary is being credited into your account

Address proof (any one)

  1. Aadhaar card
  2. Voter ID card
  3. Passport
  4. Driving Licence
  5. Utility bills
  6. Property or Municipal tax receipt
  7. Rent agreement
  8. House allotment letter that is issued by the State or Central government

Proof of identity

  1. PAN (mandatory)

Any one of the below documents:

  1. Aadhaar card
  2. Voter ID card
  3. Passport
  4. Driving licence

Eligibility Criteria for Bank of Baroda ETERNA Credit Card

Age

  1. As a primary cardholder, you should be between the age of 21 years and 65 years.
  2. An add-on cardholder has to be over 18 years of age.

Income

  1. You should be salaried or self-employed.
  2. You need to have an income of Rs.12 lakh or more per annum.

Citizenship

  1. You have to be a resident of India.
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FAQs on Bank of Baroda ETERNA Credit Card

  • How much fuel surcharge waiver can I get per statement cycle?

    You can earn a maximum of Rs.250 as fuel surcharge waiver in every statement cycle.

  • Do I earn reward points on my fuel expenses?

    No, you do not earn any reward points on your fuel transactions.

  • How do I reach out to the bank's customer care department if I have any queries regarding the credit card?

    You can write to eterna@bobfinancial.com or call 1800 103 1002.

  • When my joining fee is reversed, will the GST amount also be included?

    No, the GST components are not reversed.

  • Does the Bank of Baroda Eterna Credit Card come with an EMI option?

    Yes, you can convert any transaction over Rs.2,500 on the card into EMIs of 6 or 12 months.

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Credit Card Eligibility
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  8. HSBC Credit Card Eligibility
  9. Kotak Credit Card Eligibility
  10. Canara Bank Credit Card Eligibility
  11. Standard Chartered Credit Card Eligibility
  12. RBL Bank Credit Card Eligibility
  13. Bank of Baroda Credit Card Eligibility
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