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BPCL SBI Card Octane

The BPCL SBI Card OCTANE is a fuel credit card by the State Bank of India in collaboration with the Bharat Petroleum Corporation Limited. This credit card comes with a host of features and benefits across different categories which include fuel, travel, reward points, and milestone benefits.

The joining fee of the BPCL SBI Card OCTANE is Rs.1,499 and comes with an annual fee of Rs.1,499 as well. The State Bank of India charges an interest rate or finance charge of 3.5% per month.

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Key Features of the BPCL SBI Card OCTANE

  1. Welcome benefits of 6,000 reward points.
  2. Get value-back benefits of up to 7.25% reward points on fuel purchases at BPCL petrol pumps.
  3. 25X reward points at BPCL stations with reward points of 2,500 per statement cycle.
  4. 4 complimentary lounge visits at domestic airports.
  5. Complimentary fraud liability cover of Rs.1 lakh.

Features and Benefits of the BPCL SBI Card OCTANE

Welcome Benefits

  1. Avail a welcome benefit of 6,000 reward points on paying the annual fee which is equivalent to Rs.15,000.

Value-back Benefits

  1. Enjoy a Value back of 7.25% on fuel purchases at BPCL petrol pumps.
  2. Get up to 25x reward points on fuel purchases at BPCL petrol pumps.
  3. 6.25% Value back plus 1% fuel surcharge.
  4. Maximum of 2,500 reward points per month.

Reward point Benefits

  1. Get 10 reward points on every Rs.100 spent on dining, movie, grocery, and departmental stores.
  2. Avail 25 reward points for every Rs.100 spent on fuel at BPCL petrol pumps all over the country.

Fuel surcharge Benefits

  1. 1% fuel surcharge on fuel transactions at all BPCL fuel pumps in India.
  2. Fuel surcharge waiver will be applicable on all purchases up to Rs.4,000.

Travel Benefits

Get 4 complimentary lounge visits at domestic airports per year.

Milestone Benefits

On annual spends of Rs.3 lakh, get a gift voucher worth Rs.2,000 from Aditya Birla Fashion, Hush Puppies, Yatra, or Urban Ladder.

Insurance Benefits

Avail a complimentary Fraud Liability Cover of Rs.1 lakh.

Balance Transfer Benefits

Transfer the outstanding balance of other credit cards to your BPCL SBI Card OCTANE with the balance transfer facility.

Flexipay

Convert your purchases of over Rs.2,500 to Easy Monthly Installments with the Flexipay facility.

Contactless Technology

The BPCL SBI Card OCTANE comes with contactless technology.

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BPCL SBI Card OCTANE Limit

The credit limit of the BPCL SBI Card OCTANE will be assigned by the bank. The State Bank of India takes many factors into consideration before assigning a credit card limit such as the credit score of the applicant, the credit utilisation ratio along with their repayment habits of past debts.

BPCL SBI Card OCTANE Fees and Charges

Type of Charge

Amount

Joining fee

Rs.1,499

Annual fee

Rs.1,499

Add-on fee

Nil

Credit card finance charge

3.5% on all unsecured SBI Credit Cards (except Shaurya)

Minimum amount due each month

5% of total outstanding amount or Rs.200 + taxes, whichever is higher

Interest fee period

20 to 50 days

Finance charge on cash advance

For domestic cash withdrawal, a fee of 2.5% or Rs.500 (whichever is higher)

Statement retrieval

Rs.100 per statement - for statements more than 2 months old

Late payment fee (charged based on the total outstanding amounts)

  1. Up to Rs.500 Nil
  2. Rs.501 to Rs.1,000-400
  3. Rs.1001 to Rs.10,000-750
  4. Rs.10,001 to Rs.25,000-950
  5. Rs.25,001 to Rs.50,000-1,100
  6. More than Rs.50,000-1,300

Over limit fee

2.5%

Card replacement fee - domestic

Rs.100 to Rs.250

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Eligibility Criteria for BPCL SBI Card OCTANE

Credit Score

Applicants having a good credit score will be eligible for the card.

Nationality

He or she must be a citizen of India.

Age

The applicant must be at least 18 years old.

Employment status

The primary applicant must be salaried or self-employed.

Documents Required for the BPCL SBI Card OCTANE

Identity Proof

Proof of Address

Income Proof

Voter ID

Passport

IT Returns

Aadhaar Card

Ration Card

Form 16

Driving License

Voter ID

Salary Slip

-

Aadhaar Card

-

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FAQs on BPCL SBI Card OCTANE

  • How many reward points will I receive on my fuel transactions?

    At all BPCL petrol pumps, you will receive up to 25 reward points on every Rs.100 spent. Along with this, the fuel surcharge will also be waived on transactions amounting to Rs.4,000.

  • Is there an annual fee waiver on the BPCL SBI Card OCTANE?

    Yes, if your annual spending amounts to Rs.2 lakh, your annual fee of Rs.1,499 for the next year will be waived.

  • What is the maximum fuel surcharge waiver given with the BPCL SBI Card OCTANE?

    A maximum surcharge waiver of Rs.100 is given per statement cycle with this credit card.

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Credit Card Bill Payment
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Credit Card Eligibility
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  3. HDFC Credit Card Eligibility
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  5. Axis Bank Credit Card Eligibility
  6. Yes Bank Credit Card Eligibility
  7. IndusInd Bank Credit Card Eligibility
  8. HSBC Credit Card Eligibility
  9. Kotak Credit Card Eligibility
  10. Canara Bank Credit Card Eligibility
  11. Standard Chartered Credit Card Eligibility
  12. RBL Bank Credit Card Eligibility
  13. Bank of Baroda Credit Card Eligibility
  14. Union Bank Credit Card Eligibility
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