With the Airtel Axis Bank Credit Card, you can earn cashback when you use the card for utility bills payments via the Airtel Thanks app. The annual fee of the Airtel Axis Bank Credit Card is Rs.500.
These are the key highlights of the Airtel Axis Bank Credit Card:
These are the features and benefits of the Airtel Axis Bank Credit Card:
Welcome benefits:
Note: The transaction has to be made within 30 days of the card being issued to you.
Cashback benefits:
Milestone benefits:
Airport and lounge benefits:
Fuel surcharge benefits:
Dining benefits:
Equated Monthly Instalment (EMI) benefits:
The following are the revised features of Airtel Axis Bank credit card with effect from 20 April 2024:
You can apply for the apply for the Airtel Axis Bank Credit Card if you meet the following eligibility criteria:
You have to submit these documents when you apply for the credit card:
Category | Benefit | Annual Spends | Benefits |
Activation Benefit | 500 | - | 500 |
Airtel Billpay & recharge | 25% | Rs.14,400 | Rs.3,600 |
Non telecom spends via Airtel Thanks app | 10% | Rs.36,000 | Rs.3,600 |
Purchase from Swiggy | 10% | Rs.15,000 | Rs.1,500 |
Purchase from bigbasket | 10% | Rs.15,000 | Rs.1,500 |
Purchase from Ola | 10% | Rs.15,000 | Rs.1,500 |
Purchase from Zomato | 10% | Rs.15,000 | Rs.1,500 |
Fuel surcharge waiver | 1% | Rs.20,000 | Rs.200 |
Other Spends | 1% | Rs.69,600 | Rs.696 |
Airport lounge access | Rs.4,000 | ||
Total Annual Benefits | Rs.18,596 (9.3%) |
The table summarises the fees and charges of the Airtel Axis Bank Credit Card:
Type of charge | Fee |
Joining fee | Rs.500 |
Annual fee | Rs.500 |
Joining fee (add-on credit card) | Waived |
Annual fee (add-on credit card) | Waived |
Finance charge | 3.6% per month (52.86% -annualised) |
Fee for card replacement (primary card) | Rs.100 |
Fee for card replacement (add-on card) | Rs.100 |
Cash payment fee | Rs.100 |
Duplicate statement fee | Waived |
Fee for charge-slip retrieval/copy request fee | Waived |
Mini statement SMS | Free |
Outstation cheque fee | Waived |
Balance enquiry charge | Waived |
Late Payment Charges | Up to Rs.300: NIL Rs.301 to Rs.500: Rs.100 Rs.501 to Rs.1,000: Rs.500 Rs.1,001 to Rs.10,000: Rs.500 Rs.10,001 to Rs.25,000: Rs.750 Rs.25,001 to Rs.50,000: Rs.1,000 Over Rs.50,000: Rs.1,000 |
Processing fee for balance transfer |
|
Cash withdrawal fee |
|
Overlimit fee |
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Railway tickets purchase/cancellation surcharge | As determined by IRCTC/Indian Railways |
Cheque return/dishonor fee or auto-debit reversal | 2% of the amount Subject to a minimum of Rs 450 |
Foreign currency transaction fee | 3.50% |
Goods and Services Tax (GST) | As per government norms |
No, you cannot earn cashback on fuel transactions.
No, the GST that is charged on your fuel surcharge is not refundable.
You can contact Axis Bank credit card customer care desk by calling 1860 419 5555.
No, there is no minimum amount you have to spend to get the cashback. There is a monthly cap on the cashback you can get for each spend.
No, anyone can apply for the credit card if they meet the criteria.
Every cardholder has a different credit limit based on various factors.
The bank has a lot for internal policies and if you do not meet the criteria then you will not be eligible for the credit card.
You will get the credit card within 7 to 10 days of the application being approved.
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