Tata Neu Infinity HDFC Bank Credit Card

The Tata Neu Infinity Credit Card offered by HDFC Bank is a Rewards Points card that comes with several benefits. The process to apply for the credit card is simple and can be completed online.

Updated On - 05 Sep 2025
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Features & Benefits of Tata Neu Infinity HDFC Bank Credit Card

The main features of the Tata Neu Infinity HDFC Bank Credit Card are mentioned in the table below:

Renewal Offer

In case Rs.3 lakh and above is spent before the renewal date, the renewal fee need not be paid.

Insurance

  1. Up to Rs.9 lakh will be provided as Lost Card Liability Cover.
  2. Up to Rs.15 lakh will be provided for emergency overseas hospitalisation.
  3. Rs.1 crore will be provided as accidental death cover.

Contact Payment

Contact payment is enabled.

Welcome Offer

In case the first transaction is done before 30 days from the date the card is issued, 1,499 NeuCoins will be added to the Tata Neu App.

Fuel Surcharge

Fuel surcharge is waived (1%) at fuel stations in India. The minimum and maximum transactions that must be made are Rs.400 and Rs.5,000, respectively. In a statement cycle, the maximum amount that can be waived is Rs.500.

Lounge Access

  1. 8 domestic lounge access is offered in a year for free. The offer is applicable for both RuPay and Visa cards.
  2. By utilising the Priority Pass, 4 international lounge access is offered in a year for free. The offer can be availed for both RuPay (additional charge of $3.25 is applicable) and Visa cards.

Revolving Credit

The offer can be availed at an additional interest rate.

Zero Lost Card Liability

In case you lose the card, you will need to report the same within 24 hours.

NeuCoins

  1. In the case of spends (Non-EMIs) on Tata Neu and Tata Brand partners, 5% will be provided as NeuCoins.
  2. In the case of any EMI spends or spends at a non-Tata Brand, 1.5% will be provided as NeuCoins.
  3. In the case of any spends on the Tata Neu website/app, an additional 5% will be provided.
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Eligibility Criteria for Tata Neu Infinity HDFC Bank Credit Card

The eligibility criteria that must be met in order to apply for the credit card are mentioned below:

Category

Age Criteria

Income

Salaried Employees

21 years - 60 years

Up to Rs.1 lakh per month

Self-Employed Individuals

21 years - 65 years

Up to Rs.12 lakh per year

Only Indian nationals can apply for the Tata Neu Infinity HDFC Bank Credit Card.

Fees and Charges for Tata Neu Infinity HDFC Bank Credit Card

The fees that are levied for the Tata Neu Infinity HDFC Bank Credit Card are mentioned below:

Joining Fee

Rs.1,499 plus taxes.

Renewal Fee

Rs.1,499 plus taxes. In case Rs.3 lakh and above is spent before the renewal date, the renewal fee need not be paid.

Foreign Currency Markup

2% of currency spends

Revolving Credit Charges

41.88% per year

Foreign Currency Transactions

2.5% (6E Rewards XL)

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NeuCoins Redemption

You can use the NeuCoins on the Tata Neu website/app for purchases on brands such as:

  1. Qmin
  2. TATA 1MG
  3. Hotel purcahses/bookings on IHCL
  4. TATA CLiQ Luxury
  5. TATA CLiQ
  6. Westside
  7. Croma
  8. Bigbasket
  9. AirAsia India

The NeuCoins that are available and that have been accumulated will be mentioned on the monthly statement.

NeuCoins Validity

Following the last transaction, the NeuCoins will expire in 365 days. Additional NeuCoins may be offered in the case of any special promotions. Under such cases, the expiry of these NeuCoins will be provided when they are issued.

FAQs on Tata Neu Infinity HDFC Bank Credit Card

  • What should I do in case my Tata Neu Infinity HDFC Bank Credit Card is lost or stolen?

    In case your Tata Neu Infinity HDFC Bank Credit Card is lost or stolen you will need to contact the bank's customer care number on 1800 202 6161 or block the card via net banking.

  • In case there is a transaction dispute, can I report the same online?

    Yes, you can report a transaction dispute on the bank's official website.

  • On what spends will I not get NeuCoins?

    NeuCoins will not be provided on Smart EMI, card fees payments, clearing outstanding balance, cash advances, voucher purchase, and fuel spends.

  • Will charges be levied if the Priority Pass is used in India?

    Yes, charges will be levied if the Priority Pass is used in India.

  • What are different ways by which the Tata Neu Infinity HDFC Bank Credit Card PIN can be generates?

    The Tata Neu Infinity HDFC Bank Credit Card PIN can be generated at the ATM, on the mobile app, net banking, or by calling the bank's customer care.

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