Club Vistara SBI Card PRIME

The Club Vistara SBI Card PRIME Credit Card is a premium credit card offered by the State Bank of India in collaboration with Vistara Airlines. This credit card boasts top-of-the-line features and offers a wide range of benefits across not only travel but also other categories as well such as insurance and reward points. The Club Vistara SBI Card PRIME comes with a joining fee and an annual fee of Rs.2,999 and an interest rate of 2.5% per month.

State Bank of India is no longer accepting new applications for this credit card.

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Key Highlights of the Club Vistara SBI Card PRIME

  1. Welcome gift of 1 Premium Economy flight ticket as e-gift voucher.
  2. 4 Club Vistara points on every Rs.200 spent.
  3. Comprehensive insurance cover.
  4. Complimentary membership for the Priority Pass Program.
  5. Discounts on hotel and car rental bookings.
  6. Complimentary access to domestic airport lounges.
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Features and Benefits of the Club Vistara SBI Card PRIME

Welcome Benefits

1 Premium Economy ticket as an e-gift voucher for paying the joining fee.

Reward Point Benefits

4 Club Vistara points given on all spends for every Rs.200 spent.

Insurance Benefits

  1. Up to 6 cancellations per year (Rs. 3,500 limit per cancaellation)
  2. Avail a Lost Card Liability of up to Rs. 1 lakh.
  3. Air accident cover of up to Rs. 1 crore given.

Travel Benefits

  1. 8 complimentary visits to domestic airport lounges per year.
  2. Complimentary access to the Priority Pass Membership with 4 free visits per year.

Milestone Benefits

  1. On spending Rs.75,000 within 3 months of card issuance, get 3,000 Club Vistara Points.
  2. Get 1 premium economy ticket on annual spends of Rs.1.5 lakh, Rs.3 lakh, Rs.4.5 lakh, and Rs.8 lakh.
  3. On spending Rs.8 lakh in a month, get a hotel stay voucher of Rs.10,000.

Flexipay

With the Flexipay facility, a cardholder can convert purchases of more than Rs.2,500 into EMIs.

Balance Transfer Benefits

Transfer the balance of any other card to the Club Vistara SBI Card PRIME and pay it back at a lower interest rate.

Easy Money Facility

With the Easy Money facility, you can withdraw money against your credit limit in the form of a cheque or demand draft.

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Club Vistara SBI Card PRIME Credit Limit

The credit limit for the Club Vistara SBI Card PRIME is assigned by the bank considering several factors. The State Bank of India checks the credit score, credit utilisation ratio, and the repayment habits of past debts before assigning the credit limit.

Club Vistara SBI Card PRIME Fees and Charges

Type of Fee

Amount

Annual Fee

Rs.2,999

Renewal Fee

Rs.2,999

Finance Charges

Up to 3.35% monthly

Add-On card fee

Nil

Cash advance fee

  1. 2.5% of the amount withdrawn or Rs.500 (Domestic ATMs)
  2. 2.5% of the amount withdrawn or Rs.500 (International ATMs)

Finance Charges

3.50% per month or 42% per annum

Payment dishonor fee

2% of the payment amount; minimum of Rs.450

Statement request

Rs.100 per statement (more than 2 months old)

Cash payment fee

Rs.250

Late payment

  1. From Rs.0 to Rs.500 - Nil
  2. More than Rs.500 up to Rs.1,000 - Rs.400
  3. More than Rs.1,000 up to Rs.10,000 - Rs.750
  4. More than Rs.10,000 up to Rs.25,000 - Rs.950
  5. More than Rs.25,000 up to Rs.50,000 - Rs.1,100
  6. More than Rs.50,000 - Rs.1,300.

Cheque payment fee

Rs.100

Over limit fee

2.5% of the over limit amount; minimum of Rs.600

Rewards redemption fee

Rs.99

Foreign currency transaction

3.50%

Eligibility Criteria for Club Vistara SBI Card PRIME

Age

The primary applicant must be at least 18 years old.

Nationality

The applicant must be a citizen of India.

Employment status

He or she must be either salaried or self-employed

Credit Score

Applicants having a good credit score will be eligible for the card.

Documents Required for the Club Vistara SBI Card PRIME

Income Proof

Proof of Address

Identity Proof

Salary Slip

Ration Card

Voter ID

Form 16

Aadhaar Card

Aadhaar Card

IT Returns

Voter ID

Driving License

-

Passport

-

FAQs on Club Vistara SBI Card PRIME

  • Is there an annual fee waiver on the Club Vistara SBI Card PRIME?

    No, there is no waiver on the annual fee of Rs.2,999 for the Club Vistara SBI Card PRIME.

  • Where can I redeem the Club Vistara points?

    You can redeem the Club Vistara points accumulated on the rewards redemption page for services and products from Air Vistara and all partner airlines.

  • Is there an add-on card fee?

    No, the add-on card for the Club Vistara SBI Card PRIME comes at no additional costs.

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