IDFC First Bank Debit Card

First Private Debit Card

IDFC First Private Debit Card is the first ever standalone metal debit card in India which is especially curated for customers who are a part of the IDFC First Private Program. The following are the features and benefits of the IDFC First Bank Debit Card:

1. Cardholders can do Automated Teller Machine (ATM) withdrawal of Rs.10 lakhs to Rs.15 lakhs per day.
2. For minors the daily ATM withdrawal limit and purchase limit is Rs.25,000.
3. For international transactions using this card a 2.00% markup charge is applied.
4. Cardholders will get four domestic lounge access each quarter by paying Rs.2 only.
5. The bank also provides six international lounge access per quarter for which the customers have to pay USD 32 but the amount will be reversed within ten days.
6. Get up to 10x reward points on every purchase made through this card.
7. It provides one complimentary golf access each month at partner Golf clubs across India.

1. It offers Air Accident Insurance cover Rs.5 crore, Personal Accident Cover – Rs.1.5 crore, Purchase Protection Cover – Rs.2 lakhs, fraudulent cover of Rs.5 lakh, trip cancellation cover of Rs.1 lakh, and Lost Card Liability Cover – Rs.15 lakh.
2. Cardholders can avail Visa Infinite privileges through this card.
3. Provides roadside assistance that includes various services, such as fuel arrangement, tyre change, breakdown support, etc.

Eligibility Criteria

IDFC First Bank needs the customers to join its First Private Program by maintaining minimum NRV in the deposit range of Rs.50 lakhs to avail this card.

First Wealth Debit Card

IDFC First Wealth Debit Card is a lifetime free debit card which is especially curated for the customers who are a part of the IDFC First Wealth Program. Now let us have a look at the features and benefits of the card:

1. IDFC First Wealth Debit card comes with the high per day ATM withdrawal limit and purchase limit of Rs.7 lakh and Rs.12 lakh, respectively.
2. For minors the daily ATM withdrawal limit and purchase limit is Rs.25,000.
3. Cardholders can get three domestic lounge access along with a companion each quarter for which they have to pay Rs.2 every time. 
4. The bank also provides two international airport lounge access per quarter for which they have to pay USD 32. However, the amount will be reversed within ten days. 
5. Get one Complimentary Golf access each month at partner golf clubs across the country.
6. Card comes with multiple insurance coverage such as Air Insurance Cover – Rs.2.5 crore, Personal Accident Coverage – Rs.1 crore, Purchase Protection Coverage – Rs.1 lakh, fraudulent cover of Rs.5 lakh, trip cancellation cover of Rs.1 lakh, and Lost Card Liability Cover – Rs.12 lakhs.
7. The card also offers roadside assistance.
8. Cardholders can avail themselves of one complimentary golf access per month.
9. The lifestyle and health benefits are provided to the cardholders along with 24x7 complimentary concierge services.

Eligibility Criteria for IDFC First Wealth Debit Card

The IDFC Bank customer should join its First Wealth Program by maintaining minimum NRV of Rs.10 lakhs to get this card. 

IDFC First Select Debit Card

IDFC First Select Debit Card comes with an enhanced limit. The card allows the cardholders to manage their limits and track their spending habits. Having said that, let us have a look at the features and benefits of IDFC First Select Debit Card:

1. IDFC First Select Debit Card comes with the higher ATM cash withdrawal limit and purchase limit of Rs.5 lakh and Rs.10 lakh, respectively.
2. For minors the daily ATM withdrawal limit and purchase limit is Rs.25,000.
3. The card offers complimentary domestic airport lounge access through which you can enjoy luxury travel experience two times per calendar quarter.
4. The card offers Rs.50 lakh of Personal Accident Insurance coverage; Rs.1 lakh as trip cancellation cover and purchase protection cover; Rs.1.50 crore as air accident insurance cover; Rs.10 lakh as lost card liability coverage; and rs.5 lakh as fraudulent coverage.
5. The card offers travel insurance coverage to cardholders, in case of delay in flight; lost baggage; delay in checked baggage; and loss in passport.
6. Cardholders will get free insurance coverage including death or permanent disability coverage with this debit card.
7. The bank also provides roadside assistance to cardholders across the country which includes tyre change, breakdown support, arrangement of fuel, and lots more.
8. Cardholders will get a 24/7 seamless digital personal assistant and lifestyle guide.

