Latest Airport Lounge Access Debit Cards in India 2025
Many banks offer debit cards that come with lounge access benefits. Depending on the specific debit card you choose, you can enjoy complimentary access to lounges both domestically and internationally a certain number of times each year.
What is an Airport Lounge Access Debit Card?
Airport lounge access debit cards are the type of cards where you are able to enjoy complimentary airport lounge access where you can enjoy free meals and wi-fi.
Even if you are required to pay, a very nominal fee will be charged. Complimentary access to a lounge will depend on the type of debit card you avail.
Top 10 Debit Cards with Complimentary Airport Lounge Access Facility
Here are the List of 10 Best Debit Cards in India which are accepted at airport lounges:
- HDFC Millennia Debit Card
- InterMiles HDFC Signature Debit Card
- HDFC EasyShop Platinum Debit Card
- Axis Priority Debit Card
- ICICI Coral Plus Debit Card
- SBI Platinum International Debit Card
- Kotak Privy League Signature Debit Card
- ICICI Coral Paywave Contactless Debit Card
- IndusInd World Exclusive Debit Card
- IDFC First Bank Visa Signature Debit Card
✔️HDFC Millennia Debit Card
- HDFC Millennia Debit Card provides 4 Complimentary domestic lounges access (one per calendar quarter) annually.
- Get cashback up to Rs.4800 every year.
- Accident Death Cover: upto Rs. 10 Lakhs
- Annual Fee: Rs.500 + applicable taxes.
✔️InterMiles HDFC Signature Debit Card
- HDFC InterMiles Signature Debit Card provides two complimentary lounge access for free every calendar quarter.
- 4 InterMiles on every Rs.150 spent on international hotel, flight, and other categories, and 2 InterMiles on every Rs.150 spent on domestic hotel, flight, and other categories.
- Get 500 bonus InterMiles on accumulating 500 InterMiles through spending on retails.
- Annual Fee is Rs.500 (plus taxes)
✔️HDFC EasyShop Platinum Debit Card
- With HDFC EasyShop Platinum Debit Card, you are granted free access to lounges at airports all over India.
- Free lounge access is limited to two per calendar quarter.
- The limits on daily domestic purchases are Rs.5 lakh and the limits for daily domestic ATM withdrawals is Rs.1 lakh
- Every Rs. 100 spent on telecom and utilities earns you one CashBack point.
- One CashBack point is awarded for every Rs. 200 spent on groceries, clothing, and entertainment. Maximum Cashback you can earn is Rs.750 per month
- Annual Fee is Rs.750 (plus taxes)
- Joining Fee: Free
✔️Axis Priority Debit Card
- Enjoy complimentary lounge access with the help of Axis Priority Debit Card at selected airports.
- 25% discount on movie tickets if booking made through BookMyShow.
- 20% discount on dining at the bank’s partner restaurants.
- Annual Fee is Rs.750 (plus taxes)
- Joining Fee: Free for Priority Customers
✔️ICICI Coral Plus Debit Card
- It provides max 2 complimentary airport lounge access per quarter when you spend min Rs. 3,000 on your card in last quarter.
- Applicable only for first and second quarter of card issuance.
- Annual Fee is Rs.2,988 (plus taxes)
- Joining Fee: Rs.599+Tax
- To Get Free Entry to the lounge, Need to swipe your card with following values:
Type of card | Min Val |
Rs. 2 | |
Master Debit Card | Rs. 25 |
✔️SBI Platinum International Debit Card
- SBI Platinum International Debit Card gives you complimentary lounge access.
- Earn 200 bonus points on your first three purchases using the debit card.
- The bonus is doubled on your birthday.
- Annual Fee is Rs.250 (plus taxes)
✔️Kotak Privy League Signature Debit Card
- Kotak Privy League Signature Debit Card have access to more than 1,000 VIP lounges all over the world.
- One free access to airport lounges every quarter.
- Fuel surcharge waiver at 2.5%.
- Annual Fee is Rs.750 (plus taxes)
✔️ICICI Coral Paywave Contactless Debit Card
- It provides Complimenatry lounge access.
- Joining fee of Rs.599 + 18% GST.
- Avail free movie tickets.
- Annual Fee is Rs.599 (plus taxes)
✔️IndusInd World Exclusive Debit Card
- Enjoy complimentary lounge access at select international and domestic airports two times per quarter.
