Latest Credit Card Offers 2025

Credit cardholders in India can take advantage of a wide range of exciting offers and deals provided by issuers across various lifestyle categories. Popular categories for these deals include lifestyle, shopping, dining, travel, entertainment, online purchases, health, wellness, and more.

Updated On - 05 Sep 2025
credit card CTA button

Banks also offer the option to convert purchases into monthly EMIs for credit card users. Credit cardholders can enjoy cashback, discounts, free tickets, buy-one-get-one deals, vouchers, gift cards, and reward points when they avail offers from banks or e-commerce partners. Let’s explore the latest offers from leading credit card issuers in India.

Credit Card Offers on Shopping

To delight shopaholics, credit card issuers are providing interesting deals and offers on both online and in-store shopping. Many retailers have partnered with credit card companies to provide exclusive discounts on various credit cards.

Avail shopping offers on these cards:

credit card CTA button

HDFC PIXEL Play Credit Card

The PIXEL Play Credit Card is designed to offer a fully digital experience, and customisable benefits designed to suit your lifestyle. Here is a detailed look at the offers and benefits:

  1. Easy digital onboarding: You can easily apply for Pixel Play credit card from PayZapp and receive this credit card instantly.
  2. Customised credit card: HDFC bank gives the option to customise the Pixel Play credit card. You can choose the card design, how to earn cashback and also choose the billing cycle.
  3. Cashback: You get 5% cashback on choosing any two packs from the below listed categories:
    1. Dining & Entertainment: BookMyShow and Zomato
    2. Travel: MakeMyTrip and Uber
    3. Grocery: Blinkit and Reliance Smart Bazaar
    4. Electronics: Croma and Reliance Digital
    5. Fashion: Nykaa and Myntra
  4. You get 5% cashback on all purchases made through SmartBuy.
  5. On HDFC Bank PIXEL Credit card payment via Swiggy Dineout, you can avail savings of up to 10%.
  6. The card offers fuel surcharge waiver of 1% on transaction between Rs.400 and Rs.5000.
  7. On spending Rs.20,000 within 90 days of card issuance, the card offers a joining fee waiver.
  8. Renewal membership fee is waived off for next year on spending Rs.1 lakh or more in the preceding 12 months. 
  9. You get 3% cashback on your choice of any one e-commerce platform - Amazon, Flipkart, or PayZapp.
  10. You earn 1% unlimited cashback on all other expenses.
  11. You get 1% cashback on UPI transactions. Do note that this scheme is available only for PIXEL RuPay credit card holders.
  12. Easy EMI option: You can easily convert your credit card outstanding balance into EMIs using PayZapp application.
  13. Flexibility to choose repayment tenure: With Pixel Play credit card, you get the option to choose repayment tenure at low cost.
  14. Digital credit card: Pixel Play credit card is a completely digital credit card and does not require any documentation, email, or calling.
  15. Lost card liability: With Pixel Play credit card, you get zero lost card liability in case of reporting it within 24 hours of the unfortunate event.
  16. Interest-free credit period: Pixel Play credit card also gives its customers a credit free period of up to 50 days.

Myntra Kotak Credit Card

The Myntra Kotak Credit Card offer a combination of instant discounts, cashback, and exclusive benefits tailored for fashion enthusiasts. The offers and discounts by this credit card are:

  1. Instant Myntra Discount: Get a 7.5% instant discount on purchases made on the Myntra app and website, capped at Rs.750 per transaction.
  2. Cashback on Preferred Partners: Earn 5% cashback on spending across selected partners like Swiggy, PVR, Cleartrip, and Urban Company, with a maximum cashback of Rs.1,000 per month. Do note that transactions converted to EMIs will be exempt from the cashback offer.
  3. Unlimited Cashback: 1.25% unlimited cashback on all other purchases, excluding rent, fuel, wallet recharges, and EMI transactions for transactions less than or equal to Rs.2000.
  4. Myntra Insider Program: Complimentary membership to Myntra’s loyalty program, providing exclusive offers and benefits. All cardholders will be onboarded as Myntra Insider Select members within 45 days of activating their card.
  5. Quarterly benefits: Enjoy 2 complimentary PVR tickets worth Rs.250 each on spending over Rs.50,000 in a calendar quarter, excluding spends on rent, wallet, fuel, and EMI transactions.
  6. Welcome Benefit: Receive a Rs.500 Myntra e-Gift Voucher upon activation (after a Rs.500+ transaction within 30 days) The offer is valid only after paying the joining fee.
  7. Cashbacks on UPI: The card is eligible for UPI on credit card transactions and entitled to 1.25% cashback on all transactions except on selected categories. 
  8. Airport Lounge Access: Enjoy 4 free domestic lounge access per year (1 per quarter).
  9. PVR Movie Tickets: Get 2 free PVR movie tickets worth Rs.250 every quarter upon spending Rs.50,000.
  10. Annual Fee Waiver: Waiver of the Rs.500 annual fee for spending more than Rs.2 lakh in the previous year.
  11. Fuel Surcharge Waiver: For transactions between Rs.500 and Rs.3,000, the card offers a 1% fuel surcharge waiver, with a maximum annual waiver of up to Rs.3,500.
credit card CTA button

