How can I get an alternative Provisional Interest Certificate in case there is a change in the rate of interest?

You will be required to wait 30 days (from the date on which the new interest rate is changed) to view the interest certificate online. However, if you need the certificate urgently, you can get in touch with the bank by calling them on 1860 266 6660. .

If there are some mistakes in the statement for my Deutsche Bank Personal Loan, how can I get them rectified?

To rectify errors in the statement, you will be required to get in touch with the bank through its customer care email ID at premium.care@db.com. You can also call the customer care call centre at 1860 266 6660.

I do not have any relation with Deutsche Bank. Can I apply for a Deutsche Bank Personal Loan?

No, Deutsche Bank offers personal loans only to its existing customers.

How to contact Deutsche bank customer care?

You can call on the number 1860 266 6601 or send an email to customer.care@db.com in case you have any query related to personal loan. You can send your queries via post to the address Customer Care, Deutsche Bank AG, PO Box 9095, Mumbai - 400063.

Deutsche Bank Personal Loan - Up to ₹15 Lakh

Deutsche Bank is a German global investment bank that offers financial services across the globe in more than 70 countries. Quick glance on what's special about personal loan from Deutsche bank.

Loan amount of Rs.50,000 to Rs.15 lakh
Flexible loan repayment tenure of up to 48 months
Balance transfer option available
Easy documentation process

Updated On - 05 Sep 2025

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Deutsche Bank Personal Loan Details

Interest Rate	10.75% p.a. to 11.75% p.a.
Loan Amount	Up to Rs.15 lakh
Processing Fees	Up to 2% of the loan amount

Deutsche Bank Personal Loan Fees and Charges

Particulars	Applicable charges
Loan prepayment charges	Between 0% and 5% of the outstanding principal amount (fixed rate loan)
Unsuccessful standing instruction charges	Rs.500
Penal Interest	24% p.a.
Cheque bounce charges	Rs.500
ECS or NACH bounce charges	Rs.500
Stamp duty charges	As per the local regulations
ECS or NACH or SI swap charges	Rs.500
Taxes	As per the local regulations

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Documents Required for Deutsche Bank Personal Loan

As mentioned earlier, the documentation process for Deutsche Bank Personal Loan is easy and minimal. Deutsche Bank requires any one of the following documents under each head for a personal loan application:

Proof of Identity	Aadhaar card, Driving license, Voter ID card, PAN card, Passport, Job card which is issued by NREGA UIDAI-issued letter Birth certificate
Proof of Age
Proof of Signature	PAN card Certificate from banker, Passport
Proof of Address	Voter ID Card, Aadhaar, Driving license, Passport Job card which is issued by NREGAUIDAI-issued letter

What are the Eligibility Criteria for Deutsche Bank Personal Loan?

Age	At least 25 years and not more than 60 years
Employment Status	Salaried individual (should be an existing customer)
Minimum Net Salary	Rs.25,000 or more
Telephone Number	Compulsory for both office and residence

How the Calculation EMI of Deutsche Bank Personal Loan?

If you are looking for a personal loan from Deutsche Bank, you might like to go through the following example for a better understanding of how the loan works.

Let us assume that Mr. Bing is a resident of Mumbai who draws a monthly salary of Rs.60,000. He takes a personal loan of Rs.1 lakh from Deutsche Bank. The applicable rate of interest on the loan is 10.75% p.a. He decides to pay off the loan in 12 months. His repayment schedule on the basis of these factors has been portrayed in the following table:

Month	Principal Paid (A) (in Rs.)	Interest Paid (B) (in Rs.)	Total Amount Paid (A+B) (in Rs.)	Outstanding Loan Amount (in Rs.)
1	Rs.7,931	Rs.896	Rs.8,827	Rs.92,069
2	Rs.8,002	Rs.825	Rs.8,827	Rs.84,068
3	Rs.8,073	Rs.753	Rs.8,826	Rs.75,994
4	Rs.8,146	Rs.681	Rs.8,827	Rs.67,848
5	Rs.8,219	Rs.608	Rs.8,827	Rs.59,630
6	Rs.8,292	Rs.534	Rs.8,826	Rs.51,337
7	Rs.8,367	Rs.460	Rs.8,827	Rs.42,971
8	Rs.8,442	Rs.385	Rs.8,827	Rs.34,529
9	Rs.8,517	Rs.309	Rs.8,826	Rs.26,012
10	Rs.8,593	Rs.233	Rs.8,826	Rs.17,419
11	Rs.8,670	Rs.156	Rs.8,826	Rs.8,748
12	Rs.8,748	Rs.78	Rs.8,826	Rs.0

On the basis of the details that have been mentioned above, Mr. Bing will be required to pay a total of Rs.1,05,918* to pay off the loan completely. The interest he must pay is Rs.5,918 is the monthly EMI Mr. Bing would pay for 12 months.

You can use the BankBazaar Personal Loan Calculator to find out the repayment schedule and EMI amount for your personal loan.

*The figures quoted here are for the purpose of understanding only. The applicable taxes (if any) are not considered.

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Compare Deutsche Bank Personal Loan with other Banks Personal Loan?

Particulars	Deutsche Bank Personal Loan	HSBC Bank Personal Loan	Citibank Personal Loan	SBI Personal Loan
Interest rate	10.75% p.a. to 11.00% p.a.	10.15% p.a. to 16.00% p.a.	10.75% p.a. onwards	11.45% p.a. onwards
Processing fee	Up to 2% of the loan amount	Up to 1% of the loan amount	Up to 3.00% of the loan amount	1% of the loan amount + applicable GST
Foreclosure charges	Between 0% and 5% of the outstanding principal amount	Up to 5% of the outstanding principal amount	4% of the principal outstanding	3% of the outstanding loan amount

How can I Download the Loan Interest Certificate for my Deutsche Bank Personal Loan?

Step - 1: Use your 'Loan Account Number', 'Date of Birth', 'Account Number', and 'PAN' to complete the authentication process.
Step - 2: Once you have filled up the information mentioned in Step - 1, click on 'Submit'.
Step - 3: After the authentication is completed, the website will direct you to a new webpage which will give you the option to generate the certificate.
Step - 4: Generate and download the certificate.

Can I track the Status of my Deutsche Bank Personal Loan?

Step - 1: Click on 'Track your loan'. This will redirect you to the 'View Loan Application Status' page.
Step - 2: In this page, you would be required to provide the 'Application Serial Number', the PAN of the main applicant, and fill up the 'Verification Code' which is auto-populated.
Step - 3: Once all the details are filled up, click on 'Submit' to track the status of the loan.

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FAQs on Deutsche Bank Personal Loan

How can I get an alternative Provisional Interest Certificate in case there is a change in the rate of interest?
You will be required to wait 30 days (from the date on which the new interest rate is changed) to view the interest certificate online. However, if you need the certificate urgently, you can get in touch with the bank by calling them on 1860 266 6660.
If there are some mistakes in the statement for my Deutsche Bank Personal Loan, how can I get them rectified?
To rectify errors in the statement, you will be required to get in touch with the bank through its customer care email ID at premium.care@db.com. You can also call the customer care call centre at 1860 266 6660.
I do not have any relation with Deutsche Bank. Can I apply for a Deutsche Bank Personal Loan?
No, Deutsche Bank offers personal loans only to its existing customers.
How to contact Deutsche bank customer care?
You can call on the number 1860 266 6601 or send an email to customer.care@db.com in case you have any query related to personal loan. You can send your queries via post to the address Customer Care, Deutsche Bank AG, PO Box 9095, Mumbai - 400063.

Important Personal Loan Pages

Personal Loan Eligibility by Banks

Personal Loan Interest Rates by Bank

Personal Loan EMI Calculator by Bank

Personal Loan Customer Care by Bank

Personal Loan Status Track by Bank

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