YES Bank is one of the prominent banks in the country and offers an array of services and products to its customers like credit cards, debit cards, savings accounts, loans, deposit schemes, etc. One such offering of YES bank is Rio RuPay credit card issued in partnership with Rio.
The YES Bank Rio RuPay credit card is a life-time free credit card designed for individuals who wish to save on everyday transactions. It offers various benefits like fuel surcharge waiver, insurance coverage, reward points, and complimentary airport lounge access. Read on to know more about the application process, eligibility criteria, customer care number, and other details related to YES Bank Rio RuPay credit card.
The below-listed are the features and benefits of the YES Bank Rio RuPay Credit Card:
The eligibility criteria to apply for YES Bank Rio RuPay credit card are as listed below:
The below-listed documents are required to apply for YES Bank Rio credit card:
Note: The below-listed documents are in general, and the bank may request for additional documents based on your application and internal policies.
The following are the fees and charges that needs to be paid to avail Rio RuPay credit card services:
Particular | Fees/ Charge |
Joining Fee | Nil |
Annual Renewal Membership Fee | Nil |
Utility Charge |
|
Revolving Credit Interest Rate/ Cash Advance | 3.99% per month, 47.88% per annum |
Education Fee Payment Charges (Applicable from 1 October 2024) |
|
Fuel Transaction Charges (Applicable from 1 October 2024) |
|
Late Payment Fee |
|
Note: The above listed fees and charges are as on 8 August 2025 and are subject to change at the discretion of the bank.
YES Bank is known for its customer service. If you have any issues or grievances related to the YES bank credit card, you can reach out the below listed numbers:
No, you will not have to pay any joining fee when applying for YES Bank Rio RuPay credit card.
To add your Rio credit card to any UPI app, you need to know the last six digits of the card number and expiry date. These details can be directly taken from the Rio app. You can also link your Rio card to all the UPI apps directly from the Rio app itself.
Yes, you can make payments through any UPI apps using YES Bank Rio RuPay credit card.
Yes, you get a waiver of 1% on fuel transactions done using Rio RuPay credit card, capped at Rs.5000 in a calendar month.
Yes, you get the benefit of complimentary lounge access with Rio RuPay credit card.
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