Best Credit Card Offers on Dining

Credit Card Offers

To make dining experience more enjoyable, credit card companies offer Dining credit cards with exclusive dining privileges like discounts, complimentary drinks, cash back and other such offers.

Below you can find the best dining offers provided by top banks. You can click on the respective bank to know more offers in the category.

Avail various dinning offers on these cards:

Swiggy HDFC Bank Credit Card

The Swiggy HDFC Bank Credit Card offers various benefits designed to provide savings and rewards for frequent users of Swiggy. Here is a breakdown of its main benefits and offers:

  1. Cashback on Swiggy: 10% Cashback on Swiggy app purchases (food ordering, Instamart, Dineout, and Genie).
  2. Cashback on online spends: 5% Cashback on online spends across eligible online merchant categories.
  3. Cashback on other categories: 1% Cashback on other categories (with exclusions and limits).
  4. Welcome Benefit: Complimentary Swiggy One Membership for 3 months upon card activation.
  5. Golf benefits: Offers access to golf courses worldwide and 12 free lessons per year. 50% of the green fee beyond complimentary sessions. Moreover, the card also offers four complimentary rounds of green fees in a year.
  1. Other Benefits: The card also offers EMI facility, revolving credit, contactless payment, zero lost card liability, and interest-free credit period.

IndusInd EazyDiner Credit Card

The EazyDiner Credit Card by IndusInd Bank offers a range of benefits focused on dining, entertainment, and luxury experiences. This card is ideal for dining enthusiasts looking to enjoy discounts, luxury stays, and entertainment perks.

  1. Welcome Benefits:
    1. 12-month EazyDiner Prime Membership worth Rs.3550, with guaranteed 25% to 50% OFF at over 2000 premium restaurants and bars.
    2. Unlock 3X EazyPoints for additional benefits, like free luxury hotel stays and free meals.
    3. Offers four reward points on other spends except fuel and dining on every Rs.100 spent. 
    4. 2000 welcome bonus EazyPoints and Postcard Hotel stay voucher worth Rs.5,000 Rs.7,500 for a luxury holiday are offered on payment of renewal fee.
  2. Reward Points: Earn 10 Reward Points on every Rs.100 spent on dining, shopping, and entertainment.
  3. Reward Redemption: Instant redemption of Reward Points for discounts on restaurant bills.
  4. Joining Fee: Rs.2,999
  5. Annual Fee: Rs.2,999 (renewal fee includes a 12-month EazyDiner Prime membership and 2000 welcome bonus EazyPoints).
  1. Fuel surcharge waiver: Offers fuel surcharge waive of 1.00% across all fuel stations in India. 
  1. Dining offers: On paying dining bills via PayEazy, the card offers 25% discount up to Rs.1000. The discount is capped at Rs.2000 per month and to avail for additional discount of Rs.3000, you need to spend Rs.30,000 in previous calendar month on non-dining transaction. 
  1. Beverage benefits: Enjoy a complimentary premium alcoholic beverage at over 200 select restaurants when booking through the EazyDiner app. Use the "Free Drink" filter to find participating venues. Do note that the beverage details and serving size are at the restaurant's discretion.

Note:

  1. Total discount that can be availed on dinning is Rs.5000. 
  1. If the bill is paid using another payment mode, then an extra 25% discount will not be applicable. 
  1. For consecutive transactions made at the same restaurant within the gap of 120 minutes or less, then a 25% discount will not be applicable. 

Best Credit Card Offers on Travel

Exploring the globe without any boundaries has become a typical holiday plan for most of us. Well, why not make our holiday trips budget-friendly by choosing a travel credit card.