IDFC First Bank VISA Signature Debit Card

IDFC First Bank VISA Signature Debit Card allows you to do shopping both online as well as at retail stores. Not only this but it also provides you with the convenience of shopping, dining, and paying your bills online and offline. Now, let us get into the features and benefits of IDFC First Bank VISA Signature Debit Card:

1.   Get complimentary access to domestic airport lounges once per quarter.

1. The card offers Rs.6 lakh and Rs.2 lakh for daily ATm withdrawals and purchases, respectively.

1. For minor savings accounts, the card offers a maximum cash withdrawal limit at ATM and daily purchase limit of Rs.25,000.

1. The card allows cardholders to provide standing instruction for recurring transactions on the card, such as utility bills, Netflix subscription.

1. Secures customer’s card details stored on merchant platforms through Card Tokenisation or Card on File Tokenisation (COFT).

1. The card offers various insurance coverage, such as:
   1. Personal Accident Insurance: Rs.35 lakh
   2. Purchase Protection: Rs.1 lakh
   3. Air Accident Insurance: Rs.1 crore
   4. Lost Card Liability: Rs.6 lakh

1. The card provides various offers on spa, gym, food and beverages, pharmacies, and more, such as:
   1. Discount of 12% on domestic flights purchased through Yatra
   2. On orders above Rs.749 on Weekends on purchase through Zomato using this card offers a discount of Rs.75.
   3. Offers 10% discount on purchase through HealthKart on all products.
   4. On a minimum purchase of Rs.799 on Thursday at Swiggy Instamart, the card offers a discount of Rs.100.
   5. On a minimum spend of Rs.1,999 at lifestyle using the card, cardholders will get an additional 15% discount.
   6. On orders above Rs.249 at Behrouz Biryani, the cardholders will get a discount of 30%.
   7. On orders above Rs.199 at Faasos the card offers 40% discount of up to Rs.110.
   8. On orders above Rs.249 at Sweet Truth, the card offers 40% discount of up to Rs.110.
   9. On orders above Rs.249 at Oven Story, the card offers a discount of 50% up to Rs.125.
   10. On Daily Object Online Store, the card offers an additional discount of 10%.
   11. The card offers a discount of 10% at Fastrack.
   12. The card provides a discount of 10% at Titan.
   13. on a minimum purchase of Rs.799 and Rs.1,499 at Giva, the card offers a discount of Rs.200 and Rs.500, respectively.
   14. On orders worth Rs.1,999 and above at Max online store, the card offers flat Rs.500 discount.
   15. On purchase at Melorra Diamond Jewellery, the card offers a discount of 4.00%.
   16. On a minimum purchase value of Rs.999 at Bewakoof, the card offers 10%.
   17. On a flight ticket purchase at ixigo, the card offers a discount of 8.00% up to Rs.1000.
   18. The card offers Rs.500 off on purchase at Boat.
   19. On ZEE5 Premium HD and ZEE5 Premium 4K Annual Pack, the card offers a discount of 14%.
   20. On a minimum booking of Rs.3,500 for domestic flights, Rs.15,000 for an international flight, Rs.1,200 for Bus booking, and Rs.3,500 for hotel booking, the card offers a discount of Rs.800, Rs.1,200, Rs.120, and Rs.500, respectively.
   21. The card offers buy-one-get-one on bedsheets purchased from Flo Mattress.
   22. Offers discount of 20% on purchase of Rs.1,199 at igp.

Eligibility Criteria of IDFC First Bank VISA Signature Debit Card

Customers who have a savings bank account with IDFC First Bank with an average monthly balance of Rs.25,000 are eligible to apply for this debit card.

