How to Link a PAN Card to a PayPal Account

Individuals residing in India can open a PayPal account for free of cost. No fees are charged when opening a PayPal account, and the account can be created online through the company's official website.

Updated On - 05 Sep 2025
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PayPal works as an online bank and is an accepted form of banking throughout the globe. PayPal can be used in a number of situations, such as to make purchases online from websites that do not accept debit or credit cards.

It can also be used to transfer funds, especially for money earned online from websites that require you to transfer the earned amount using PayPal.

Why Is It Necessary to Link a PAN Number to Your PayPal?

The following are the reasons why it is necessary to link your PAN number with a PayPal account: 

  1. PAN Cards need to provide to send or receive funds 
  2. PAN Card  is necessary to complete the account registration process 

Note: Individuals without a PAN Card can open a PayPal account and then apply for a PAN Card. The details of the PAN Card can be provided later but before performing any fund transfer.

pan card link to paypal account

Fund transfer or any other transaction cannot be performed unless a PAN Card is linked with the PayPal account. The following are the steps to link PAN Card with PayPal account: 

Step 1 - Login to the PayPal account through the official website and mobile application.

Step 2 - Select ‘My profile’ or ‘Account Options’ after logging in

Step 3 - Click on ‘Update PAN Card Details’ 

Step 4 - Enter the PAN Card number.

Step 5 - The PAN Card details will be mentioned in the profile details.

Step 6 - The name in the PayPal account should be the same as in PAN Card and Bank account.

Step 7- PAN Card can also be linked to the PayPal account by calling the customer care service or by sending email.

Benefits of Linking a PAN Card to a PayPal Account

The following are the benefits of linking a PAN Card to a PayPal Account:

  1. Providing PAN information by the account holders is mandatory as PayPal is a payment platform.
  2. Linking PAN Card to PayPal account enables account holders to send or receive funds in any currency.
  3. Providing valid PAN number also allows users to make payment to online shopping medium or to any vendors.
  1. Link PAN to Axis Bank Account
  2. Link PAN to Canara Bank Account
  3. Link PAN Card to HDFC Account
  4. Link PAN Card to Kotak Bank Account
  1. Link PAN Card to PNB Account
  2. Link PAN to SBI Account

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FAQs on How to Link PAN Card to PayPal Account

  • What happens if the PayPal account is not verified?

    Fund transfer will be restricted if the PayPal account is not verified.

  • Which banks of India can be linked to PayPal?

    Some of the PayPal supported banks are ICICI Bank, HDFC Bank, Axis Bank, Indian Bank, State Bank of India, and Kotak Mahindra Bank.

  • Does PayPal charge a fee?

    PayPal does not impose any charges for any transaction or using any other product or services. But if customers want to use credit cards in place of bank account, then users may have to pay a certain charge.

  • Does PayPal need PAN Card to send or receive money?

    Yes, PayPal needs a PAN Card to receive or send money for completing the verification procedure only after which you make banking transactions.

  • Is PAN Card information necessary for PayPal accounts?

    Yes, for fulfilling the KYC (Know Your Customer) requirement of PayPal account, PAN Card information is necessary for PayPal accounts.

  • Can I open a PayPal account by PAN Card?

    Opening a PayPal account does not need the provision of PAN. But for registering the account for performing transfer and receiving fund, the user needs to provide their PAN and banking details to complete the verification process.

  • Can we use PayPal without KYC?

    No, you cannot use PayPal without KYC as it is essential to complete the verification process. After completing the KYC, you will be able to perform banking transactions, such as receiving or transferring funds.

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