BankBazaar
Credit Cards
Home Loans
Personal Loans
Other Loans
Calculators
Investments

Credit Score

FREE
Govt. Utility Documents
Download App

Download Mobile App

Badge
Insurance
Resources
BankBazaar

ICICI Bank Smart Shopper Gold Debit Card

If you are a Privilege Banking Customer, you are automatically eligible to own a Gold Debit Card from ICICI. You can step into the world of shopping privileges with your ICICI Bank Debit Card.

Not only do you enjoy the benefits and perks of being a proud owner of an ICICI Bank Debit Card, but you also enjoy the added bonus of owning a Gold Debit Card that offers you a plethora of irresistible offers, be it shopping, dining and almost anything else imaginable.

Animated Svg

Features and Benefits of ICICI Bank Smart Shopper Gold Debit Card

  1.  Using this debit card you get to live a premium lifestyle at top hotels, dining, shopping, entertainment and a platinum lifestyle all round.
  2. Enjoy this platinum lifestyle with a high transaction and withdrawal limit.
    1. Withdraw cash up to Rs. 75,000 (Domestic)  and Rs. 50,000 (International)
    2. Daily purchase limit: Rs. 5,00,000 (Domestic) and Rs. 2,00,000 (International)
    3. Online transaction limit: Rs.  5,00,000 per day
  3.   Enjoy zero surcharge on your fuel purchases.
  4. Your Gold Debit Card earns you heavy protection when it comes to Insurance and Purchase Protection.
    1. Personal Accident Insurance (Non Air): up to Rs. 5 lakhs
    2. Air Accident Insurance: up to Rs. 30 lakhs  
  5. This atm card also rewards you in numerous ways. Earn PAYBACK Reward Points for every Rs. 200 that you spend using your card.
  6. ICICI Gold Debit Card can be used for shopping, planning a vacation and buying travel tickets, planning to book tickets for a movie. You simple need to register your card for "Verified By Visa/MasterCard Secure Code" and you can immediately start transacting online.
  7. ICICI Bank Smart Shopper Gold Debit Card is a carefree and without any stress while enjoying the benefits of the Zero Liability Protection.
    1. This protection offers your card complete security under any form of misuse of loss from unauthorized purchases on your card, or any kind of theft, loss or misplacement.
    2. All you will need to do is contact the ICICI Customer Care at any time as they are available to you 24 hours a day and report the incident within 15 days of the occurrence. By doing this, you restore the balance on your card.
  8. If you are an organized person and want to maintain an account of all your purchases, you can do so in a systematic manner because for every purchase that you make using your Gold Debit Card, you will get an SMS alert for the same. 
  9. Also avail the feature of Itemized Billing, wherein you will receive customized bank statements on a regular basis detailing every transaction that will include the merchant's name, amount spent along with the date of the transaction.
Animated Svg

Eligibility Criteria for Shopper Gold Debit Card

  1. You will need to hold a Privilege Banking Gold Savings Account
  2. You will need to have a Monthly Average Balance of Rs. 50,000
Related Debit Cards on ICICI Bank
  1. Sapphiro Debit Card
  2. Rubyx Debit Card
  3. Coral Debit Card
  4. Expressions Debit Card
  5. Expressions Coral Debit Card
  6. Expressions Paywave NFC Debit Card
  7. Signature Debit Card
  8. Platinum Identity Chip Debit Card
  9. Titanium Debit Card
  10. Woman’s Debit Card
  11. HPCL Debit Card
  12. Privilege Banking Gold Debit Card

Fees and Charges for Shopper Gold Debit Card

  1. Annual Fee: Rs. 150 plus GST
  2. Card replacement Fee: Rs.200
  3. Processing Fee for EMI: Rs.99
  4. Balance Enquiry charges from ATMs outside India: Rs. 25
  5.  Withdrawal charges from ATMs outside India: Rs. 125 + 3.5% Currency Conversion Charges
Check Your Credit Score for FREE

How to Apply for an ICICI Bank Smart Shopper Gold Debit Card

  1. Customers can walk into your closest ICICI Bank Branch provide your personal details and submit the form. 

                                          (or)

  1. You can call the bank Customer Care at 1800 1080 to apply for the debit card.

                                          (or)

  1. Step 1: You can go on the official ICICI website and fill in the "Contact Us" form.
  2. Step 2: Next, An ICICI Privilege Banker will call you. You can personally email the ICICI bank to apply for the Gold Debit Card. 
Animated Svg

FAQs on Smart Shopper Gold Debit Card

  • What Savings Account do I need to have to own the ICICI Bank Smart Shopper Gold Debit Card?

    Only if you hold a Privilege Banking Gold Savings Account, you are eligible to apply for the ICICI Bank Smart Shopper Gold Debit Card.

  • What is the maximum amount I can withdraw and spend on my ICICI Bank Smart Shopper Gold Debit Card per day?

    You can withdraw cash up to Rs. Rs. 75,000 every day and transact up to Rs. 1, 25,000 per day.

  • Is there a minimum amount purchase required to enjoy the zero surcharge at the HPCL pumps?

    Yes. You need to make a fuel purchase for the minimum amount of Rs. 400 and above using your ICICI Bank Smart Shopper Gold Debit Card at the ICICI Bank Terminals to enjoy the zero surcharge waiver.

  • Is there a requirement to maintain a Monthly Average Balance to own an ICICI Bank Smart Shopper Gold Debit Card?

    Yes. You will need to maintain a minimum Monthly Average Balance of Rs. 50,000 to be eligible to own an ICICI Bank Smart Shopper Gold Debit Card.

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Explore More:

Credit Card:

Credit Score:

Personal Loan:

Home Loan:

Fixed Deposit:

Calculator:

Learn More:

Others:

Mobile Apps:

  • Google play
  • Apple Store

Contact Us:

Follow Us:

Copyright © 2025 BankBazaar.com.