IDFC First Bank VISA Platinum Debit Card

IDFC First Bank VISA Platinum Debit Card allows you to shop at ecommerce and retail stores and all ATMs across the world. The card provides convenience in shopping, dining, and paying bills both online and offline. The following are the features and benefits of IDFC First Bank VISA Platinum Debit Card:

1. The daily ATM withdrawal limit and purchase limit on these cards are Rs.2 lakh and Rs.6 lakh, respectively.

1. The maximum daily cash withdrawal limit at ATM and purchase limit for minor savings account is Rs.10,000.

1. For international transactions using this card, the markup charge applied is 2.00%.

1. The card offers exclusive deals and discounts on various purchases across several products, such as pharmacy, lifestyle and health care, and many more. 

1. The bank provides multiple insurance coverages such as free lost card liability cover of Rs.6 lakh, free personal accident insurance of Rs.35 lakh, Air Accident Insurance coverage of Rs.1 crore, and free purchase protection cover of Rs.1 lakh.
2. The card offers one complimentary Airport Lounges in India per calendar quarter.

Eligibility Criteria for IDFC Bank VISA Platinum Debit Card

Customers who have an account with IDFC First Bank are eligible for this card.

IDFC First Bank VISA Classic Debit Card

The following are the features and benefits of IDFC First Bank VISA Classic Debit Card:

1. It comes with the daily ATM withdrawal limit of Rs.1 lakh and daily purchase limit of Rs.4 lakh.
2. The card offers a maximum daily cash withdrawal limit at ATM and daily purchase limit of Rs.10,000 for minor savings account.
3. For international transactions using this card, the markup charge applied is 2.00%.
4. Offers lost card liability, personal accidental insurance, air accidental insurance, and purchase protection of Rs.4 lakh, Rs.5 lakh, Rs.30 lakh, and Rs.50,000, respectively.
5. Get exciting deals and offers on health and fitness, travel, restaurants and hotel bookings, and shopping and lifestyle.

1. The card allows cardholders to provide standing instruction for recurring transactions on the card, such as utility bills, Netflix subscription.
   1. Secures customer’s card details stored on merchant platforms through Card Tokenisation or Card on File Tokenisation (COFT).

Eligibility Criteria for IDFC Bank Classic Debit Card

Customers who have an account with IDFC First Bank are eligible to apply for this debit card. 

IDFC First Bank RuPay Platinum Debit Card

The following are the features and benefits of IDFC First Bank RuPay Platinum Debit Card:

1. The card offers a daily ATM withdrawal limit of Rs.50,000 and purchase limit of Rs.1 lakh.
2. On non IDFC FIRST Bank ATMs, cardholders can withdraw Rs.10,000 per transaction.
3. Get complimentary lounge access at any domestic airport lounge across India one in six months.
4. Avail free Personal Accident Insurance coverage of death or permanent disability of Rs.2 lakh and lost card liability coverage of Rs.2 lakh.
5. Enjoy exciting deals and offers on amount spent on dining, travel, and others, such as:
   1. The cardholders are eligible for getting 20% instant discount recharge of Amazon Pay Balance on a minimum order value of Rs.129, which is valid on every Fridays of the calendar month.
   2. The card offers 20% Instant discount up to Rs.100 on minimum order value of Rs.129, which can be availed once per month using the promo code ‘RUPAY100’ on website/mobile site.
6. The card allows cardholders to provide standing instruction for recurring transactions on the card, such as utility bills, Netflix subscription.
   1. Secures customer’s card details stored on merchant platforms through Card Tokenisation or Card on File Tokenisation (COFT).
7. Cardholders can also enjoy concierge service 24/7.

Eligibility Criteria for IDFC First Bank RuPay Card

Customers who have an account with IDFC First Bank are eligible to apply for the IDFC First Bank RuPay Card. 

