BankBazaar
Credit Cards
Home Loans
Personal Loans
Other Loans
Calculators
Investments

Credit Score

FREE
Govt. Utility Documents
Download App

Download Mobile App

Badge
Insurance
Resources
BankBazaar

ICICI Bank Rubyx Credit Card against Fixed Deposit

The ICICI Bank Rubyx Credit Card Against Fixed Deposit has been has been launched to help you enjoy privileges on lifestyle, entertainment, and leisure activities. You can also earn reward points every time you swipe the credit card. The joining fee of the card is Rs.3,000.

Apply For Credit Card on BankBazaar

Key Benefits of Rubyx Credit Card Against Fixed Deposit

  1. 2 free rounds of golf at selected courses every month.
  2. Enjoy 2 free domestic railway lounge visits per quarter.
  3. Receive welcome vouchers worth Rs.5,000 (shopping and travel) when you pay your joining fee.
icici rubyx credit card

Benefits of Rubyx Credit Card Against Fixed Deposit

Welcome benefits

  1. Get welcome vouchers of Rs.5,000 for shopping and travel when you pay the joining fee.

PAYBACK points benefits

  1. Every anniversary year, you receive 15,000 reward points.

Golf course benefits

  1. Enjoy up to 2 free golf rounds every month*.

*Please note that this will be based on your expenses of the previous month. Visit the bank website to know more.

Airport and lounge benefits

  1. Get 2 free domestic airport lounge visits every quarter.
  2. This benefit can be availed if you spend Rs.5,000 or more during a calendar quarter.
  3. If you meet the above criteria, you can avail the facility within the next calendar quarter.

Railway lounge benefits

  1. Every quarter, you get 2 free domestic railway lounge visits.

Entertainment benefits

  1. Enjoy a 25% discount up to Rs.150 when you buy a minimum of two movie tickets.
  2. You can avail the benefit up to two times every month.
  3. You need to book your tickets via any of these websites:
    1. www.bookmyshow.com
    2. www.inoxmovies.com

Dining benefits

  1. Get exclusive discounts and offers on dining expenses.
  2. Visit icicibank.com/culinarytreats to know more.
Apply For Credit Card on BankBazaar

Fees and Charges of Rubyx Credit Card Against Fixed Deposit

Particulars

Fee

Joining fee

Rs.3,000

Annual fee

Rs.2,000

*Your annual fee will be waived off if your expenses cross Rs.3 lakh in the previous year.

Apply For Credit Card on BankBazaar

How to Apply for Rubyx Credit Card Against Fixed Deposit

  1. In order to get an ICICI Bank Rubyx Credit Card Against Fixed Deposit, you need to have an ICICI Bank fixed deposit account.
  2. Please note that the minimum amount for opening a fixed deposit with ICICI Bank is Rs.75,000.
  3. The minimum tenure of the fixed deposit should be 180 days.

Keep in mind that the credit card will not be issued to you if:

  1. The fixed deposit is in the name of:
    1. Third parties
    2. Hindu Undivided Family
    3. Partnership firms
    4. A society
    5. A trust
    6. Companies
    7. To foreign nationals, minors, Non-resident External (NRE), and Non-resident Ordinary (NRO) individuals.
Apply For Credit Card on BankBazaar

FAQs on Rubyx Credit Card Against Fixed Deposit

  • Who do I contact to redeem my PAYBACK points?

    To redeem your reward points for cash, you can contact 080-40146444.

  • Can I redeem my PAYBACK points online?

    Yes, you can visit www.payback.in and redeem your PAYBACK points.

  • Is the facility of free railway lounge access available for the supplementary card holder?

    No, only the primary cardholder can avail the service.

