HDFC Personal Loan EMI Calculator

Step 2: Use the slider under the 'Tenure' to set your loan repayment tenure. Alternatively, you can just type the exact tenure for which you are willing to avail the loan in the field provided.

Step 3: Enter the rate of interest?in the field provided.

Step 4: In the next field, provide the processing fee percentage.

Step 5: Hit "Calculate" to view your EMI details.

Followed by this, you will also be able to see a detailed break-up of your repayment schedule via an amortisation table.

Features and Benefits of HDFC Personal Loan EMI Calculator

1. You can easily figure out your eligibility and EMI in less than a minute.
2. View personal loan amortisation table to know your repayment schedule.
3. You can also check the processing fee that's to be paid upfront.
4. Hassle-free and saves time.
5. Helps you calculate your EMI with 100% accuracy.

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FAQs on HDFC Personal Loan EMI Calculator

• What factors can affect my EMI?

  The loan amount, tenure and interest rate are responsible for your loan repayment obligations. For instance, the longer the tenure, the lower the EMI, but it also means that you will end up paying more as interest. So, compare personal loans offered by different banks and consider the factors that may affect your loan EMI before cashing in on one.

• Can I prepay my HDFC personal loan?

  For the salaried, no pre-payment in part or full is permitted until you are done paying 12 EMIs. For the non-salaried, part-payment is allowed up to 25% of principal outstanding. However, note that HDFC allows partial payment only once in a financial year and twice during the loan tenure.

• What's the penalty fee that I have to pay in case I miss an EMI?

  The penal interest rate is charged at 2% per month on EMI or the principal overdue.