IDFC First Bank RuPay Classic Debit Card

The following are the features and benefits of IDFC First Bank RuPay Classic Debit Card:

1. IDFC First Bank RuPay Classic Debit Cardholders can set their cash withdrawal and purchase limit through net banking or mobile banking.
2. The daily cash withdrawal limit and daily purchase limit are Rs.40,000 and Rs.1 lakh, respectively.
3. Cardholders will get insurance benefits under Pradhan Mantri Jan Dhan Yojana (PMJDY) scheme.
4. The daily cash withdrawal limit and daily purchase limit RuPay PMJDY for are Rs.25,000 and Rs.1 lakh, respectively.
5. On non IDFC FIRST Bank ATMs, cardholders can withdraw Rs.10,000 per transaction.
6. The card allows cardholders to provide standing instruction for recurring transactions on the card, such as utility bills, Netflix subscription.
   1. Secures customer’s card details stored on merchant platforms through Card Tokenisation or Card on File Tokenisation (COFT).
7. Get exciting deals and offers on dining, travel, online shopping and others.

Eligibility for IDFC First Bank RuPay Classic Debit Card

Customers who have accounts with IDFC First Bank are eligible to apply for the IDFC First RuPay Classic Debit Card.

IDFC First Bank Visa Platinum Business Debit Card

The following is the list of features of IDFC First Bank Visa Platinum Business debit card:

1. The card offers a daily ATM withdrawal limit and daily purchase limit of Rs.1 lakh and Rs.2 lakh, respectively.

1. The card charges 2.00% as markup fee on international charges.

1. The card offers one complimentary lounge access per calendar quarter.

1. The card offers various insurance coverage, such as Air Accident Insurance. Personal Accident Insurance, lost card liability coverage, and purchase protection of Rs.1 crore, Rs.35 lakh, Rs.6 lakh, and Rs.1 lakh, respectively.

1. The card offers various offers and discounts on business essentials, hospitality, travel, logistics, and web hosting services.

1. The card allows cardholders to provide standing instruction for recurring transactions on the card, such as utility bills, Netflix subscription.

1. Secures customer’s card details stored on merchant platforms through Card Tokenisation or Card on File Tokenisation (COFT).

IDFC First Bank Visa Signature Business Debit Card

The following is the list of features of IDFC First Bank Visa Signature Business debit card:

1. The card offers a daily ATM withdrawal limit and daily purchase limit of Rs.2 lakh and Rs.4 lakh, respectively.

1. The card charges 2.00% as markup fee on international charges.

1. The card offers two complimentary lounge access per calendar quarter.

1. The card offers various insurance coverage, such as Air Accident Insurance. Personal Accident Insurance, lost card liability coverage, and purchase protection of Rs.1 crore, Rs.35 lakh, Rs.6 lakh, and Rs.1 lakh, respectively.

1. The card offers various offers and discounts on business essentials, hospitality, travel, logistics, and web hosting services.

1. The card allows cardholders to provide standing instruction for recurring transactions on the card, such as utility bills, Netflix subscription.

1. Secures customer’s card details stored on merchant platforms through Card Tokenisation or Card on File Tokenisation (COFT).

Fees and Charges of IDFC First Bank Debit Cards

The following table displays the fees and charges associated with IDFC First Bank Debit Cards:

How to Apply for IDFC First Bank Debit Card?

IDFC First Bank Debit Card can be applied both online and offline. Let us have a look at the steps:

Online

1. Visit the official website of IDFC First Bank.
2. Login to the internet banking portal using your user ID and password.
3. Go to the ‘Cards’ section and apply for your desired debit card.
4. Click on ‘Apply Online’.
5. Enter all your details and click on ‘Submit’ button.
6. After your application has been verified, the card will be dispatched within three to four working days.

Offline

1. Visit the nearest branch of IDFC First Bank.
2. Ask for the debit card application form.
3. Fill in the offline application form with all the required details and enclose the documents and submit it to branch officials.
4. After the verification of your documents, the bank will issue you the debit card within three to four working days.

So, these are all the details regarding the IDFC First Bank Debit Card. Each debit card has its own features and benefits. You can apply for the card as per your needs and requirements.

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