BankBazaar
Credit Cards
Home Loans
Personal Loans
Other Loans
Calculators
Investments

Credit Score

FREE
Govt. Utility Documents
Download App

Download Mobile App

Badge
Insurance
Resources
BankBazaar

IDFC Bank Ashva Credit Card

The Ashva Credit Card offered by IDFC First Bank is a metal card that comes with cashback, low forex markup, and airport lounge, railway lounge, and Reward Points benefits. UPI transactions can be completed by using the credit card. The process of applying for the Ashva Credit Card is easy and can be completed online.

credit card CTA button

Benefits and Features

The main benefits and features of the IDFC Ashva Credit Card are mentioned below:

  1. Inaugural Offer: 2,500 Reward Points will be provided once the joining fee is paid.
  2. Exclusive Benefits:
    1. Welcome Benefit: Rs.500 will be provided as cashback in case of transactions above Rs.500. The offer is valid for four transactions. The cashback offer is valid within 60 days from the date the virtual credit card has been generated. However, the cashback will be provided only once the joining fee is paid.
    2. Forex Markup: The forex markup is low at 1%. This will ensure that international transactions are cost-effective and seamless.
    3. Reward Points: For any spends less than Rs.20,000, 5X Reward Points will be provided. For any spends more than Rs.20,000, 10X Reward Points will be provided. The spends are calculated for a statement cycle and on the cardholder’s birthday.
  3. Travel Benefits:
    1. Airport Lounge: In a quarter, domestic lounge access is provided for four times for free. In the case of international lounge access, two are provided every quarter for free.
    2. Free Trip Cancellation: Up to Rs.25,000 will be provided as a refund for hotel and flight cancellation. The offer is valid even for non-refundable flight bookings. The offer will be provided twice in a year.
    3. Railway Lounge: In a quarter, railway lounge access is provided for four times for free.
  4. Lifestyle Benefits:
    1. Golf: If you spend more than Rs.20,000 in a month, golf lessons/rounds will be provided two times in a month for free.
    2. Movie: Buy one ticket and get another free in case you purchase movie tickets on BookMyShow. The maximum discount that will be provided is Rs.400.
    3. Fuel: A 1% fuel surcharge waiver can be availed if fuel is purchased (up to Rs.400) at a fuel outlet.
  5. Visa Infinite Benefits:
    1. Airport Meet and Greet: Discounts will be provided on meet and greet services. The offer is available at more than 450+ airports all over the world.
    2. Airport Transfer Discounts: In the case of airport transfers, discounts are provided on limousine services.
    3. Personalised Assistance: In case of any travel needs, personalised assistance is provided.
    4. Luxury Hotel Benefits: Discounts and benefits are offered at more than 900+ hotel all over the world.
  6. Comprehensive Insurance:
    1. Accident and Lost Card Liability Cover: Air, personal, accident, and Lost Card Liability Cover worth Rs.50,000 is provided.
    2. Travel Insurance Cover: Up to 1200 Dollars will be provided as comprehensive travel insurance cover.
    3. Roadside Assistance: In case of any emergencies when you travel, roadside assistance will be provided at any given time.
credit card CTA button

Fees and Charges

The different fees and charges that are levied on the IDFC First Bank Ashva Credit Card are mentioned in the table below:

Joining Fee

Rs.2,999 plus GST

Annual Fee

Rs.2,999 plus GST

idfc ashva credit card

How to Apply for the IDFC First Bank Ashva Credit Card?

The procedure that must be followed to apply for the IDFC First Bank Ashva Credit Card is mentioned below:

  1. Visit the link.
  2. Click on ‘Apply Now’.
  3. On the next page, enter the name as per the details mentioned on the Aadhaar Card.
  4. Next, enter your date of birth.
  5. Next, enter the mobile number.
  6. Click on ‘Apply Now’.
  7. Follow the steps on the next page to complete the process.
credit card CTA button

FAQs on IDFC First Bank Ashva Credit Card

  • When should the joining fee paid in case I opt for the Ashva Credit Card?

    The joining fee must be paid once the digital card has been issued. However, the joining fee can be paid within the first statement due date.

  • How will the credit limit on the Ashva Credit Card be decided?

    The credit limit on the Ashva Credit Card will depend on the bank’s internal policies.

  • Can I use the Ashva Credit Card to withdraw cash?

    Yes, the Ashva Credit Card can be used to withdraw cash.

  • How long will the reward points on the Ashva Credit Card be valid for?

