Bank of India Visa Gold International Credit Card

The features that accompany Bank of India Visa Gold Card International Card will make banking more convenient for the cardholders.

1. EMI Options: Bank of India Visa Gold Card International Cardholders have the option to convert their costly purchases to EMI and pay back the same over a tenure of up to 36 months.
2. Concession on Medi-Claim: Cardholders are offered concession in the premium of Medi-Claim insurance policy for up to Rs. 5 lakhs. This scheme is offered under partnership with National Insurance Co. Ltd.
3. Easy Cash Withdrawal: Customers can withdraw cash from ATMs across the country including other bank ATMs using Bank of India Visa Gold Card International Card.
4. Balance Transfer Option: Bank of India Visa Gold Card International Cardholders have the options to transfer the outstanding balance from credit cards of other bank to Bank of India Visa Gold Card subject to a maximum of 75% of spending limit.
5. Revolving Credit Provision: By availing the revolving credit facility, the Visa Gold Card International Credit Cardholder has to pay only 10% of the credit card bill before the due date. He will be levied an interest of 1.70% per month on the remaining 90% outstanding balance. The customer will be charged 2.5% interest per month if the total amount is overdue.
6. Worldwide Acceptance: Bank of India Visa Gold Card International Card is accepted at over 4,14,000 global locations. The cardholder can also use the card to withdraw cash from over 8,10,000 ATMs participating in VISA global ATM network.

Benefits of Bank of India Visa Gold International Card:

The benefits that come with Bank of India Visa Gold Card International Card make it a very popular choice amongst the globetrotters who are looking for an international credit card.

1. Constant Customer Support: With 24/7 customer support for reporting lost and stolen credit cards, you need not panic. Get your queries answered instantly and block your lost card - all you have to do is call BOI Credit Card Customer Care. Cardholders can also avail the ATM locator service offered by the Bank of India.
2. Adjustable Credit Limit: Supplementary cardholders can enjoy the benefits of flexible credit limit.
3. Greater Purchase Power: The spending limit for Bank of India Visa Gold Card International Credit Card is typically over Rs.1 lakh.
4. Nominal Interest Rates: Customers can make costly purchases using this credit card and pay back in easy EMI options at attractive interest rates. For credit cards whose minimum amount is paid on or before the due date, revolving credit at a preferential rate of 1.7% is also offered.
5. Access to Visa Services: Customers have the access to Visa Emergency Assistance Centre (VEAC) for easy reporting of lost or stolen cards.
6. Interest Free Credit Period: Cardholders get the advantage of interest free credit period for up to 51 days.
7. Emergency Services: Bank of India Visa Gold Card International Cardholders get emergency card replacement and emergency cash disbursement services.

Bank of India Visa Gold Card International Card Fees and Charges

Bank of India Visa Gold Card International Card Eligibility

The applicant must satisfy the eligibility criteria given below to be able to apply for a Bank of India Visa Gold Card International Card.

1. Bank of India Visa Gold Card International Credit card is issued to people of Indian origin.
2. The applicant must have a gross annual income of Rs.1. 50 lakhs and above to be eligible for this card.
3. Individuals of foreign origin who are residing in India currently for employment and Non-resident Indians can apply for this credit card.
4. The applicant must have a good CIBIL score and must not have defaulted on any payment of dues related to Bank of India or any other bank.
5. The customer should have a steady income which will be verified from the income tax return statements and salary statements.

BOI Visa Gold Card International Card Documentation

The applicant will be required to submit the documents given below to complete the application process for Bank of India Visa Gold Card International Card.

1. Proof of identity - Either of passport, driving licence, voter ID, Aadhaar card or PAN card.
2. Address Proof - Any one of recent electricity bills, telephone bills, passport or voter ID must be submitted as address proof.
3. Income Proof documents - Recent IT Returns, last six months bank account statements showing salary credit and salary slips, as applicable.

The documents required will change based on the income type and employment of the applicant. Do enquire about the list of documents required for your profile and keep the documents ready before starting the application process.

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