Yes, travel is one of the popular categories on which you can find interesting credit card offers. From instant discounts on domestic and international flight bookings to cashback on international dining experience, you can enjoy interesting deals throughout your journey.

Top travel offers by the best banks in the country are provided below.

6E Rewards XL - IndiGo HDFC Bank Credit Card

The 6E Rewards XL - IndiGo HDFC Bank Credit Card is designed to offer rewards for frequent travellers and users who make purchases across a range of categories. This card is ideal for those who frequently fly with IndiGo, offering excellent rewards on flight bookings and a variety of lifestyle categories, along with significant savings on convenience fees. Check out the latest offers below:

  1. 5 6E Rewards on IndiGo flight bookings per Rs.100.
  2. 3 6E Rewards on grocery, dining, and entertainment purchases per Rs.100.
  3. 2 6E Rewards on all other spends per Rs.100.
  4. Enjoy 8 complimentary domestic lounge visits per calendar year, with a maximum of 2 visits per quarter.
  5. Offers one complimentary flight ticket worth Rs.3000.
  6. The card offers one complimentary add-on card worth Rs.1,099, Priority check in, choice of seat, a complimentary meal.
  7. Your 6E Rewards XL-Indigo HDFC Bank Credit Card provides an interest-free period of up to 50 days from the date of purchase.
  8. Apart from the above-mentioned offers, the card also offers a foreign currency markup fee of 2.50%, zero lost card liability, revolving credit, Smart EMI, and contactless payment facility. 

MakeMyTrip ICICI Bank Credit Card

The MakeMyTrip ICICI Bank Credit Card offers a range of travel and lifestyle benefits, specially designed for frequent travelers. Ideal for those who often book through MakeMyTrip, the card provides excellent rewards, exclusive membership perks, and reduced foreign exchange charges. Here are some of its top offers and benefits:

  1. Unlimited myCash Rewards: Earn unlimited myCash rewards on all your spends, and the rewards never expire.
  2. Up to 6% myCash: Get up to 6% myCash on MakeMyTrip bookings, in addition to any discounts already available on the platform.
  3. Joining/Annual Voucher: Receive a Rs.1,000 voucher valid for a year on payment of joining fee and voucher worth Rs.1000 valid for three months on payment of annual fee.
  4. Forex Markup Fee: Enjoy a low forex markup of just 0.99% on international transactions, making it more affordable to use abroad.
  5. MMTBLACK Gold Membership: Complimentary access to MMTBLACK Gold Membership, which offers extra benefits and exclusive discounts on travel bookings.
  6. Two Network Options: Flexibility to use the card on both Mastercard and RuPay networks.
  1. Offers eight and one complimentary domestic and international airport lounge access per year, respectively. 
  2. The card offers no-cost-EMI of three months on MakeMyTrip booking, round-the –clock assitance for RuPay variant and also offers dining discounts with Culinary Treat Programme. 
  1. The card also offers two monthly discounts on movie tickets purchased via BookMyShow and INOX.
  1. On spending Rs.3 lakh in an anniversary year, the annual fee will be waived off. 
  2. The card will offer 3 reward points on flight, bus and cab bookings, 6 points on hotel and 1 reward on other retail expenditure in the form of myCash. 
credit card CTA button

Best Credit Card Offers on Entertainment

For movie buffs, having the right credit card would help save on their entertainment spends. From exciting weekend ticket offers to complimentary ticket offers on weekdays, you can enjoy a free movie every week.

From exciting weekend ticket offers to complimentary ticket offers on weekdays, you can enjoy a free movie every week.

Explore the best movie ticket offers on some top credit cards in India.

PVR INOX Kotak Credit Card

The PVR INOX Kotak Credit Card is a perfect companion for movie enthusiasts, offering a range of benefits to elevate your cinematic experience. This card ensures that every aspect of your movie outing is rewarding and cost-effective. Best offers include:

  1. Zero joining fees
  1. Unlimited Movie Tickets:
    1. Get 1 free PVR INOX movie ticket worth Rs.300 for every Rs.10,000 spent in a monthly billing cycle.
    2. Exclusions apply for spending on rent payments and wallet funding.
  2. Flat Discounts:
    1. 5% off on movie tickets booked via PVR INOX theatres, app, or website.
    2. 20% off on food and beverages purchased at PVR INOX theatres, app, or website.
  3. Complimentary Lounge Access:
    1. Enjoy access to premium PVR INOX in-cinema lounges for a luxurious experience.

