How to Link PAN with EPF Account
Why Should I Link my PAN with EPF Account?
- It is a vital financial document that keeps track of the taxes paid by the business entity in India
- Linking PAN to various financial documents has been mandatory by the Indian Government
- Linking PAN with EPF account reduces taxes deduction on EPF withdrawals from 34.60% to 10%
- Seeding PAN with bank account helps in various financial transactions
- Linking PAN with the EPF account helps in making EPF claims
Steps to Link PAN Card to EPF Account Online
Here are the steps to link PAN Card to your EPF account online
Step 1 - Visit the EPFO online portal and log in to your account.
Step 2 - From the main menu, select the ‘Manage’ option.
Step 3 - Click on the ‘KYC’ option.
Step 4 - A new KYC page will appear on the screen. Under the ‘Document type’ section, the documents that must be updated will be displayed.
Step 5 - Click on the ‘PAN’ option.
Step 6 - Enter your PAN Card number
Step 7 - Enter your name and click the 'Save' button.
Step 8 - If your name and PAN number are submitted correctly, they will be automatically validated with the Income Tax Department . Following this, your PAN and EPF account linking will be done successfully.
After your PAN has been linked to your EPF account, you will be able to see it on the EPFO portal's homepage under the 'Manage Profile' section.
Steps to Link PAN with EPF Account Offline
Given below are steps to link PAN with EPF account offline:
Step 1 - Visit your nearest EPFO branch and approach to the concerned official to get EPF- PAN linking form.
Step 2 - Once you receive the form, fill in all the necessary details like PAN, Universal Account Number (UAN), your name, and other details in the form.
Step 3 - Enclose the self-attested copy of your PAN Card and UAN and submit it to the concerned official.
Step 4 - Once you submit these documents, your application will be reviewed and approved after which your PAN will be linked to your EPF account.
Step 5 - The status of EPF- PAN linking will be sent to your registered mobile number and email id.
How Can I Get PF Account Number From PAN Card?
The steps to get your PF account number from your PAN Card are listed below:
Step 1 - Visit the EPFO online portal and log in to your account.
Step 2 - Click the ‘Activate UAN’ button.
Step 3 - Enter your PAN, name, date of birth, mobile number, and captcha.
Step 4 - Select the Get Authorization PIN’ option.
Step 5 - You will receive an OTP on your registered mobile number. Enter this OTP.
Step 6 - Click on the ‘Validate OTP and Activate UAN’ option.
Step 7 - You will receive the UAN and the password on your registered mobile number.
Step 8 - Log in to the EPFO online portal.
Step 9 - Your PF account number will be displayed under the ‘Member Profile’ tab.
All About EPF Account
The following are some of the significant details regarding EPF account:
- Linking KYC (know your customer) documents, such as passport, driving license, election card, bank account number, PAN, Aadhar, and ration card becomes easier through Employees' Provident Fund Organization's (EPFO) digital initiatives.
- Seeding PAN with bank account is not mandatory but it helps in processing online EPF claims.
- Online EPF services are accessible only when PAN, Aadhar, and bank account numbers are linked.
- EPF withdrawal will incur 34.60% Tax Deducted at Source (TDS) without valid PAN of the beneficiary.
- The seeding process can be done easily through the EPFO website.
- You need activated Universal Account Number (UAN) to link PAN with EPF account.
- Visit the page 'EPFO Universal Account Number Registration' to activate your UAN.
- Password for logging into EPF account will be retrieved once UAN is active.
Benefits of an EPF Account
The benefits of having an EPF account are as follows:
- EPF allows employees to withdraw money during emergencies.
- It is a reliable investment option.
- Investing in EPF helps in saving tax.
- The EPF amount can be transferred from one employer to another during job change.
- The EPF amount deducted from salary is non-taxable income.
- The claim settlement time has been brought down to three days from 20 days with the help of EPF.
- Investing in EPF helps employees to save money for retirement.
Related Articles on PAN Card
1. How to Apply for Instant e PAN through Aadhar Number
2. How to Link PAN Card with Aadhar
3. How to Link PAN Card To Bank Account
4. How to Reactivate Deactivate PAN Card
FAQs on Linking PAN with EPF Account
- How can I link my Aadhaar Card with my PF account?
You can link Aadhaar with EPF account online on the EPF website.
- How do I know if my PAN has been linked to my EPF account?
Once your PAN is linked to your EPF account, a notification will be sent to your registered mobile number.
- How much time does it take for PAN details to get uploaded on the EPFO portal?
It takes up to three to working days for PAN details to get uploaded on the EPFO portal.
- What are the consequences of not linking PAN Card with EPF account?
You will be charged a TDS on withdrawing amount above Rs.50,000 if your PAN and EPF account are not link.
- How can I claim my PF amount (Above Rs.50,000) When the name on the PAN Card does not match with the name in the PF account?
If such circumstances arise, the individual needs to get the details corrected prior to claiming the PF amount. It can be done by visiting the EPFO website and filling up the joint declaration form. Once the form is submitted to the PF office, the details will be corrected in the UAN database following which the KYC process can be completed successfully. Once the KYC process is done, the PF amount can be withdrawn by providing the employer's sign or digital signature.
- Is it possible to link my PAN to my EPF account offline?
Yes, you can visit your nearest EPF office and submit the EPF-PAN linking form with self-attested copies of your UAN and PAN Card.
- Can I get my PF account number with my PAN Card?
Yes, you can get your PF account number using your PAN Card.
- Will there be a problem with linking PAN and EPF if there is a mismatch in the name?
Yes. If the name on your PAN Card and EPF Account do not match, then there is a high chance of PAN verification failing. Check the spelling of the name in both portals, and raise an update request where it is required.
- What should I do if the PAN verification fails?
Make sure the PAN and EPF portals contain the correct details about you. Important fields such as name and date of birth should match between the two databases. If PAN-EPF linking fails because of an information mismatch, then raise a correction request either on PF or PAN – wherever your details are wrong – and try again after the correction request is accepted and effected.
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.