IndusInd Bank Debit Card

Experience a new level of convenience and excitement with IndusInd Bank's easy-to-use debit cards. These cards are made to simplify your transactions, making everything quick and stress-free.

Updated On - 05 Sep 2025
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Along with being simple to use, they come with strong security features to keep your money and information safe. Whether you're shopping, eating out, traveling, or doing anything else, IndusInd Debit Cards are here to take care of all your needs.

Benefits of Holding an IndusInd Bank Debit Card

IndusInd Debit Card Benefits
  1. Enjoy a wide range of reward redemption options, like products from the Exclusive Product Catalogue, monthly cashback, or JetPrivilege Miles.
  1. Avail exciting offers on travel, clothing, electronics, jewelry, dining, wellness, and more.
  1. Stay secure with complimentary card insurance, which includes coverage for air accidents, lost card misuse, and purchase protection for both online and e-purchases.
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Joining and Annual Fees of IndusInd Bank Debit Card

Card Type

Charges for 1st Year

Annual Fee

Titanium Metro Debit Cards

From Rs.249 to Rs.299 plus taxes

From Rs.249 to Rs.299 plus taxes

Titanium or Gold Debit Card

Based on account type

Based on account type

Platinum Debit Cards

From Rs.1,000 to Rs.2,500 plus taxes

Rs.799 plus taxes

DUO Cards

Based on account type

Based on account type

Signature Debit Cards

Rs.5,000 to Rs.10,000 plus taxes

Rs.1,499 plus taxes

World Delights Debit Card

Rs.2500 Plus Taxes

Rs.1499 plus taxes

Types of IndusInd Bank Debit Cards

IndusInd Bank Delights Debit Card

  1. Get 5% cashback on dining, fuel, entertainment and OTT.
  2. Get a discount of 10% on Big Basket and 20% on Swiggy orders.
  3. Cardholders will receive free movie tickets on BookMyShow.
  4. Get five IndusInd Rewards Points on every Rs.100 spent.
  5. Complimentary lost card liability insurance: Rs.1,00,000
  6. Purchase protection insurance: Rs.50,000
  7. Joining/Issuance fee: Rs. 499 + taxes
  8. Daily ATM  Limit: Rs 50,000
  9. POS (Point-of-Sale): Rs 1,00,000

IndusInd Bank VISA Signature Debit Card

  1. The VISA Signature Debit Card helps you earn rewards faster and redeem them at your convenience.
  1. Get up to 4 free movie or event tickets every quarter on BookMyShow, worth up to Rs. 350 each (first-come, first-serve basis).
  1. Enjoy 2 complimentary airport lounge accesses at select domestic and international airports every quarter.
  1. Earn up to 6X rewards points for every Rs. 200 spent.
  1. It comes with a Tap and Pay feature.
  1. Get a one-year subscription to the XtraSmiles rewards program, with Rs. 5,000 worth of XtraSmiles points.
  1. Issuance Fee: Rs. 5,000 + Taxes
  2. Annual Fee: Rs. 1,499 + Taxes
  3. Daily ATM Limit: Rs 1,50,000
  4. POS (Point-of-Sale): Rs 3,00,000
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IndusInd Bank World Delights Debit Card

The IndusInd Bank World Delights Debit Card offers a range of exciting benefits and deals:

  1. Earn 5 IndusReward Points for every Rs. 100 spent on fuel, entertainment, and dining.
  2. Enjoy two complimentary lounge accesses at select domestic and international airports in India each quarter.
  3. Get up to four movie tickets each quarter through BookMyShow, with a maximum value of Rs. 350 per ticket.
  4. Avail up to 20% instant discount on Swiggy and a 20% discount on groceries from BigBasket.
  5. Complimentary Air Accident Insurance worth Rs. 30 lakhs and
  6. Personal Accident Insurance worth Rs. 2 lakhs.
  7. Includes lost card liability cover of Rs. 3 lakhs and purchase protection cover of Rs. 50,000.
  8. Issuance Fee: Rs. 2,500 + Taxes
  9. Annual Fee: Rs. 1,499 + Taxes
  10. Daily ATM Limit: Rs 1,50,000
  11. POS (Point-of-Sale): Rs 3,00,000

IndusInd Bank Pioneer World Debit Card

The Pioneer World Debit Card features contactless payments, allowing cardholders to make purchases up to Rs. 2,000 without needing a PIN.

