ICICI Bank NRO Debit Card - Fees & Withdrawal Limits

1. Ensure secure transaction along with zero liability protection
2. Provides SMS alert to the users regarding regular transactions
3. Provides itemized billing that help users to track all their transactions

1. Offers reward points on selected transaction

Benefits of ICICI Bank NRO Debit Card

The following are the benefits of ICICI Bank NRO debit card:

1. Customer care assistance 24x7 regarding theft, loss, or card misplacement

1. Attractive discounts on dinning, shopping, travel booking, and entertainment
2. Effortless tracking of regular transaction
3. Enables users to avail online transaction limit of Rs. 3 lakh by registering for ‘Verified by Visa

Related Pages on ICICI Bank Debit Card

1. Sapphiro Debit Card
2. Rubyx Debit Card
3. Coral Debit Card
4. Expressions Debit Card
5. Expressions Coral Debit Card
6. Expressions Paywave NFC Debit Card
7. Signature Debit Card
8. Smart Shopper Gold Debit Card

Fees and Charges of ICICI Bank NRO Debit Card

ICICI Bank NRO debit card offers high withdrawal and transaction limit:

1. Daily cash withdrawal limit at ATM – Rs. 50,000 (Domestic)

1. Daily purchase limit at retail outlets – Rs.3 Lakh (Domestic)

1. Annual Fee: Rs. 150 + GST

1. Reissuance Charges: Rs. 200 + GST

Eligibility Criteria to Apply for ICICI Bank NRO Debit Card

1. All NRO candidates holding an NRO account at ICICI Bank can apply for this debit card.

1. Existing customers can also upgrade their accounts to apply for the card as per eligibility criteria and the card will be issued after successful verification by the bank.

What are The Documents Required to Avail Zero Liability?

The following documents are required to avail zero liability:

1. Written application containing your ICICI Bank Debit Card Number, account number and the date of loss
2. Copy of your Passport, in case fraudulent activities outside India
3. Copy of Police compliant/FIR

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FAQs on NRO Debit Card

• What transactions are covered under the lost card liability?

  Lost card liability feature for ICICI Bank NRO debit card covers transactions that involve purchases at stores. Any online transactions or ATM withdrawals are not included under this feature. 

• What is an EMV-chip based debit card?

  Europay MasterCard and Visa (EVM) based debit cards are embedded with microprocessor chip that enhances security of the card by protecting user’s information.

• If I pay my insurance premium with the ICICI Bank NRO Debit Card, will I be earning PAYBACK points?

  Ans. No. Payments for Insurance premium, Education, Mutual fund, Telecom, Utilities, Government Payments and Post Office will not earn you PAYBACK points.

• I have recently found some unauthorised transactions from my debit card, what do I do?

  Ans. Call the 24-Hour Customer Care within 15 days of the day that you lost/misplaced/found misuse and the balance will be restored in your account.

• What is Verified by Visa or Mastercard Secure Code?

  Ans. This is a service which secures your online purchases through a personal secure 6-digit numeric 3D secure password.

• My ICICI Bank NRO Debit Card got damaged two days ago. What is the process to replace it?

  Ans. You can either walk into an ICICI Bank branch or call the ICICI Bank customer care to request for a new card. You will receive your new ICICI Bank NRO Debit Card within 15 days from the date of request.

• My ICICI Bank NRO Debit Card will expire soon, how can I apply for a fresh one?

  Ans. ICICI Bank will send you a new card before your card expires. However, if you do not receive a new one within 1 week of expiration of your current debit card, you can register a complaint by calling the customer care.

• I have lost my ICICI Bank NRO Debit Card. How can I apply for a new one?

  Ans. As soon as you realize that you have lost your card you must call the customer care to immediately block your Debit Card. Request for a new NRO Debit Card which will be sent to the address that you have submitted. If you want an insta debit card, you can request for one by walking into an ICICI Bank branch.