These debit cards offer convenience in transactions by allowing purchases at merchant outlets and online shopping platforms in addition to cash withdrawals at 6900+ ATMs.
Features and Benefits of Bank of Baroda Debit Card
There are multiple benefits which accompany the Bank of Baroda range of debit cards. Some of the notable benefits are as follows:
Quick and hassle-free access to cash at over 6900 ATMs across the country.
Enjoy shopping to the hilt with high withdrawal and spending limits at merchant locations and online.
The bob World VISA Sapphire debit card has been designed to offer travel benefits, luxurious lodging, carefully curated experiences with top brands, etc.
Get one complimentary visit to domestic airport lounges and one complimentary airport drop/pick-up every quarter.
Cash withdrawal limit: Rs.3 lakh per day
Purchase limit: Rs.5 lakh per day
Contactless transactions: up to Rs.5,000 (without PIN at POS)
Baroda BPCL Debit Card
Bank of Baroda has introduced the Baroda BPCL Co-branded Debit Card with National Common Mobility Card (NCMC) feature.
This card can be used to make purchases at BPCL retail fuel outlets and earn cashback and loyalty points.
To activate your Bank of Baroda debit card, follow the steps mentioned below:
Step 1: Visit any Bank of Baroda ATM.
Step 2: Insert your debit card and choose the ‘Set/Re-Generate PIN’ option.
Step 3: Enter your credentials and the activation passcode or OTP that was sent to your registered mobile number.
Step 4: Enter your preferred Debit Card PIN.
You can also activate your debit card using Bank of Baroda IVR, mobile banking, and internet banking.
Also, Read our articles on Different Process to Generate PIN for Bank of Baroda ATM Card via the BOB Contact Centre IVR, going to a nearby BoB ATM, Internet Banking, M-Connect Plus Mobile Banking, and other methods.
To track the status of your Bank of Baroda debit card, follow the steps mentioned below:
Step 1: Log in to the BOB internet banking portal.
Step 2: Navigate to the ‘card’ section and select the ‘debit card status’ option.
Step 3: Click on the 'track card delivery status' option.
Step 4: The status of your debit card will be displayed on the screen.
Quick Tips for Using Your BOB Debit Card
To ensure the safety of your debit card, never disclose your debit card PIN number to anyone.
.It is advisable to carry out online transactions with merchants whose websites employ adequate transaction security services like Verified by Visa or MasterCard SecureCode.
In case of loss or theft of card, please inform the bank immediately so your card may be blocked to prevent misuse of funds.
How to check bank of baroda debit card status using mobile number?
Customers can check check the status by calling the centre/toll free numbers 1800 258 44 55 or 1800 102 44 55 from your registered mobile number.
Can I apply for a Bank of Baroda debit card online?
Yes, you can apply for a Bank of Baroda debit card online.
What are the fee and charges of Bank of Baroda debit card?
Customers would be charged Rs.20 for every financial transaction after the third and Rs.10 for every non-financial transaction after that. The bank offers five free transactions (financial and non-financial) per month to customers in non-metropolitan areas.
Will I get a physical pin while applying for a Bank of Baroda debit card?
No, you will not get a physical pin with your Bank of Baroda debit card. Instead by using the M-Connect Plus App, Baroda Connect, IVR, or by going to the closest Bank of Baroda ATM, you can generate a debit card pin.
Where can I use my Bank of Baroda RuPay debit card?
Since RuPay is a domestic card scheme, your Bank of Baroda RuPay debit card can be used only in India to withdraw money, make purchases and e-payments at RuPay enabled ATMs, merchant outlets and Points of Sale.
Is it mandatory to use the PIN number while making purchases with my Bank of Baroda Debit Card?
Yes, according to the RBI mandate, the PIN number is a must for all PoS transactions carried out with Bank of Baroda Debit cards.
Can I receive the OTP for transactions carried out with my Bank of Baroda Debit Card on my mobile phone?
Yes, you can choose to receive the OTP for a transaction on your mobile number which is registered with the Bank of Baroda.
Do I need to have a separate password to use the RuPay PaySecure service with my Bank of baroda RuPay Debit Card?
No. You do not need a separate password to use the RuPay PaySecure service. All you need is the ATM PIN number of your Bank of Baroda RuPay Debit Card. The authentication process for the transaction requires other credentials like image selection and a pass phrase.
How can I secure my Bank of Baroda Visa debit card transactions while shopping online?
Customers holding a Bank of Baroda Visa debit card must sign up for the Verified by Visa (VBV), a secured online payment process which allows you to shop securely online.
In case money has been wrongly debited from your account, how many days will it take the bank to recredit to account?
In case of a wrong debit from your account, as per the regulations of the RBI, the bank may take up to 12 working days to re-credit the deducted amount back into your account.
In case the bank takes more than 12 working days to re-credit , will I be eligible for any compensation caused due to this delay?
Yes, in case the bank takes more than 12 working days to re-credit the amount that has been wrongly deducted from a user's account, the customer will be eligible to receive Rs.100 per day after the period of 12 working days. The amount will directly be credited to the user's bank account, for which the customer will not have to make any claim.
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