ICICI Bank Privilege Banking Gold Debit Card
As the name suggests, the ICICI Bank Privilege Banking Gold Debit Card gives you access to all the gold privileges. This includes the entitlement to attractive discounts and deals for dining, shopping and many more and this is over and above all the benefits that you avail for being a proud owner of an ICICI Debit Card. One of the most striking features of the ICICI Bank Privilege Banking Gold Debit Card is the high transaction and cash withdrawal limits.
Features and Benefits of Privilege Banking Gold Debit Card
- Platinum Privileges - Owning a Gold Debit Card does not simply extend your privileges to gold class, you also enjoy the privileges of the platinum class be it dining in luxurious restaurants such as The Marriott Hotels or at a take away such as US Pizza Dine In/Takeaway. Additionally the platinum privileges also enhances your experiences at hotels and lifestyle in general with attractive deals and offers.
- High Transaction Limit and Withdrawal Limit
- Daily purchase limit on merchant websites and retail outlets - Rs. 1, 25, 000 for both domestic and international transactions.
- Daily Cash withdrawal limit at ATMs - Rs. 75, 000 for both domestic and international withdrawal.
- Online Transaction - Register your debit card for "Verified By Visa" and you can start transacting and purchasing by staying within the walls of your house through online transactions. Whether you are planning a vacation and need to book travel tickets, planning to watch a movie or even paying your bills, you can do all of that with a click of a button using your ICICI Bank Privilege Banking Gold Debit Card.
- Fuel Surcharge - Your Gold Debit Card makes traveling much more convenient and cheaper when you purchase fuel from select HPCL pumps and avail zero surcharge. However, note that the 2.5% surcharge is not applicable if the fuel transaction exceeds Rs. 401. You can avail this offer by swiping your ICICI Bank Privilege Banking Gold Debit Card only at the ICICI Bank Terminals.
- PAYBACK Reward Points - You can earn PAYBACK points for every Rs. 200 that you spend in the following ways -
- Earn two PAYBACK Points for Every Rs. 200 spent on merchant outlets within India
- Earn ten PAYBACK Points for Every Rs. 200 spent on merchant outlets outside India
- Earn two PAYBACK Points for Every Rs. 200 spent on Indian websites
- Insurance and Purchase Protection - Your ICICI Bank Privilege Banking Gold Debit Card earns you insurance coverage and purchase protection for the following amounts -
- Personal Accident Insurance - Rs. 5,00,000
- Air Accident Insurance - Rs. 15,00,000
- Purchase Protection - Rs. 1,00,000
- Zero Liability Protection - You can use your Gold Debit Card hassle free and without any worry because this card comes with complete protection and added security. Under the Zero Liability Protection., your card is completely protected from any form of misuse or loss including unauthorized transactions, loss, theft and misplacement. All that is required for you do under such a circumstance is to call the ICICI Bank Customer Care that is available to you 24 hours a day and report the loss or misuse within 15 days of the occurrence. Once you provide the necessary documents, the balance in your card will be restored.
- Tracking Facility - You can track all your transactions hassle free because you will receive instant SMS alerts on your registered number for all the purchases you have made using your ICICI Bank Privilege Banking Gold Debit Card.
- Customized Billing - You can track all transactions made on your Gold Debit Card on a routine basis with all details furnished on your bank statements. You bank statements will include details such as the date of the transaction, the merchant's name and the amount of the purchase.
Eligibility Criteria of ICICI Privilege Banking Gold Debit Card
Given below are the eligibility criteria of ICICI Privilege Banking Gold Debit Card:
- The minimum age limit to hold this debit card is 18 years.
- In case of minors, their parents or legal guardians can hold the debit card on their behalf.
- An individual needs to have savings account or current account with ICICI Bank to apply for this card.
Fees and Charges of Privilege Banking Gold Debit Card
The following table describes the fees and charges of ICICI Privilege Banking Gold Debit Card:
Type of Transactions | Charges and Fees |
Annual Fee | Rs.99+ taxes |
Cash Withdrawal Limit Base Bank ATM | Rs.50,000 |
Add on card fee | Rs.99+ taxes |
Limited Lost Card Liability | Rs.1,00,000 |
Fuel Surcharge | 2.5% |
FAQs on Privilege Banking Gold Debit Card
- What is the international daily withdrawal limit on my ICICI Bank Privilege Banking Gold Debit Card?
Both, domestic and international cash withdrawal limit at ATMs has been fixed at Rs. 75, 00, 000
- How can I track the purchases I have made on my ICICI Bank Privilege Banking Gold Debit Card?
For every purchase made using your ICICI Bank Privilege Banking Gold Debit Card, you will receive an SMS alert on your registered mobile number. Additionally, all your transactions will also be included in your bank statements with all details such as the date of the transaction, the merchant's name and the amount of the purchase.
- How do I enable my ICICI Bank Privilege Banking Gold Debit Card for making online transactions?
All that you need to do is register your debit card for "Verified By Visa" and you can start making transactions online.
- Under the Zero Liability Protection, what protection will my ICICI Bank Privilege Banking Gold Debit Card get?
Under the Zero Liability Protection., your card is completely protected from any form of misuse or loss including unauthorized transactions, loss, theft and misplacement. In order to restore the balance on your card, call the ICICI Customer Care at any time as the number is available to you 24 hours a day and report the incident with the necessary documents within 15 days of the incident.
- What types of insurance does the ICICI Bank Privilege Banking Gold Debit Card provide me?
You are entitled to Personal Accident Insurance worth Rs. 5, 00, 000, Air Accident Insurance worth Rs. 15, 00, 000 and Purchase Protection worth Rs. 1, 00, 000 using your ICICI Bank Privilege Banking Gold Debit Card.
- What should I do if my debit card is not working?
You can call ICICI Customer Care between 7:00 am and 9:00 pm from your registered mobile number if you are unable to use your debit card.
- How can I know whether my mobile number is registered with ICICI Bank?
Your mobile number has already been registered with ICICI Bank if you are presently receiving transaction alerts pertaining to your ICICI Bank account or Card on the phone.
- Can I use my debit card to pay online?
Yes. You can us your debit card to pay online.
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