Snapdeal BoB Credit Card

The Snapdeal Bank of Baroda Credit Card is a co-branded credit card that offers you many perks, rewards, and cashback. The joining fee and the annual fee are the same at Rs.250. You can opt for up to three add-on cards with no extra fees with the Snapdeal BoB Credit Card. This card is available for both salaried and self-employed individuals.

Features & Benefits of Snapdeal BoB Credit Card

  1. Activation benefit of vouchers up to Rs.500 on Snapdeal on using the credit card within the first 30 days since the issuance.
  2. You can win 20 reward points on every Rs.100 spent and earn up to 5% unlimited cashback on Snapdeal.
  3. On other online shopping portals, grocery, and departmental/retail stores, you can win 10reward points on every Rs.100 spent. All other spends will get you four reward points on every Rs.100 spent.
  4. Reward points won through the transactions will reflect in your monthly statement as an auto-credited cashback with Rs.0.25 per reward point.
  5. You can pay in EMIs (6 to 36 months) on purchases of more than Rs.2,500.
  6. Fuel surcharge waiver of 1% up to Rs.250 every month on payments of Rs.400 to Rs.5,000.
  7. You can get three add-on cards for free for your parents, siblings, spouse, or children above the age of 18.
  8. There is an interest-free credit facility from the date of any purchase with up to 50 days of interest-free credit.

Eligibility

  1. A salaried employee with an income of Rs.3,60,000 p.a. or more is eligible to acquire this card.
  2. A self-employed person with an income of Rs.4,80,000 p.a. or more is eligible to get this card.
  3. You have to be 21 to 65 years old to be a primary and above 18 years old to be a secondary (add-on) card holder.

Fees & Charges for Snapdeal BoB Credit Card

Joining Fees

Rs.250

Add-on Charges

Nil

Annual Fees

Rs.250

Documents Required for Snapdeal BoB Credit Card

  1. Photocopy of your PAN card
  2. Income proof (Bank statement showing a salary credit for at least two months for a salaried employee. And the latest income tax returns for a self-employed person)
  3. Proof of current residence (Can be Aadhar card, Driving Licence, Rental Agreement, etc.)
  4. 1 Recent Passport-size photo

FAQs on Snapdeal BoB Credit Card

  • How to apply for a Snapdeal BoB Credit Card?

    You can apply online by filling out the form and completing the video KYC process. You can visit your nearest BoB branch for an offline application.

  • How to redeem reward points on the Snapdeal BoB Credit Card?

    You can redeem the reward points earned on transactions made by the Snapdeal BoB Credit Card through vouchers or through monthly credit statements by turning the reward points into auto-credited cashback.

  • Is the EMI option on purchases of more than Rs.2,500 only applicable on Snapdeal?

    The EMI option ranging between 6 months and 36 months is applicable on any purchase of more than Rs.2,500.

  • Can I use the Snapdeal BoB Credit Card to pay a friend?

    No, the Snapdeal BoB Credit Card can’t be used to make P2P (Person to Person) money transfers. This facility is not available for credit cards in general.

  • Is Snapdeal BoB Credit Card a travel credit card?

    Snapdeal BoB Credit Card is a co-branded shopping credit card. One of the perks of the Snapdeal BoB Credit Card is the fuel surcharge waiver, but it doesn’t earn any travel reward points like air miles, discounts on hotel booking, etc.

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