SBI RuPay Debit Card Lounge Access

SBI offers different types of RuPay debit cards as follows: 08:522

SBI Virtual Rupay Debit Card

1. You may easily pay for both domestic and international online purchases with this card 

1. This card is not subject to any additional fees 

1. Additionally, when you pay you receive reward points that may be exchanged for vouchers later 

1. No annual maintenance or issuance fees. 

SBI Platinum International RuPay Debit card 

1. The user can also utilize it to send money internationally 

1. It makes internet purchases more accessible 

1. It can be used to shop at more than 30 million stores worldwide and more than 52 lakhs stores in India 

1. It can be used for travel, cinema ticket purchases, and bill payment 

1. Subject to certain restrictions, it provides free entry to the airport lounge. 

Co-Branded SBI IOCL RuPay Contactless Debit Card 

1. It can be used to make payments online and to buy products at retail stores 

1. It allows cash withdrawals both in India and worldwide 

1. E-commerce, POS, and ATMs are possible locations 

1. For every Rs.200 you spend on fuel at any IOCL gas station, you can earn points on this card. 

How to Activate SBI RuPay Debit Card?

Here are the steps to activate your card through SMS as follows: 

1. SMS PIN <space> last four digits of your debit card <space> last four digits of your account number to 567676 

1. You will receive a one-time password or PIN (OTP) after your account number and debit card number have been successfully verified 

1. You must visit the nearest SBI ATM, punch your card, and choose PIN Change 

1. To continue with generating a new PIN, enter your OTP 

1. Next, enter the PIN you want to use and make sure it matches.  

Drawbacks of SBI RuPay Debit Card Launge Access

Here are the limitations on SBI RuPay Debit cards such as: 

1. ATM cash withdrawals are not possible with the SBI Virtual RuPay debit card, which has a daily purchase limit of Rs.50,000 

1. The SBI IOCL co-branded contactless RuPay card and the SBI Platinum International RuPay debit card have a daily maximum of Rs.20,000 and a minimum ATM withdrawal limit of Rs.100 

1. The transaction limitations for the SBI Platinum International RuPay debit card are Rs.5 lakhs for online transactions and Rs.2 lakhs for POS and ATM withdrawals  

1. The Platinum edition of the SBI IOCL co-branded contactless global RuPay card can make up to Rs.2 crores while the POS and online transaction limit is Rs.75,000. 

How to Apply for SBI RuPay Debit Card? 

Here is the step-by-step procedure for applying SBI RuPay Debit card: 

1. Log in to your SBI net banking portal using your credentials 

1. Select the Debit Card Services and then the ATM card cum Debit Card option from the e-Services page 

1. Select Debit Card Request/Track 

1. Submit after choosing your account number and the RuPay card you wish to use 

1. To verify the application request, you will be asked to provide an OTP 

1. Finish the RuPay debit card application by entering the OTP. 

Documents Required for SBI RuPay Debit Card  

To apply for a RuPay card you must have the following documents: 

1. Filled application form for a debit card  

1. Address proof such as Aadhaar card, driving license, electricity bill, etc. 

1. Identity proof such as Voter ID, Aadhaar, passport, etc. 

1. A recent passport-sized photo 

Fee Structure for SBI RuPay Debit Card 

Here are the fees structure for SBI RuPay debit card as follows: 

Benefits of SBI RuPay Debit Card

Here are some of the benefits of using an SBI RuPay Debit cards: 

1. RuPay uses a three-layer authentication method to guarantee high-security transactions 

1. RuPay cards are very accessible to rural account users because they are either free or have low maintenance expenses 

1. To promote financial stability, SBI banks actively issue RuPay cards in these regions 

1. RuPay cards ensure easy transactions across a variety of platforms by being accessible with all payment platforms, including POS terminals, ATMs, and online merchants .

1. NPCI's RuPay domestic payment network provides a cost-effective substitute for global networks like Visa and MasterCard  

1. It supports the goal of advancing affordable, domestic financial solutions. 

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