Types of Credit Card
  1. Top 10 Credit Cards in India
  2. Fuel Credit Cards
  3. Lifetime Free Credit Cards
  4. Kisan Credit Card
  5. Student Credit Cards in India
  6. Shopping Credit Cards
  7. Contactless Credit Cards
  8. Travel Credit Cards
  9. Co-Branded Credit Cards
  10. Lifestyle Credit Cards
  11. Rewards Credit Cards
  12. Business Credit Cards
  13. NRI Credit Cards
  14. Cashback Credit Cards
  15. Lounge Access Credit Cards
Credit Card by Banks
  1. Axis Bank Credit Card
  2. HDFC Bank Credit Card
  3. Kotak Bank Credit Card
  4. Federal Bank Credit Card
  5. SBI Credit Cards
  6. HSBC Credit Card
  7. IndusInd Bank Credit Card
  8. RBL Bank Credit Card
  9. Standard Chartered Credit Card
  10. YES Bank Credit Card
  11. Canara Bank Credit Card
  12. Punjab National Bank Credit Card
  13. Bank of Baroda Credit Card
  14. IDBI Credit Card
  15. Union Bank of India Credit Card
  16. Bank of India Credit Card
Articles on Credit Card
  1. How to Check Credit Card Status
  2. How to Manage Multiple Credit Cards
  3. Best Credit Card for Poor Credit
  4. How to get Credit Card without Job
  5. Credit Card Insurance Benefits
  6. How to Apply for Lost Credit Card
  7. Reasons for Credit Card Rejection
  8. Advantages & Disadvantages of Credit Card
  9. Difference between Credit Card & Debit Card
Credit Card Customer Care
  1. SBI Credit Card Customer Care
  2. HDFC Bank Credit Card Customer Care
  3. Axis Bank Credit Card Customer Care
  4. Federal Bank Credit Card Customer Care
  5. IndusInd Bank Credit Card Customer Care
  6. PNB Credit Card Customer Care
  7. RBL Bank Credit Card Customer Care
  8. Kotak Credit Card Customer Care
  9. Yes Bank Credit Card Customer Care
  10. Standard Chartered Credit Card Customer Care
  11. Canara Bank Credit Card Customer Care
  12. HSBC Credit Card Customer Care
  13. Indian Bank Credit Card Customer Care
  14. Bank of Baroda Credit Card Customer Care
  15. Bank of India Credit Card Customer Care
  16. Union Bank of India Credit Card Customer Care
Credit Card Bill Payment
  1. Credit Card Bill Payment
  2. SBI Credit Card Bill Payment
  3. HDFC Credit Card Bill Payment
  4. Federal Bank Credit Card Bill Payment
  5. Axis Bank Credit Card Bill Payment
  6. IndusInd Credit Card Bill Payment
  7. Kotak Credit Card Bill Payment
  8. Standard Chartered Credit Card Bill Payment
  9. RBL Bank Credit Card Bill Payment
  10. HSBC Credit Card Bill Payment
  11. PNB Credit Card Bill Payment
  12. Canara Bank Credit Card Bill Payment
  13. Bank of Baroda Credit Card Bill Payment
  14. Bank of India Credit Card Bill Payment
  15. Union Bank Credit Card Bill Payment
Credit Card Eligibility
  1. Credit Card Eligibility
  2. SBI Credit Card Eligibility
  3. HDFC Credit Card Eligibility
  4. Federal Bank Credit Card Eligibility
  5. Axis Bank Credit Card Eligibility
  6. Yes Bank Credit Card Eligibility
  7. IndusInd Bank Credit Card Eligibility
  8. HSBC Credit Card Eligibility
  9. Kotak Credit Card Eligibility
  10. Canara Bank Credit Card Eligibility
  11. Standard Chartered Credit Card Eligibility
  12. RBL Bank Credit Card Eligibility
  13. Bank of Baroda Credit Card Eligibility
  14. Union Bank Credit Card Eligibility
Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Explore More:

Credit Card:

Credit Score:

Personal Loan:

Home Loan:

Fixed Deposit:

Calculator:

Learn More:

Others:

Mobile Apps:

  • Google play
  • Apple Store

Contact Us:

Follow Us:

Copyright © 2025 BankBazaar.com.