- Cash
- Cheque/draft
Ways To Pay Your Card Bill Online
If you want to clear your Karur Vysya Bank card dues in the comfort of your home, you can opt for the below online payment channels.
- Internet / Net BankingYou can log in to your Karur Vysya Bank online banking portal to pay your card bills. You'll have to visit the bank's official website to initiate transactions.
- Auto DebitA predetermined amount will be debited from your savings or current account when you choose the auto debit facility. To activate this, you will have to share a written instruction with Karur Vysya Bank.
- Mobile AppYou can make your Karur Vysya Bank credit card payments through the mobile application after downloading it from the Android or iOS platforms.
- NEFT/RTGSYou can make your KVB credit card payments through NEFT or RTGS as well. For this, you would require net-banking credentials activated. Log into your net banking portal and add the bank as the beneficiary. You can make payments after it has been approved.
Ways To Pay Your Card Bill Offline
You can also pay off the outstanding balance on your card through offline modes. Karur Vysya Bank offers two methods you can choose from.
- CashYou will have to visit your nearest Karur Vysya Bank branch, state your credit card number, and deposit the money for the payment.
- Cheque / DraftYou will have to address the cheque or draft to your Karur Vysya Bank credit card, adding the 16-digit account number. Then, you will have to drop it in the collection box at any KVB ATM or branch.
Karur Vysya Bank Credit Card Bill Payment Online Via SBI
- NEFT
- Paynet-Pay Online
- Visa Credit Card Pay
Ways To Pay Your Card Bill Online Via SBI
Since Karur Vysya Bank offers cards in partnership with SBI, you can also use SBI's payment channels to clear your outstanding balance.
- NEFTNEFT is a quick and secure way of clearing your credit card bill. Here's how you can get started:It will take three business hours for the payment to reflect in your card account.
- Log in to the net banking facility of your respective bank.
- Go to the 'Third Party Transfer' section.
- Add your KVB card as a beneficiary.
- Enter the IFSC code SBIN00CARDS.
- Add your 16-digit SBI card number in the account number field.
- Add the bank name as SBI CREDIT CARD - NEFT.
- Add the bank address as PAYMENT SYSTEMS GROUP, STATE BANK GITC, CBD BELAPUR, NAVI MUMBAI.
- Select the 'Submit' button to complete the registration process.
- Paynet-Pay OnlineThis is another payment mode you can consider if you want to pay your bills easily.
- Visit the Paynet-Pay Online portal.
- Enter your credit card number, e-mail ID, mobile number, and the transaction amount.
- Click on 'Net Banking'.
- Select the bank amount the money has to debited from.
- You will be redirected to your bank's payment interface.
- Add the net banking authentication details like your user ID and password.
- Confirm the amount that needs to be processed.
- Your account will be debited, and you will receive a transaction confirmation online. You will also get a Transaction Reference Number.
- Visa Credit Card PayYou can use this payment channel to clear your Karur Vysya Bank Visa credit card bill. Let's see how you can clear your dues:Do note that this payment will take three business days to reflect in your card account.
- Visit your bank's net banking facility.
- Enter your user ID and password to sign in.
- Go to the 'Third Party Funds Transfer' section.
- Select 'Visa Credit Card Pay'.
- Add the sender and recipient details to begin the funds transfer process.
- Once you have entered all the relevant details, select the 'Confirm' tab.
- The amount will get automatically deducted from your bank account and will be transferred to your credit card.
Payment Processing Time for the Various Methods
The payment processing time for the various methods of bill payment for Karur Vysya Bank credit cards are as follows:
Payment Method | Processing Time |
Standing instructions | Instant credit |
Bank branch | Cash or cheque |
KVB Mobile application | Instant credit |
Net banking | Instant credit |
NEFT | Instant credit |
IMPS | Instant credit |
Card payment from other bank websites | Three working days excluding Saturdays and Sundays |
Visa Payment | Two to three working days |
Cheque | According to the bank's timeline |
KVB Bank Credit Card Statement
Karur Vysya Bank sends your credit card statement on a monthly basis to your registered email address or postal address, depending on which mode of communication you have opted for.
The Karur Vysya Bank credit card statement will provide the following information:
- Minimum amount due
- Total outstanding amount due
- Due date for the payment
- Billing starting and ending date
- Interest charges levied, if any
- Accumulated reward points
- List of transactions done on your credit card, both debits and credits, along with the merchant's name
- Transaction amount
- Transaction date
It is important to go through the credit card statement in detail every month and report any unauthorized transactions to the bank.
Credit cards make payments easy for all expenses online and offline while offering various benefits