- Buy one movie ticket and get another free. Avail up to three free tickets in a calendar quarter for spending worth up to Rs.500.
- Earn 6x reward points for every Rs.200 spent.
- Annual Fee is Rs.599 (plus taxes)
- Joining Fee: Rs.299+GST
✔️IDFC First Bank Visa Signature Debit Card
- Enjoy complimentary lounge access two times per quarter.
- Enjoy insurance cover on your debit card.
- While getting your card activated, spend Rs.1,000 and get a cashback of 10% subject to a maximum of Rs.250.
- Annual Fee is Rs.299 (plus taxes)
✔️YES Prosperity Platinum Debit Card
- Complimentary lounge access at selects airports once every quarter.
- A discount of up to Rs.200 if booking made through BookMyShow.
- Annual fee of Rs.599.
✔️Bank of India Rupay Platinum Debit Card
- Bank of India Rupay Platinum Debit Card provides two free lounge access every quarter at select domestic airports.
- Daily domestic ATM transaction limit of Rs.50,000.
- Daily domestic POS transaction limit of Rs.1 lakh.
- Annual Fee is Rs.200 (plus taxes)
✔️Central Bank of India Rupay Platinum Debit Card
- Free airport lounge access facility available.
- Daily transaction limit of up to Rs.2 lakh.
- Personal accident insurance cover up to Rs.2 lakh.
- Annual Fee is Rs.300 (plus taxes)
Facilities Provided at Airport Lounge
- Free entry and use of the lounge, where you can order as much food and drink as you want.
- You can nap while sitting in some lounges thanks to their comfortable furniture.
- Some offer private napping pods or rooms where you can rest quietly.
- You can wash up before your upcoming flight.
- Within the lounge's walls are restrooms that you can use.
- You will have the convenience of keeping an eye on the details of your upcoming flight while unwinding in the lounge.
- Some lounge staff members will even let you know when your next flight is scheduled to board.
How to Check Airport Lounge Access on Debit Card?
They are three simple ways where customers can check the eligibility of atm card:
- Customer can check the official website of the debit card provider to know if your card offers airport lounge access.
- Customers can also visit the airport lounges and the staff will check if your debit card is eligible for lounge access.
- You can contact the bank’s customer care number to check if your debit card offers lounge access.
How to Use Debit Card for Airport Lounge Access?
- Airport lounges are typically open around-the-clock, so you can use your free lounge access Debit Cards whenever you want to use the amenities. This service is available only at a few airports in India. You don't need to use a certain minimum amount of your card to access the Debit Card lounge.
- To enter the lounge, you must swipe your lounge access Debit Card and pay a small entrance fee of up to Rs.25 for Mastercard and Rs.2 for VISA.
5 Tips to Make the Most of Airport Lounge Access
- You may swipe your card once, twice, or three times per quarter, depending on the type of debit card you have.
- You may swipe the same card twice or three times in the same month, provided that you have not reached your quarterly quotas in the case of cards that allow multiple swipes per quarter.
- You cannot roll over or carry over unused swipes from one quarter to the next if you forget to swipe your card during that quarter.
- Only airports in India, both the domestic and international terminals, are permitted to accept card swipes.
- If your monthly or quarterly lounge access allotment has been reached, you can still use the lounge facilities by swiping your card and paying the associated fees.
Is Debit Card better than Credit Card for Lounge Access?
Since the majority of debit cards provide domestic lounge access, there is no denying that debit cards are an excellent method to obtain lounge access across the nation. Nevertheless, depending on the version, certain debit cards provide entry to both domestic and foreign lounges.
However, debit cards do not have lounge access like credit cards do. While certain debit cards grant access to foreign lounges, the majority of credit cards grant access to lounges across the globe. Compared to debit cards, credit cards come with more advantages for a similar annual charge.
For example, the YES First Preferred Credit Card provides access to four international and eight local lounges annually for a cost of Rs. 999. The ICICI Sapphiro Debit Card, on the other hand, costs Rs. 1,499 a year and provides access to just four domestic lounges annually—that too for just the first two years. In order to use this facility, you must reach a spending milestone starting in your third year.
Benefits of Airport Lounge Access Debit Card
Airport Lounge access debit cards come with the following benefits:
- Attractive Offers: These debit cards often offer extra travel benefits including priority passes, early check-in desks, priority security checks, and boarding.
