Bank of Maharashtra is among the top banks in the country who offer a wide range of financial products suited to the needs and requirements of the customers. The credit card is one of the major products the bank offers.
The Bank of Maharashtra has tied up with the State Bank of India to offer two credit cards. It is essential to make timely payments of your credit card bill in order to maintain a good credit report. Here are the options which are offered by the Bank of Maharashtra to its customers to pay their credit card bills.
Payment Method | Processing Time |
Bank of Maharashtra Net Banking | Within 2 working days |
Bank of Maharashtra MobileBanking Application | Within 2 working days |
Autopay | Within 2 working days |
NEFT | Within 1-2 working days |
Cheque Payment | Within 3 working days |
The helpline number of Bank of Maharashtra is 1800-233-4526 and 1800-102-2636.
You can address any issues or grievances you have with your credit card by calling the Bank of Maharashtra helpline number for credit cards. This can be anything from reporting a lost card to reporting fraudulent transactions or a stolen card. Requests to block or unblock a credit card can also be done by calling the helpline number which is 1800-233-4526 and 1800-102-2636.
You can pay your Bank of Maharasthra credit card bill online by visiting the bank's official website, navigating to the page for credit cards, and clicking on the link at the bottom of the page that says, ''BoM Credit Card Bill Payment''. You will be redirected to another page where you can make the payment after filling in the required details.
To pay your Bank of Maharashtra credit card bill, you can use your debit card, internet banking, or your UPI.
If you are not able to make the full payment of your total due amount, and you have outstanding balance from the previous months, the you will have to pay the finance charges which will be applicable from the date of purchase till the date of payment or the statement date, whichever is earlier.
No, the entire outstanding amount in your credit card bill statement cannot be converted into an Equated Monthly Instalment (EMI). You can pay by EMI on individual transactions made using your Bank of Maharashtra credit card. Each purchase transaction has to be converted into an EMI separately, where it is converted into a loan for a fixed tenure of months chosen by you. The tenure can be three, six, nine, 12, 18, and 24 months.
For your Bank of Maharashtra EMI conversions on credit card payments, you will have to pay the rate of interest (which is currently at 1.25% per month) along with a processing fee which is 2% of the transaction amount (for a maximum of Rs.1,500 plus GST and a minimum of Rs.299).
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