HDFC Debit/ATM Card PIN Generation via SMS & Net Banking

Updated On - 05 Sep 2025

If you have a new HDFC debit card, you need to activate it. It can be activated through various methods such as mobile banking, internet banking, HDFC ATM, and more.  The activation methods are as follows:

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Methods of HDFC Bank ATM PIN Generate

HDFC Debit Card PIN Generation through ATM

To generate your HDFC debit card PIN through an HDFC ATM, follow these steps:

Step 1: Visit your nearest HDFC ATM.

Step 2: Insert your HDFC debit card and Select the 'PIN Generation' tab.

Step 3: Enter your 11-digit account number.

Step 4: Select the 'continue’ option.

Step 5: Input your registered mobile number.

Step 6: Click on the 'confirm' button.

Step 7: A confirmation message will be displayed once the PIN is generated.

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HDFC Debit Card PIN Generation through Internet Banking

The steps to activate an HDFC debit card through internet banking are as follows:

Step 1: Visit the official website of HDFC Bank.

Step 2: Log in to your internet banking account.

Step 3: Select the ‘Cards’ tab and click on the ‘Debit Cards’ option.

Step 4: Under the Request Tab, click on ‘Instant Pin Generation.’

Step 5: Choose the Debit Card number.

Step 6: Create a new Debit Card PIN.

Step 7: An OTP will be sent to your registered mobile number. Enter this OTP.

In case you are not able to set your PIN through internet banking, you will have to choose the ‘Pin Regeneration’ option.

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HDFC Debit Card PIN Generation through Mobile Banking (HDFC Bank Mobile App)

If you want to generate your HDFC debit card PIN through mobile banking, follow the steps mentioned below:

Step 1: Visit the official website of HDFC Bank.

Step 2: Log in to your mobile banking account.

Step 3: Select the ‘Cards’ tab and click on the ‘Debit Cards’ option.

Step 4: Under the Request Tab, click on ‘Instant Pin Generation' option.

Step 5: Choose the Debit Card number.

Step 6: Create a new Debit Card PIN.

Step 7: Then, OTP will be sent to your registered mobile number. Enter this OTP.

In case you are not able to set your PIN through mobile banking, you will have to choose the ‘Pin Regeneration’ option.

HDFC Debit Card PIN Generation through SMS

Here is how you can generate your HDFC debit card PIN through an SMS:

Step 1: Send PIN<SPACE>last four digits of your ATM card<SPACE>last four digits of your account number from your registered mobile number to 567676.

Step 2: An OTP will be sent to your registered mobile number.

Step 3: You can visit your nearest HDFC ATM and use this OTP to generate your PIN.

HDFC Debit Card PIN Generation through Customer Care

HDFC debit card users can generate their debit card PIN through customer care by following these steps:

Step 1: Contact HDFC customer care from your registered mobile number.

Step 2: Choose a language as per your preference.

Step 3: Follow the directions provided and choose the 'ATM and Prepaid Card Services' option.

Step 4: Click on the PIN generation option and enter your debit card number and confirm it.

Step 5: Enter your account number and confirm it.

Step 6: Once all details are entered, an OTP will be sent to your registered mobile number.

You must visit your nearest HDFC ATM and use this OTP and generate your PIN within two days.

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How to Change HDFC Debit/ATM Card PIN?

HDFC Bank customers can change or reset their HDFC ATM PIN or debit card PIN through the net banking services provided by HDFC. Here are the steps to reset the HDFC Debit Card PIN:

  1. Log in to the HDFC online banking portal.
  2. Navigate to the ‘Cards’ tab and select ‘Debit Cards’.
  3. Choose the ‘PIN Reset/Regeneration’ option under the ‘Request’ tab.
  4. Select the specific debit card number for which PIN regeneration is required.
  5. Click on ‘Continue’ and provide a reason for changing the HDFC Debit Card PIN.
  6. An OTP will be sent to the user's registered mobile number.
  7. Proceed to any nearby HDFC ATM for the next steps.
  8. Insert the ATM card and select ‘Create a new ATM PIN using One Time Password’.
  9. Enter the 6-digit OTP received on the registered mobile number.
  10. Enter the registered mobile number and click ‘OK’.
  11. Create a new ATM PIN/Debit Card PIN and click ‘Confirm’.

Customers encountering difficulties while changing the HDFC PIN for their debit card can also visit the HDFC Bank branch or contact customer service for assistance.

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FAQs on HDFC Debit/ATM Pin Generation

  • What are the fees for creating PINs on an HDFC ATM?

    The procedure of generating an ATM PIN is subject to a Rs.50 cost, inclusive of taxes, imposed by HDFC Bank.

  • If my registered mobile phone does not receive an OTP, may I use another number?

    Regretfully, it isn't feasible. For banking purposes, only registered details are used, due to security and authenticity concerns. 

  • What should I do if my HDFC debit card ATM PIN is forgotten?

    You can seek a reissue of your ATM card PIN if you can't remember it for HDFC Bank. You can accomplish this by going to any HDFC bank branch, or you can use their phone banking or online banking facilities to complete it online.

  • Can I generate my HDFC debit card pin over the phone?

    It is possible to generate the HDFC debit card pin over the phone. In order to do this, you must use your registered mobile number to call the bank's customer support line, 18002026161/18602676161, and provide your customer ID and account information.

  • Can I use my debit card if I haven’t generated the PIN?

    No, a PIN is mandatory to make debit card transactions.

  • Can I use another number if I am not receiving an OTP on my registered mobile number?

    No, for purposes of safety and authenticity, only registered details can be used. The mobile number can be updated using net banking, contacting HDFC customer service, or through a branch visit.

  • Do I have to pay any charges to generate my HDFC debit card PIN?

    If you set your PIN in net banking using ‘Instant PIN generation,’ you need not pay any charges. If you regenerate your PIN through ‘PIN Regeneration’ via net banking, you will be charged Rs.50. 

  • Can I update my HDFC debit card PIN?

    Yes, you can update your HDFC debit card PIN at any point in time.

  • What is HDFC Green PIN?

    The HDFC Green PIN is a paperless concept introduced by HDFC Bank. This facility allows you to generate your debit card PIN via SMS, IVR, internet banking, or ATM without visiting the bank.

  • What happens if I do not activate my HDFC debit card?

    If you do not activate your HDFC debit card within the specified time period, the PIN provided by the bank will become invalid.

  • Can I generate my HDFC debit card PIN through the mobile banking facility?

    Yes, you can generate your HDFC debit card PIN through the mobile banking facility.

  • How to activate an HDFC debit card?

    You can activate your HDFC debit card via mobile banking, internet banking, HDFC ATM, SMS, customer care, etc.

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