    The reward points on the Ashva Credit Card will be valid until the card is active.

  • Is complimentary airport lounge access offered under the credit card?

    Yes, domestic and international lounge access is provided under the card.

Types of Credit Card
  1. Top 10 Credit Cards in India
  2. Fuel Credit Cards
  3. Lifetime Free Credit Cards
  4. Kisan Credit Card
  5. Student Credit Cards in India
  6. Shopping Credit Cards
  7. Contactless Credit Cards
  8. Travel Credit Cards
  9. Co-Branded Credit Cards
  10. Lifestyle Credit Cards
  11. Rewards Credit Cards
  12. Business Credit Cards
  13. NRI Credit Cards
  14. Cashback Credit Cards
  15. Lounge Access Credit Cards
Credit Card by Banks
  1. Axis Bank Credit Card
  2. HDFC Bank Credit Card
  3. Kotak Bank Credit Card
  4. Federal Bank Credit Card
  5. SBI Credit Cards
  6. HSBC Credit Card
  7. IndusInd Bank Credit Card
  8. RBL Bank Credit Card
  9. Standard Chartered Credit Card
  10. YES Bank Credit Card
  11. Canara Bank Credit Card
  12. Punjab National Bank Credit Card
  13. Bank of Baroda Credit Card
  14. IDBI Credit Card
  15. Union Bank of India Credit Card
  16. Bank of India Credit Card
Articles on Credit Card
  1. How to Check Credit Card Status
  2. How to Manage Multiple Credit Cards
  3. Best Credit Card for Poor Credit
  4. How to get Credit Card without Job
  5. Credit Card Insurance Benefits
  6. How to Apply for Lost Credit Card
  7. Reasons for Credit Card Rejection
  8. Advantages & Disadvantages of Credit Card
  9. Difference between Credit Card & Debit Card
Credit Card Customer Care
  1. SBI Credit Card Customer Care
  2. HDFC Bank Credit Card Customer Care
  3. Axis Bank Credit Card Customer Care
  4. Federal Bank Credit Card Customer Care
  5. IndusInd Bank Credit Card Customer Care
  6. PNB Credit Card Customer Care
  7. RBL Bank Credit Card Customer Care
  8. Kotak Credit Card Customer Care
  9. Yes Bank Credit Card Customer Care
  10. Standard Chartered Credit Card Customer Care
  11. Canara Bank Credit Card Customer Care
  12. HSBC Credit Card Customer Care
  13. Indian Bank Credit Card Customer Care
  14. Bank of Baroda Credit Card Customer Care
  15. Bank of India Credit Card Customer Care
  16. Union Bank of India Credit Card Customer Care
Credit Card Bill Payment
  1. Credit Card Bill Payment
  2. SBI Credit Card Bill Payment
  3. HDFC Credit Card Bill Payment
  4. Federal Bank Credit Card Bill Payment
  5. Axis Bank Credit Card Bill Payment
  6. IndusInd Credit Card Bill Payment
  7. Kotak Credit Card Bill Payment
  8. Standard Chartered Credit Card Bill Payment
  9. RBL Bank Credit Card Bill Payment
  10. HSBC Credit Card Bill Payment
  11. PNB Credit Card Bill Payment
  12. Canara Bank Credit Card Bill Payment
  13. Bank of Baroda Credit Card Bill Payment
  14. Bank of India Credit Card Bill Payment
  15. Union Bank Credit Card Bill Payment
Credit Card Eligibility
  1. Credit Card Eligibility
  2. SBI Credit Card Eligibility
  3. HDFC Credit Card Eligibility
  4. Federal Bank Credit Card Eligibility
  5. Axis Bank Credit Card Eligibility
  6. Yes Bank Credit Card Eligibility
  7. IndusInd Bank Credit Card Eligibility
  8. HSBC Credit Card Eligibility
  9. Kotak Credit Card Eligibility
  10. Canara Bank Credit Card Eligibility
  11. Standard Chartered Credit Card Eligibility
  12. RBL Bank Credit Card Eligibility
  13. Bank of Baroda Credit Card Eligibility
  14. Union Bank Credit Card Eligibility
Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Explore More:

Credit Card:

Credit Score:

Personal Loan:

Home Loan:

Fixed Deposit:

Calculator:

Learn More:

Others:

Mobile Apps:

  • Google play
  • Apple Store

Contact Us:

Follow Us:

Copyright © 2025 BankBazaar.com.