RBL Bank Play Credit Card

The Play Credit Card by RBL Bank, designed for movie buffs, offers exciting benefits for entertainment lovers. This card ensures an enhanced movie experience with savings on tickets and snacks, making it an excellent choice for regular cinema-goers.

Here is what you get:

  1. Welcome Offer: On making a purchase on BookMyShow within 30 days of card issuance, the card offers a discount of up to Rs.1,000.
  2. To receive two and one complimentary movies, stream, play, event, sports, or activity tickets up to Rs.250 each, simply spend Rs.15,000 and Rs.10,000 within a billing month, respectively.
  3. The offer is valid for one month.
  4. The discount of Rs.1000 or four movie ticket can be availed in two transactions where each ticket should be Rs.500 each with maximum two tickets per transaction. 
  5. Annual Fee: It comes with an annual fee of Rs.100 plus Goods and Services Tax. 
  1. To get your next year's charge waived, spend Rs.1.5 lakh in a single year. 
  1. The card offers 5000 bonus reward points on speding more than Rs.2 lakh annually and 10,000 additional bonus reward points on spending more than Rs.3.5 lakh per year. 
  1. The card also offers 10, 20 and one reward points on every Rs.100 spent at BookMyShow, Pizza Hut, and KFC; on dining on Wednessday; and on all other purchases, respectively. 
  1. Fuel surcharge waiver of up to Rs.100 each month on transaction between Rs.500 and Rs.4000. 
credit card CTA button

Best Credit Card Offers on Grocery Spends

They have become an essential part of our everyday routine. At least once a month, we refill our kitchens with the required raw material thus spending a decent share of our income on them.

Credit card issuers partnered with some major grocery suppliers like Big Basket, Amazon Pantry, etc., to provide big savings to their card users.

Listed below are a few offers on groceries provided by some top banks in the country.

American Express SmartEarn™ Credit Card

The American Express SmartEarn™ Credit Card is perfect for individuals who frequently shop online, dine out, or use services from popular platforms while enjoying cashback, rewards, and flexible payment options.

  1. Welcome Gift: On spending Rs.10,000 within the first 90 days of card membership,, Rs.500 cashback will be offered.
  2. No convenience will be charged on fuel purchase at HPCL for transaction of amount less than Rs.5000.
  3. Annual Fee: Rs.495 + taxes (waived on spends of Rs.40,000 or more in the previous year). The first-year annual fee will be Rs.495 plus applicable taxes.
  4. Spend money on Amazon, Flipkart, Uber, BookMyShow, Zomato, EaseMyTrip, and many more sites to earn Accelerated Membership Rewards points.
  5. Receive a waiver of the renewal cost for qualified purchases made in the preceding year of card membership of at least Rs.40,000.
  6. Reach the expenditure milestones of Rs.1.20 lakh, Rs.1.80 lakh, and Rs.2.40 lakh, respectively, during a Card membership year to get vouchers worth Rs.500.
  7. At the point of sale, convert purchases into EMIs with interest rates as low as 14% annually.
  1. For every Rs.50 spent on partners like Zomato, Ajio, Nykaa, BookMyShow, Uber, and more, you will earn 10X Membership Rewards points. 
  1. For every Rs.50 spent on Amazon, you will earn 5X Membership Rewards points. 
  1. For every Rs.50 spent (excluding spends on fuel, insurance, utilities, cash transactions, and EMI conversion at the point of sale), you will earn 1 Membership Rewards point. 
  1. By spending just Rs.7,500 with the SmartEarn Credit Card you can earn up to 1,250 Membership Rewards points per month. 
  1. You will receive 500 points on spending Rs.2,500 on a 10X partner (e.g., Zomato). 
  1. You will receive 500 points on spending Rs.2,500 on other 10X partners (e.g., BookMyShow, Flipkart, Uber). 
  1. You will receive 250 points on spending Rs.2,500 on 5X partner (Amazon). 

Amazon Pay ICICI Bank Credit Card

The Amazon Pay ICICI Bank Credit Card offer up to 5% cashback on Amazon purchases, including groceries, and additional benefits like fuel surcharge waivers. With no joining or annual fees, it’s a cost-effective choice for everyday savings. The benefits are as follows:

  1. 5% cashback on Amazon spends (including groceries) for Prime members.
  2. 3% cashback on Amazon spends (including groceries) for Non-Prime members.
  3. 2% cashback at Amazon Pay partner merchants.
  4. 1% cashback on all other purchases.
  5. Fuel Savings: 1% fuel surcharge waiver across all petrol pumps in India.
  6. The card also offers dining discounts on the Culinary Treats Programme. 
credit card CTA button

Best Credit Card Offers on Health & Wellness

Health is a vital part of our lives, and health and wellness expenses make up a significant portion of our monthly budget. The right credit card can offer great savings and exclusive deals on these spends.

