IDBI Bank Credit Card Bill Payment

1. IDBI Bank Net banking: The feature of net banking is available for all the customers who hold an account with the bank and for the customers who do not hold an account with IDBI Bank. To pay your credit card bills through net banking, you will need to register your credit card before making any payments. Without registering the credit card, the bill amount cannot be paid.In order to pay your credit card bill through net banking, here are the steps you need to follow:
   1. Log in to your IDBI Bank account or your savings bank net banking account.
   2. If you hold an IDBI Bank account, you will have to select the 'credit card' tab and click on your registered credit card.
   3. Add the bill amount and click on the 'pay' option.
   4. If you do not hold an IDBI Bank account, log in to your savings bank net banking account and click on the credit card tab.
   5. Select the 'payment' option.
   6. Add the bill amount and click on 'pay'.
2. Paytm: Paytm also is available for the payment of all types of credit cards which is offered by IDBI Bank. To pay your credit card bill through the Paytm app, here are the steps which you need to follow:
   1. Log in to your Paytm app and under the category of 'recharge and bill payments', click on credit card.
   2. After that, you will need to enter your credit card number and the bill amount.
   3. Once done, you will need to select the mode of payment which can be through your Paytm wallet or any other savings account which is already linked to your Paytm account.
3. UPI: You will need to register yourself through the BHIM app which is available on Google's Play Store in order to pay your credit card bill through UPI. Here are the steps which need to be followed to pay your credit card bill with UPI:
   1. Download BHIM app through the phone.
   2. Activate BHIM with the mobile number, registered with your bank accounts once you download the app.
   3. You will need to create a UPI account along with a security pin in order to make access more secure.
   4. You will be required to add your bank account which you would want to use for credit and debit transactions through UPI from the list of attached bank accounts with your mobile number.
4. Auto-debit: One of the most common methods of payment of credit card bill is auto-debit. It is available for the people who hold IDBI Bank savings account as well as customers who hold savings account in other banks.In this method, the payment for the credit card is automatically debited from your savings account on the due date. You can opt for the auto-debit form of payment while applying for a credit where you submit your savings account details such as the account number. Once done, at the end of the billing cycle, IDBI Bank will debit the bill amount directly from your savings account. If you opt for an auto-debit method of payment in the middle of the month, the bill amount will be subjected to auto-debit from the following month.
5. BillDesk: Another method by which you can pay your credit card bill is through BillDesk. It is an online website portal which allows you to make different kinds of payments such as telephone bills, electricity bills, gas, and mobile payments as well. Another type of payment which can be made through Billdesk is your credit card bill. In order to pay your credit card bill through BillDesk, here are some of the steps you need to follow:
   1. Register with BillDesk to receive bills and make online payments.
   2. Choose your billers and payees from whom you want to receive your bills through an e-mail.
   3. You will get an e-mail every month when the biller raises your bill.
   4. You can then authorize BillDesk to pay the bill amount of your credit card.
   5. You will get an e-mail confirmation about the same.
6. IDBI Bank Mobile Banking: IDBI Bank also offers customers with the mobile banking facility to pay their credit card bill. Customers who hold a savings account with IDBI Bank can use mobile banking to access credit card information and pay bills. Here are the steps which need to be followed to pay your credit card bill through mobile banking:
   1. First, you will need to log in to the IDBI Bank mobile app. A list of options will appear from which you will have to select 'credit card'. Select 'credit card payment' from the drop down.
   2. Once you select the credit card payment, you need to register your card by entering the card number and other details.
   3. Once your the card is registered, only then you will be allowed to make the payment.
   4. After the card is registered, you can pay your credit card bill amount, then the money will be debited from your account. An e-mail confirmation will be sent to your registered mail ID.
7. NEFT: One of the most common methods of credit card payment is NEFT. You can pay through NEFT if you do hold an account with the IDBI Bank or if you hold a savings account in any other bank as well. Here are the steps which need to be followed to pay your credit card bill through NEFT.
   1. Log in to your IDBI Bank account.
   2. You will need to click on the 'credit card' tab.
   3. Once done, click on the option 'pay'. Before any kind of card payment, you will have to register your credit card by adding the card number and the IFSC code.
   4. After the card is registered, you can pay the credit card bill by selecting the option of NEFT.
   5. You will have to enter the credit card bill amount and click on 'pay'. Once you do, the amount will be debited from your account and you will also receive an e-mail confirmation.
8. RTGS: Credit card payment can also be done through RTGS form of payment which is Real Time Gross Settlement. However, RTGS payment is only applicable if your credit card bill crosses more than Rs.2 lakh per day.In order to pay your credit card bill through RTGS, you will have to log in to your IDBI Bank net banking and register the credit card. After your credit card is registered, you will have to enter your bill amount and then pay through selecting RTGS payment.

Here Are The Methods To Pay The IDBI Bank Credit Card Bill Offline

1. Draft: In offline methods of credit card payment, a demand draft can be submitted to the bank. You will need to submit your credit card number, the date and the bill amount and submit it to any bank branch of IDBI Bank.
2. Cheque Payment: A cheque is one of the most common modes of offline payment of credit card bill. You will need to write a cheque stating the credit card account number, the bill amount and the date and submit it in a drop box or visit the bank branch and submit it.
3. Cash: To pay your credit card bill with cash, you as a credit cardholder will need to submit the money at the branch of the bank. Once you visit the bank branch, you will need to fill out a deposit slip in which you will have to fill the card number, bill amount, the denomination of the notes you will be paying with and the date. After the form is filled, you must submit it to the bank in order to process the payment.
4. ATM: ATMs which accepts deposit is also another mode of payment of your credit card bill. You will have to visit the ATM and select the deposit option. After which, you will have to enter the credit card number and then deposit the cash and click on submit.
5. NEFT: NEFT payment is available through offline modes of credit card bill payment as well. In this method, you will have to visit the IDBI Bank branch or your savings account branch if you do not hold a IDBI Bank account. You will have to coordinate with a bank official and provide them access of your net banking account and they will facilitate the bill payment.
6. Phone Banking: Another offline method of credit card payment is phone banking where you will have to call the customer care of the bank. After you get in touch with a bank official, you must give them your credit card number and bill amount along with your savings account number and IFSC code from which the money will be debited. The phone banking official will make the payment while being on the call and send you an e-mail confirmation of the transaction.

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