Standard Chartered Bank Personal Loan Status

To check the status of your application with the application number through Standard Chartered Bank's official website, you will need to do as follows:

1. Navigate to www.apply.standardchartered.co.in/application-status.
2. Once you are on the website, you will need to key in your application reference number and your mobile number. Then, click on 'Submit'.

1. If you have forgotten your application reference number, you will need to click on 'Forgot Reference Number?'.

1. To retrieve your application number, you will have to enter your email ID and then click on 'Go'.

1. Post this, you will be able to track the status of your application.
   Different Modes to Check Your Personal Loan Application StatusLenders usually allow individuals who have applied for personal loans to check the status of their applications through online and offline channels. If you have recently submitted an application for a personal loan to Standard Chartered Bank, here is how you track the status of your application:
2. Digital or Online Channels: Once you submit an application for a personal loan, you can track its status through the lender's official website with your application reference number and contact details.
3. Offline Channels: Alternatively, you can also contact the lender's customer service team through the helpline numbers mentioned on the website, write to the lender, or directly visit a Standard Chartered Bank to enquire about the status of your personal loan application.

How to Check Standard Chartered Bank Personal Loan Application Status Via Offline Channels?

Standard Chartered Bank also offers a number of offline channels through which applicants can reach out to their customer service team for information regarding the status of their loan application. The various offline channels through which you can contact the lender are as follows:

1. Helpline Numbers: You can contact the lender's customer service team using the helpline numbers specified on the lender's website. These contact numbers vary from city to city. You can check the contact number that you will need to call by visiting the lender's official website and then clicking on 'Contact Us', which you will find on the bottom of the homepage. The redirected page will have all the contact numbers.

1. Writing to the Lender: Customers can also send a letter to the below-mentioned address to know the status of their loan application:

Standard Chartered Bank,

Customer Care Unit, 19 Rajaji Salai,

Chennai - 600 001

Alternatively, customers can send an email to customer.care@sc.com/in.

1. At a Standard Chartered Bank Branch: You can locate the nearest Standard Chartered Bank branch through the lender's website and walk into the branch to speak to a representative about the status of your personal loan application.

How to Check Standard Chartered Bank Personal Loan Application Status through BankBazaar?

To check the status of your application via BankBazaar, you will need to follow the below-mentioned steps:

1. Visit www.bankbazaar.com.
2. Click on 'Track Application'.
3. On the following page, you will need to specify your application ID and mobile number. Click on 'Track Application'.
4. You can also log into BankBazaar to check the status of your application.

Standard Chartered Bank is known to disburse personal loans in a timely manner. The lender usually takes between 4 and 7 days to disburse the loan amount to the applicant's bank account once the application form and required documents have been submitted. In the meanwhile, you can check the status of your loan application through any of the above-mentioned channels.

To lessen the chances of your personal loan application getting rejected, you should ensure that you check your personal loan eligibility, read through the terms and conditions of the loan, and maintain a good credit score.

1. Applicant has a low credit score
2. Incomplete documents submitted to the lender
3. Applicant doesn't meet the lender's eligibility criteria
4. Applicant doesn't earn a steady income

5. Does Standard Chartered Bank allow borrowers to make pre-payments?

Ans: Yes, you can make pre-payments after 1 year of the loan tenure. However, a pre-closure charge of 5% will be applicable.

A good credit score can help you secure lower interest rates on loans and credit cards.

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