Mastercard Debit Card - Eligibility & How to Apply Online

A MasterCard debit card is a debit card that accepts the MasterCard payment network. It is one of the most well-known brands in the global payment system, which can be connected to both debit and credit cards.

Updated On - 05 Sep 2025
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MasterCard Debit Cards have gained a huge popularity all across the world since it came into being. Customers swear by the swift service, impeccable customer care and lucrative benefits and rewards provided by the same. These type of debit cards have many features and advantage.

Mastercard Debit Card
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Top Mastercard Debit Card Providers in India

Here are the list of best Mastercard Debit cards Issued from Top Banks:

  1. SBI Global International Debit Card
  1. HDFC Millennia Debit Card
  1. HDFC Times Points Debit Card
  1. ICICI MasterCard World Debit Card
  1. BOB MasterCard Platinum DI Debit Card
  1. Axis Bank MasterCard Classic Debit Card
  1. IDBI Mastercard Classic Debit Card
  2. BOI Master Titanium Debit card
  1. IndusInd Bank World Exclusive Debit Card

Features and Benefits of MasterCard Debit Card

Given below are the key features and benefits of MasterCard Debit Card:

  1. Uninterrupted Banking Services: You have 24/7 access to uninterrupted banking services if you have a MasterCard debit card. You can raise your concerns by calling the toll-free MasterCard helpline number listed on the back of your debit card.
  2. Accepted worldwide: A global presence has been attained through the international payment system known as MasterCard. In every country across Southern America, Australia, Asia, and Europe, MasterCard debit cards are accepted.
  1. Allows Cash Withdrawal: You can both make purchases at retail stores and cash withdrawals from ATM vestibules with a MasterCard debit card. You can also use ATMs all over the world to withdraw cash if you authorise its international usage.
  2. Wide Range of Debit Cards: Customers often receive cards in a variety of ranges depending on their relationship with the bank, the type of account they have, and other variables including their average monthly balance. The standard debit card, the enhanced debit card, and the World Debit MasterCard are the three most widely used varieties of cards. When you open a bank account in India, you normally receive the standard debit card.
  3. 24/7 Support: You can call their 24-hour support if you have a MasterCard debit card. In the event that your card is lost or stolen, you can simply call the toll-free number shown on the back of your card or one that is easily accessible online. When you are travelling overseas and misplace your card, this is a huge help.
  4. Get ATM Access All Across the World: There are many networks, including the MasterCard payment network. Almost all retail establishments that accept credit cards accept debit cards as a form of payment. Additionally, you have access to over 900,000 ATMs globally. All MasterCard debit card holders, including those with Maestro or Cirrus cards, can withdraw money from these ATMs.
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Types of MasterCard Debit Cards

Given below are the three types of MasterCard Debit Card:

Standard Debit Card

Standard Debit MasterCard helps the cardholders to manage their finances in a more easier way. Apart from this, the cardholders can keep their eyes on each of their transactions. You can avail Standard Debit MasterCard from the top Indian banks, including State Bank of India (SBI, HDFC, IDBI, Axis, etc. Millions of businesses around the world, including hotels, eateries, and online stores, accept it.

You can even use Standard Debit MasterCard to make recurring monthly payments. With this card, there is Zero Liability Protection for every purchase or transaction made. Additionally, you can access emergency assistance in any language, nearly anywhere, at any time. The company offers assistance with reporting a lost or stolen card, finding an ATM, replacing a card in an emergency, cash advances, etc.

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MasterCard World Debit Card

MasterCard Debit Card offers myriads of benefits to its cardholders. You get more security and convenience from it. It is renowned for providing excellent customer service and hassle-free travel. You can opt for free hotel upgrades, early check-ins, and late check-outs. Additionally, you have access to exclusive amenities and can order breakfast every day for two people.

Special meal discounts are available with the World Debit Card everywhere. Concierge services from MasterCard provide personal services including making reservations for special occasions, finding hard-to-find things, purchasing and sending gifts, and organising work-related activities. Every purchase made with the card, whether made in-person or online, is protected by Zero Liability Protection. Furthermore, you can virtually always and anyplace seek emergency aid.

MasterCard Platinum Debit Card

The Platinum Debit MasterCard offers a variety of perks and advantages when travelling. You can gain admission to participating airport lounges across the world while flying. With the assistance of MasterCard Airport Concierge, you can arrange for a personalised Meet and Greet agent to accompany you through the airport and save an exclusive 15%. You can also reserve a table at the city's top restaurant.

Additionally, if you spend a certain amount at partner restaurants, you will receive a free bottle of wine. You will likely receive a liability policy to safeguard you in the event of an unauthorised transaction in your account. When you pay with your Platinum Debit Mastercard, e-Commerce protection is automatically provided to make sure you can make secure online purchases.

How to Apply for a MasterCard Debit Card

You can apply for a MasterCard Debit card at your bank where you have your savings or current account. All you need to do is to visit your nearest branch of your bank. However, you can also apply for the MasterCard debit card online by visiting the official website of your bank. If you have a savings or current account, a minimal documentation is needed to get the card. The documents are needed for Know Your Customer (KYC) purpose. Given below are the list of the documents that are needed to be submitted:

  1. Permanent Account Number (PAN Card)
  2. Form-16
  3. Aadhar Card
  4. Two latest passport size photos

Eligibility Criteria to Apply for the MasterCard Debit Card

The following are the eligibility criteria to apply for the MasterCard Debit Card:

  1. The applicant should be at least 18 years of age.
  2. He or she should have a savings or a current account with a bank.
  3. He or she should submit all the necessary documents.
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FAQs on MasterCard Debit Card

  • Can I link multiple bank accounts to my MasterCard Debit Card?

    Yes, you can link multiple accounts to your MasterCard Debit Card. However, not all banks support this feature. Please check with your issuing bank for availability.

  • What are the three types of MasterCard Debit Cards?

    The three types of MasterCard Debit Cards are Standard Debit Card, World Debit Card, and Platinum Debit Card.

  • What is the highest tier of MasterCard Debit Card?

    The highest level is the MasterCard World Elite Debit Card.

  • What are the benefits of the World Debit MasterCard?

    With the World Debit MasterCard, you get enhanced transaction security, convenience, and premium customer service. You also enjoy access to exclusive travel and lifestyle privileges.

  • Can I use my MasterCard Debit Card internationally?

    Yes, MasterCard Debit Cards are accepted globally. You can use them to make purchases or withdraw cash at over 900,000 ATMs worldwide, including Maestro and Cirrus networks.

  • What should I do if my MasterCard Debit Card is lost or stolen?

    Immediately contact your issuing bank to block the card and prevent unauthorized transactions. Most banks offer 24/7 customer support for such cases.

  • Can I replace carrying cash with a MasterCard Debit Card?

    Yes, the MasterCard Debit Card offers convenience, security, and flexibility for daily expenses and travel purchases, making it a great alternative to cash.

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