HDFC MoneyBack Plus Credit Card

Given below are the key details of HDFC MoneyBack+ Credit Card:

1. The cardholders will get 500 CashPoints upon the activation of the card. It is considered a welcome gift.
2. Get 5x CashPoints on making Equated Monthly Installments (EMI) payments to certain merchant stores.
3. Earn two CashPoints for every Rs.150 spent using the HDFC MoneyBack+ credit card except wallet reloads, fuel purchased, voucher purchased, and prepaid card reloads.
4. HDFC MoneyBack+ Credit Card offers 10x CashPoints on purchases done on its partner brands such as Reliance Smart Store, Flipkart, Swiggy, Amazon, and Big Basket.
5. Get a discount of up to 15% on dining at more than 2,000 select restaurants across the country.
6. If the cardholders spend more than Rs.50,000 in a year, they will get a gift voucher worth Rs.500.
7. Get a fuel surcharge waiver of 1%.
8. If the annual expenditure of HDFC MoneyBack+ credit cardholders is more than Rs.50,000, the annual fee will be waived off.
9. The card also allows its cardholders to convert one-time payments into easy EMIs on big purchases.
10. The card has a zero lost card liability benefit, which means if the cardholders lose their card, they are not responsible for any sort of fraud but they need to report about the same to HDFC Bank Credit Card customer service.
11. If a cardholder spends at least Rs.50,000 per year, the renewal membership fee will be waived off.

Rewards and Benefits Offered by HDFC MoneyBack+ Credit Card

Let us have a look at the following table to know the rewards and benefits provided by HDFC MoneyBack+ Credit Card:

Fees and Charges of HDFC MoneyBack+ Credit Card

The following table explains the fees and charges of HDFC MoneyBack+ Credit Card:

Eligibility Criteria to Apply for HDFC MoneyBack+ Credit Card

You need to fulfil the following eligibility criteria to apply for HDFC MoneyBack+ Credit Card:

1. Age: To apply for the HDFC MoneyBack+ Credit Card, the age limit of the applicant should be between 21 years to 60 years of age.
2. Income: For salaried individuals, the minimum salary should be at least Rs.20,000 per month whereas, for self-employed individuals, the minimum income per year should be at least Rs.6 lakh per annum.
3. The applicant should be an Indian.

Documents Required

You need to submit the photocopies of the following documents to apply for HDFC MoneyBack+ Credit Card:

1. Identity Proof: Permanent Account Number (PAN) Card, Passport, Aadhar Card, Voter ID Card, Driving License, Person of Indian Origin (PIO) Card.
2. Address Proof: Passport, Voter ID Card, Aadhar Card, Driving License, Ration Card, Electricity Bill, Bank Account Statement, or Property Registration Document.
3. Income Proof: Last two months' salary slips, Form 16, and the Previous three months' bank account statement.

How to Apply for HDFC MoneyBack+ Credit Card?

To apply for the HDFC MoneyBack+ Credit Card, you need to log in to HDFC net banking portal using your login credentials. Then you need to go to the credit card application page, where you have to submit scanned copies of the abovementioned documents.

If you are willing to apply for the credit card offline, then you need to visit the nearest HDFC Bank branch, and fill up the offline credit card application form and submit it to the bank's official.

How to Track HDFC MoneyBack+ Credit Card Application Status?

Given below are the steps to track HDFC MoneyBack Plus Credit Card application status:

1. Visit HDFC net banking portal using your login credentials.
2. Go the 'Credit Cards' option under the 'Products' tab.
3. Click on the 'Important Links' option.
4. Next, click on the 'Track your Credit Card Application Status'.
5. You will be redirected to a new page where you need to enter your details like application reference number, mobile number, date of birth, etc.
6. Finally, click on the 'Submit' button to track the credit card application status.

HDFC MoneyBack Plus Credit Card Customer Care

If you have any query related to your HDFC MoneyBack Plus Credit Card, then you can get in touch with 24/7 customer care number 1800-266-4332. Apart from this, you can also email your queries or issues at customerservices.cards@hdfcbank.com.

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