  1. Additionally, cardholders receive 100 reward points upon activating their ATM PIN.
  1. Earn 1 point for every Rs. 200 spent.
  1. Get 100 reward points on your first shopping transaction.
  1. Enjoy unlimited free ATM access across India and internationally.
  1. Enjoy two complimentary airport lounge accesses at select domestic and international airports every quarter.
  1. Enjoy free movie tickets via BookMyShow.
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IndusInd Bank Titanium Debit Card

The IndusInd Bank Titanium Debit Card, powered by Mastercard, is an international debit card and has following features:

  1. Daily shopping limit of Rs. 1 lakh
  2. ATM cash withdrawal limit of Rs. 50,000 
  3. Get access at more than 2,200 IndusInd Bank ATMs across the country.
  4. Complimentary card insurance with lost card liability coverage of Rs. 3 lakhs and
  5. Purchase protection coverage up to Rs. 50,000.
  1. It provides a 1.25% of fuel surcharge waiver of up to Rs.125 per month.
  1. Enjoy a Buy One Get One free offer on movie tickets through BookMyShow.

IndusInd Bank Signature payWave Debit Cards

The Signature payWave Debit Card features contactless Tap and Pay technology, enabling transactions up to Rs. 2,000 without needing a PIN

  1. It offers a daily shopping limit of Rs. 3 lakh.
  2. ATM withdrawal limit of Rs. 1.5 lakh.
  3. Cardholders receive a welcome bonus with shopping vouchers worth Rs. 10,000 from leading brands.
  1. Earn bonus reward points for your first shopping transaction, mobile banking, ATM activation, and internet banking activation.
  1. Get up to 6x reward points for online and international purchases.
  1. Enjoy complimentary insurance, including lost card liability coverage of Rs. 3 lakh,
  2. Air accident insurance worth Rs. 30 lakh,
  3. Personal accident coverage of Rs. 2 lakh, and
  4. Purchase protection up to Rs. 50,000.

IndusInd Bank DUO Card

The IndusInd Bank DUO Card is India’s first card that functions as both a debit and credit card. It has two magnetic strips and two EMV chips, allowing users to choose between debit and credit when making a transaction, reducing the need to carry multiple cards.

  1. Get special discounts on movie tickets booked via BookMyShow.
  1. It provides a zero fuel surcharge waiver on the DUO debit card and a 1% waiver on the DUO credit card.
  1. Access the TravelPlus Program with special waivers at select lounges in India and abroad when using the DUO credit card.
  1. Complimentary insurance includes Air accident coverage of Rs. 25 lakh,
  2. Lost passport or ticket coverage, lost card liability of Rs. 3 lakh, and
  3. Purchase protection of Rs. 50,000.

How to Apply for an IndusInd Bank Debit Card

You can apply for an IndusInd Bank Debit Card both online and offline. Let’s go over both methods:

Apply for IndusInd Bank Debit Card Online

  1. Visit the official IndusInd Bank website.
  1. Go to the ‘Products’ section and click on ‘Debit Cards’.
  1. Fill out the online customer enquiry form with your details such as name, registered mobile number, PAN, date of birth, and other required information.
  1. Submit the completed form and upload the necessary documents.
  1. The bank will take two to three working days to verify your details.
  2. Once verified, you will receive a debit card PIN. You will need to enter this PIN for all transactions.

Apply for IndusInd Bank Debit Card Offline

  1. Visit your nearest IndusInd Bank branch.
  1. Fill out the debit card application form.
  1. Submit the completed form along with the required documents.
  1. The bank will verify your details, and within two to three working days, you will receive your debit card.

Also, the IndusInd Bank offers convenient Instant PIN generation procedures via ATM, Internet banking and more.

How to Block an IndusInd Debit Card

Customers usually block their debit cards in cases of loss or theft of the card.

Block debit card via SMS

SMS LOST DDMMYYYY to 9223512966

Customer Care Helpline

Toll Free no: 18602677777

Visiting the bank branch

Debit cards can also be blocked by visiting the bank branch where their account is held.

FAQs on IndusInd Debit Cards

  • Is the IndusInd Bank Debit Card valid worldwide?

    Yes, you can use your IndusInd card at over 26 million merchant locations worldwide to make payments.

  • Can I make online payments with an IndusInd Bank debit card?

    Yes. This card can be used not only at merchant locations, but also for online purchases and e-payments.

  • Can I design my own card?

    Yes, with the Platinum Plus VISA Debit Card, you can choose to personalize the card with a design of your choice.

  • Do I get a fuel surcharge waiver with my IndusInd Debit Card?

    Yes. With different IndusInd Bank Debit Cards, you get varying amounts of fuel surcharge waiver.

  • What happens in the scenario where the Stop Cheque request is confirmed, but later, the cheque is cleared?

    You do not have to worry about such an occurrence. The Stop Cheque request is usually initiated online, and if the cheque has been stopped as per the request, it will not be cleared later.

  • If the compensation is not credited as per the conditions set by the bank, what can the customer do as a follow-up procedure?

    Customers can contact the bank at their customer service helpdesk for such issues. In case the bank does not respond favourably, they can lodge complaints with the local Banking Ombudsman.

  • How can I use my debit card for making purchases online?

    You can make online purchases with your debit card by registering for Verified by Visa with a secure password. This can be done either through the bank’s website, or at the time of making the online purchase.

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