Is RBI approved for InCred Finance?

An RBI-registered NBFC called InCred Financial Services Limited has started a public offering of secured, rated, listed, and redeemable debentures. Having a CRISIL and an annual effective yield of 10.29%. .

What is the InCred loan's CIBIL score?

A CIBIL score of 625 is needed to be eligible for an InCred personal loan. .

What is InCred's legal name?

A new certificate of incorporation was given by the RoC on 3 August 2022, and the name of the company was changed from KKR India Financial Services Limited to InCred Financial Services Limited in accordance with a composite scheme of merger and arrangement (the "Scheme"), as further detailed below. .

Can I apply for a personal loan from InCred online?

Yes, you can apply for a personal loan from InCred Online. .

Can I pay my InCred personal loan EMIs online?

Yes, you can visit the InCred website to pay your InCred Personal Loan EMIs online. .

How can I speak to a representative from InCred directly?

You can call the number 1860-500-2192 incase of any query. .

Can I prepay or foreclose my personal loan?

Yes, you can pay back the entire loan balance at any point throughout the loan term after the sixth installment, but you will still need to cover the regular pre-closure fees included in the agreement. Prepayment in part is not permitted. .

What will happen if I fail to pay my EMI?

In addition to the late payment penalty, you will be charged a bounce fee. You shouldn't plan to do this since it could have an adverse effect on your credit history. Please give InCred a call in advance if there are any true circumstances, like a job loss or other emergency, so that they can adjust your loan to reflect the new situation. .

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Incred Personal loan

InCred is a Non-Banking Financial Company (NBFC) which offers various personal finance products including personal loans to its customers. If you are an InCred customer, you can avail a personal loan to meet your financial needs.

You can avail a loan between Rs. 10,000 and Rs. 10 lakh with repayment tenure ranging between 12 months 60 months.

Features and Benefits of InCred Personal Loan

InCred Personal Loans are a great way to deal with all kinds of financial requirements such as home renovation costs, medical expenses, wedding expenses, debt repayment, auto repair costs, etc. Learn about the benefits and features of this loan scheme listed below to find out why it is one of the best plans available in the market:

InCred offers personal loans with a quick and hassle-free application process.
This loan scheme offers flexible loan repayment methods so that borrowers can pay the debt back as per their convenience.
In this scheme, customers have the benefit of opting for a loan tenure ranging from 3 months to 3 years based on their requirement and repayment capacity.
The personal loans availed from this NBFC are customised to suit the specific requirements and unique circumstances of the customers.
InCred Personal Loans can be availed to withdraw an amount between Rs.50,000 and Rs.7.5 lakh to meet all kinds of needs.
This scheme offers instant loan approvals and quick disbursal of funds so that applicants can get quick access to credit.
Borrowers can apply for this loan online without having to step out of their houses.
The company offers top-notch customer service to its customers in order to ensure complete satisfaction.
The rate of interest for this loan will be determined based on the credit profile of the borrower after assessing all the documents provided by him or her. This rate will be derived using the company's Interest Rate Model while adhering to its policies and guidelines of determining interest rates.
In case of a person defaults during the repayment, he or she will be charged a bounce fee along with a late-payment penalty. However, if there are chances of missing an EMI due to genuine reasons then the borrower can call in advance to get the loan restructured accordingly.

In case you have any additional queries regarding the personal loan offered by the company or about any other product, you can get all your queries answered by getting in touch with the polite and knowledgeable staff of the company. You can give a call at +91-1860 500 2192 or email at care@InCred.com.

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Documents Required to Apply for InCred Personal Loan

Identity proof
Address proof
PAN Card
Bank statement of the previous 6 months

If you have any doubt regarding which document you can submit as identity and address proof, you can check the company's official website to find the list of accepted documents.

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How Can You Apply for Personal Loan through InCred?

You will have to visit the official website of InCred.
Next, click on the 'Apply now' button on the homepage.
You will be redirected to a page containing the application form.
You will have to fill out the form with the correct required details.
Click on the 'I'm not a robot' checkbox.
Then, click on the 'Apply Now' button to submit your application form.
Once the company receives your form, you will get an acknowledgement mail or text mentioning the time frame you can expect a call from one of the representatives regarding the application.
Next, you might have to provide the required documents to the company.
Using these documents, InCred will determine your eligible loan amount, interest rate, loan tenure etc.
Once you make an informed decision regarding your loan, you will receive a sanction letter stating the terms and conditions of your loan.
Then, the funds will be electronically transferred to your bank account.

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How to Apply for InCred Personal Loan Through BankBazaar?

Fill out the loan eligibility form with the required details to check your loan eligibility.
Then, you will be able to compare the loan options you have based on your requirement.
Find the best plan that suits your needs and repayment capacity and apply for a loan.
Next, you will receive an e-approval from BankBazaar immediately.
Your application will be sent to the lender for approval.

Please note that the process of loan approval or rejection is under the sole discretion of the lender and BankBazaar has no part in it.

What are the Contact Details of InCred Customer Care?

In case of any query, complaint, feedback, or grievances, you can get in touch with the customer care representatives of Incred:

Helpline: 1860-500-2192
Email: Care@incred.com

You can also write at:

InCred Financial Services Limited

1502 A, B Wing, The Capital

Bandra Kurla Complex

Mumbai, Maharashtra

PIN - 400 051

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FAQs on InCred Personal Loan

Is RBI approved for InCred Finance?
An RBI-registered NBFC called InCred Financial Services Limited has started a public offering of secured, rated, listed, and redeemable debentures. Having a CRISIL and an annual effective yield of 10.29%.
What is the InCred loan's CIBIL score?
A CIBIL score of 625 is needed to be eligible for an InCred personal loan.
What is InCred's legal name?
A new certificate of incorporation was given by the RoC on 3 August 2022, and the name of the company was changed from KKR India Financial Services Limited to InCred Financial Services Limited in accordance with a composite scheme of merger and arrangement (the "Scheme"), as further detailed below.
Can I apply for a personal loan from InCred online?
Yes, you can apply for a personal loan from InCred Online.
Can I pay my InCred personal loan EMIs online?
Yes, you can visit the InCred website to pay your InCred Personal Loan EMIs online.
How can I speak to a representative from InCred directly?
You can call the number 1860-500-2192 incase of any query.
Can I prepay or foreclose my personal loan?
Yes, you can pay back the entire loan balance at any point throughout the loan term after the sixth installment, but you will still need to cover the regular pre-closure fees included in the agreement. Prepayment in part is not permitted.
What will happen if I fail to pay my EMI?
In addition to the late payment penalty, you will be charged a bounce fee. You shouldn't plan to do this since it could have an adverse effect on your credit history. Please give InCred a call in advance if there are any true circumstances, like a job loss or other emergency, so that they can adjust your loan to reflect the new situation.

Important Personal Loan Pages

Personal Loan Eligibility by Banks

Personal Loan Interest Rates by Bank

Personal Loan EMI Calculator by Bank

Personal Loan Customer Care by Bank

Personal Loan Status Track by Bank

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