- Travel Insurance: A few of these cards do provide travel insurance. This covers things like reward points, trip cancellation insurance, and travel accident insurance.
- Annual Fee: Many of these cards have an annual fee or none at all, in addition to providing travellers with plenty of features.
- Rewards: Depending on the card, you can accrue points or rewards for every rupee spent through various programs. You can use these rewards later to avail benefits associated with travel.
Summary of Lounge Access Debit Cards
These are some of the top debit cards which offer airport lounge access to their customers. However, you must properly research the benefits and features of different atm cards and check which of them is the most suitable for you. Once you are sure that the benefits offered under the debit card including the airport lounge facility, meet your financial needs, you can apply for that particular card.
Monitor Lounge Visits and Manage Your Benefits Smartly
FAQs on Complimentary Airport Lounge Access Debit Cards
- Can I bring guests if I am availing the lounge access facility?
Yes, you may bring guests if you are availing the lounge access facility. However, charges may apply.
- Will the free lounge access facility be valid for an add-on card?
Yes, the free lounge access facility will be valid for add-on cards too.
- How much time can I spend in the airport lounge?
Depending on the lounge and the pass purchased, each pass has a time limit of three to 12 hours which you can spend in the airport lounge.
- Is the airport lounge free for HDFC debit card?
Yes, the airport lounge access is free for HDFC Millennia Debit Card and offers other benefits, such as insurance coverage, fuel surcharge waiver, comparatively high ATM withdrawal limit, and reward points.
- Which Indian debit card gives lounge access?
Some of the Indian debit cards that gives lounge access are ICICI Bank Sapphiro Debit Card, Axis Priority Debit Card, IDFC First Bank Visa Signature Debit Card, HDFC Bank Millennia Debit Card, SBI Platinum International Debit Card, YES Prosperity Platinum Debit Card, Axis Bank Prestige Debit Card, ICICI Bank Coral Paywave Contactless Debit Card, YES Prosperity Platinum Debit Card, and HDFC EasyShop Platinum Debit Card.
- Can someone use my debit card for lounge access?
No, you cannot use someone else’s lounge access as the boarding pass must be in the name of the cardholder. Someone can only use your debit card for lounge access only if they are travelling with you.
- Can you get food from the airport lounge?
Yes, you can avail yourself of free food or snacks inside the lounge area, if you have free lounge access facility in your debit card.
- Is the airport lounge free for ICICI debit card?
Yes, some ICICI debit cards offer free airport lounge access, such as , etc.
- How can I apply for a lounge access debit card?
You can either visit the concerned bank’s official website or visit their nearest branch to apply for a a debit card.
- Do all debit cards provide free international airport lounge facility?
No, not all debit cards provide free international airport lounge facility. Some cards do, and some don’t. The ones that do not, for them you may have to pay additional charges for using the lounge facility.
- Is lounge access free with MasterCard?
MasterCard world and platinum cards provide free access to the airport lounge.
- Can I use my father’s debit card for lounge access?
Yes, if your father has permitted you to use the card then you can certainly enjoy access to the airport lounge.
- Do I need to be a customer of the bank to avail the debit card?
Yes, you must be a customer of the bank to avail themselves of their debit card.
- How do I know if my debit card is eligible for free airport lounge access?
You need to check the official website of your debit card to find out if you have free airport lounge access.
- What do I need in order to access an airport lounge?
In order to enter an airport lounge, you will need to show your debit/credit card, boarding pass for your flight and a valid ID Proof.
- Can more than 1 person enter the airport lounge with a single debit card?
No. Only one person can enter the airport lounge per card.
- Should I activate lounge access to use the debit card?
No, no lounge access activation is required to use the debit card at an airport lounge.
- I have two debit cards with airport lounge access. Can I bring my immediate family with me?
According to the rules, only the cardholder has free access to the lounge, however, if the person is a member of your immediate family, such as a mother, father, brother, sister, or spouse (wife/husband), there usually won't be a problem especially if you share a common name. But you must be present—the person in whose name the card was issued. You should also have other person's boarding passes.
- I have two debit cards with free airport lounge access. Am I allowed to bring friends?
According to the regulations, only cardholders are eligible for lounge access. However, it depends on the discretion of the staff working in the airport lounge.
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