Kotak RuPay Debit Card - Apply, Features & Charges (2025)

Eligibility for Kotak RuPay Debit Card

People who have their basic savings bank accounts with Kotak Mahindra Bank can apply for Kotak RuPay Debit Card.

Fees and Charges for Kotak RuPay Debit Card

Now, let us have a look at the fees and charges of the Kotak RuPay Debit Card:

1. Declined transactions: Rs.20 per transaction
2. Replacement of a damaged debit card: Free
3. Annual fee: Nil

Documents for Kotak RuPay Debit Card

The following are the documents required to apply for a Kotak RuPay Debit Card:

1. Permanent Account Number (PAN) card
2. Aadhar card
3. Driving License
4. Passport
5. Voter ID card
6. Ration card
7. Two passport size photographs

Related Articles on Debit Cards

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4. Debit Cards for EMI
5. Rupay Debit Card
6. Prepaid Card

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FAQs on Kotak RuPay Debit Card

• What is a Kotak RuPay debit card?

  A Kotak RuPay debit card is a domestic debit card issued by Kotak Mahindra Bank in partnership with the RuPay payment network. It allows easy access to ATMs, online payments, and POS transactions across India.

• How can I apply for a Kotak RuPay debit card online?

  You can apply for a Kotak RuPay debit card by logging into Kotak Net Banking or Mobile Banking, or by visiting the nearest Kotak Mahindra Bank branch.

• Who is eligible to get a Kotak RuPay card?

  Any Indian resident holding a Kotak savings or current account is eligible to get a Kotak RuPay debit card, subject to KYC compliance.

• What documents are required to get a Kotak RuPay debit card?

  You need basic KYC documents such as a valid Aadhaar card, PAN card, and a recent passport-size photograph to apply for a Kotak RuPay debit card.

• What are the fees and charges for Kotak RuPay debit cards?

  Kotak RuPay cards usually come with nominal issuance and annual fees. Charges may vary based on the card type. Check the official Kotak website for the latest fee structure.

• Can I use a Kotak RuPay debit card for UPI and contactless payments?

  Yes, Kotak RuPay debit cards support UPI transactions and contactless payments for purchases below ₹5,000 without entering a PIN.

• Is the Kotak RuPay debit card accepted internationally?

  No, RuPay debit cards are primarily for domestic use within India. For international transactions, Kotak offers Visa or Mastercard debit cards.