Explore some of the top health and wellness offers from leading credit card providers in India.

YES Bank Wellness Plus Credit Card

The YES Bank Wellness Plus Credit Card offers a range of health and wellness benefits, making it an all-in-one solution for self-care. Best offers include:

  1. Complimentary Health Benefits: Annual preventive health check-up (31 parameters), annual eye and dental check-up.
  2. Unlimited Consultations: Access to doctors, specialists, and nutritionists through the app.
  3. Fitness Sessions: 12 complimentary sessions per month (gym, yoga, Zumba, etc.).
  4. Lounge Benefits: 2 complimentary visits per quarter to domestic lounges across 30+ lounges in India.
  5. Insurance Coverage: Credit shield cover for accidental death of the primary cardholder.
  6. Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions between Rs.400 to Rs.5,000.
  7. Reward Points: 30 points per Rs.200 spent at chemist and pharmaceutical stores, 4 reward points on spending Rs. 200 for other categories.
  8. Welcome Offer: Free Amazon voucher worth Rs.500 on spending Rs.1,000 within the first 30 days.

SBI Card PULSE

The SBI Card PULSE offers a wide range of health, rewards, and travel benefits. Key features include:

  1. Welcome Gift: Get a Noise ColorFit Pulse 4 Pro Smart Watch worth Rs.7,999 upon payment of the joining fee.
  2. Health Benefits:
    1. 1-year complimentary FITPASS PRO Membership (renewed annually).
    2. 1-year complimentary Netmeds First Membership (renewed annually).
  3. Reward Points:
    1. 10 Reward Points per Rs.100 spent on Chemist, Pharmacy, Sports, Dining, and Movies.
    2. 2 Reward Points per Rs.100 on all other expenses.
  1. Lounge benefits: 
  1. Offers eight complimentary domestic lounge access (which is two per quarter). 
  1. For the first two years of membership, the card offers complimentary Priority Pass Membership worth USD 99. 
  1. Milestone benefit: 
  1. Upon reaching annual retail spending of Rs.4 lakh, the cardholder receives a voucher worth Rs.1,500.
  1. From the second year of subscription, the card offers reversal of annual membership fee on spending Rs.2 lakh or more on your card. 
  1. On each transaction between Rs.500 to Rs.4000, the card offers a 1.00% fuel surcharge waiver. 
  1. The card also offers Rs.50 lakh and Rs.1 lakh of complimentary air accident liability cover and complimentary credit card fraud liability cover, respectively. 

Keep visiting the page for the most up-to-date credit card offers. For sure we will surprise you with the best deals!

FAQs on Latest Credit Card Offers

  • Can I club the offer with other offers on the website or banks?

    No, credit card offers cannot be clubbed with other offers available on websites or banks.

  • How to check credit card offers?

    The latest credit card offers can be checked on the specific bank's official website. Click on the option 'Credit card offers and discount' to check the offer's eligibility and validity.

  • What is a pre-approved credit card offer?

    Pre-approved credit card offer is an online credit card offer which is offered by the bank depending upon your CIBIL score. If the candidate's CIBIL score is good, then the candidate is eligible for the applicable online credit card offer. This does not mean a new credit card will be offered. Candidates only get an invitation to the apply link to avail the offer.

  • What are the ways to redeem credit card reward points?

    Reward points on credit cards can be redeemed by enchasing the reward points, by purchasing gift from the partner companies, and by purchasing gift form the credit card company itself.

  • How can I know which offers are available on my credit card?

    You can check the official website or app of your credit card issuer. Some credit cards also provide offer alerts on SMS or emails. You can subscribe for the alerts or contact customer service for the latest deals and ongoing promotions.

  • Are there spending limits or minimum spending conditions to avail myself of the offers?

    Yes, most credit card offers have minimum transaction values and caps on rewards or cashback. Always check the offer terms before making a purchase.

  • Are credit card offers valid on supplementary or add-on cards?

    Yes, in most cases, offers are valid on both primary and add-on cards, but they usually count towards the same account’s spending limit or reward cap.

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.