Karur Vysya Bank (KVB) Debit Card

Types of Karur Vysya Bank Debit Cards

Debit Card for Savings Account or Current Account

Karur Vysya Bank provides Debit Card services to its Savings (except Kalpatharu Account) and current account holders through Rupay, MasterCard, and VISA platforms.

Features and Benefits

Here are the features and benefits of the Debit Card

1. The EMV chip card is issued for free, along with the welcome kit.
2. To activate the Debit Card, customers need to set their Debit Card PIN (Green PIN) at any of the KVB ATMs or cash recycler. 
3. It can be used for ATMs, cash recyclers, POS, and e-commerce transactions. 
4. VISA EMV Debit Cards from the bank come with the additional feature of ‘contactless functionality’.
5. Customers with KVB Debit Cards are encouraged to utilise the card control option in our banking alternate channels, KVB Dlite mobile banking, and KVB internet banking.

Debit Cards (Business Debit Card) provided for current accounts come with the following additional features:

1. Exclusive business lounge access at major airports.
2. Waiver on fuel surcharge at all retail outlets.
3. Waiver of surcharge on train tickets booked through IRCTC.
4. Lost card liability Insurance up to Rs.50,000.
5. Personal accident cover of Rs.2 lakh (accidental death only).

1. Discounts at major merchant locations (e.g., Big Basket, Jabong, Croma, etc.) for purchases up to 30%.

Prestige Debit Card

Prestige Debit Cards are exclusively issued to the esteemed Prestige Account holders at Karur Vysya Bank. This card is designed to meet the specific requirements of high net-worth individuals who hold a prestige savings bank account. 

Features and Benefits

Here are the features and benefits of the Debit Card:

1. The EMV chip card is provided for free, along with the welcome kit.
2. Customers need to set their debit card pin (Green PIN) at any KVB ATM or cash recycler using the OTP sent to their registered mobile number.
3. ATM transactions at KVB ATMs or Cash recyclers are free of charge.
4. Debit cards can be used for ATM transactions, POS transactions, and online e-commerce transactions.
5. POS transactions require authentication based on the Debit Card PIN, while e-commerce transactions require OTP authentication.

1. International transactions are disabled for Debit Cards by default. Customers can request to enable Debit Card international transactions by sending an email to customersupport@kvbmail.com.

Pride Platinum Debit Card

The Pride Platinum Debit Card is exclusively designed for High Net-worth Income customers. It falls under the category of Master International Debit Cards. 

Features and Benefit

Here are the features and benefits of the Debit Card.

1. The Debit Card is issued under the Master International Debit Card category.
2. It provides personal accident insurance coverage of Rs.5 lakh and lost card liability up to Rs.50,000.
3. The EMV Chip offers the highest level of security against counterfeiting or skimming.
4. Cardholders can enjoy dining & spa benefits.
5. India cardholders are eligible for the free airport lounge access program available at domestic airports within India.

Charges Associated with KVB Debit Cards

Domestic Debit Card

International Debit Card

KVB Debit Card Transactions limits

Quick Tips for Using Karur Vyasya Bank Debit Card

Here are a few simple tips to ensure the safety of your debit card.

1. Always keep your debit card with you. Never leave it unattended in the presence of other people.
2. Never disclose your PIN number to anyone. Also, it is recommended to change your PIN number at regular intervals.
3. ATM transactions done at non KVB ATMs shall be charged.
4. Keep your debit card in a proper way where it doesn’t rub against keys or coins as it may damage the magnetic strip.
5. Do not attempt to use your debit card at merchant establishments which do not have Point of Sale swipe terminals.

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