Bank of Maharashtra Debit Card

1. This debit card can be used for doing online transactions such as shopping, booking flight/ rail/ bus tickets, and making bill payments.

1. Cardholders will receive instant SMS alerts on the transactions done through this card.

Eligibility

The savings bank account holders of the Bank of Maharashtra are eligible to apply for RuPay Classic Card.

Fees and Charges

The following table displays the fees and charges of the Bank of Maharashtra RuPay Classic Card:

1. Annual Maintenance Charges: Rs.150 plus GST
2. Joining Fee: Free
3. Card Replacement Charges:  Rs.150 plus GST

Maharashtra Bank RuPay RuPay Platinum Debit Card

Bank of Maharashtra RuPay Platinum Debit Card provides exclusive privileges to cardholders. This card has been specially designed to offer convenient and special benefits to cardholders in their day-to-day activities.

Features and benefits of the Bank of Maharashtra RuPay Platinum Card

Here are some of the features and benefits of Bank of Maharashtra RuPay Platinum Card:

1. Zero issuance fee

1. Offers annual fee waiver after first year

1. Provides Personal Accident coverage of Rs.2 lakh for both death and disability.

1. For Higher Variant card holders, the personal accident coverage offered is Rs.10 lakh for death and disability.

Note: To avail insurance coverage, at least one successful financial transaction using this card should be made at any POS within 30 days prior date of accident including accident date of the cardholder.

Eligibility of RuPay Platinum Card

The savings bank and current accountholders of the Bank of Maharashtra are eligible for the RuPay Platinum Card.

1. Both new and existing accountholders maintaining a minimum quarterly balance of Rs.10,000 and above are eligible to avail themselves of this card. 

1. This card can be availed for free by the bank staff until they are in service.

Fees and Charges

The following table displays the fees and charges of the Bank of Maharashtra RuPay Platinum Card:

1. Annual Maintenance Charges: Rs.250
2. Joining Fees: Rs.250
3. Card Replacement Fees: Rs.250

Bank of Maharashtra RuPay Kisan Debit Card

The Bank of Maharashtra RuPay Kisan Debit Card was launched to provide the Kisan Credit Card (KCC) accountholders with a debit card which enables the cardholders to get easy access to POS terminals and ATMs. This card can only be used by farmers and agriculturalists, which helps them to do shopping in a hassle-free way. The card is issued only to standard MKCC accountholders.

Bank of Maharashtra MUDRA Card

MUDRA Card offers a working capital facility in the form of a cash credit arrangement. It is a debit card which is issued against the MUDRA loan account holders for the working capital portion of the loan. The card is provided to all the eligible beneficiaries under PMMY (Pradhan Mantri Mudra Yojana) scheme.

The cardholders can use this card in withdrawing funds and getting credit facilities in order to manage working capital limits in an efficient manner and keep the minimum interest rate. The MUDRA card will also aid in the digitization of MUDRA transactions and the development of the borrower's credit history.

Student DBT Pre-Paid Cards

1. These pre-paid cards, also known as Closed Loop Cards, allow purchase of goods in closed loops.

1. These cards are issued for the students DBT projects of Nagpur Municipal Corporation and Pune Municipal Corporation’s students.

1. Banks issues these cards for purchase against the value stored in the card.

Bank of Maharashtra VISA Classic Card

To apply for the Bank of Maharashtra VISA Classic Card, you should have a savings bank or current account with the Bank of Maharashtra. Cardholders must have enough account balance availability to avail themselves of these cards.

Bank of Maharashtra VISA Purple Card

1. It is issued to the Mahabank Purple Savings accountholders

1. The bank does not charge any maintenance fees from the cardholders.

1. These cards allow unlimited transactions at any ATM.

1. These cards are offered to those customers who perform a high per day transaction up to Rs.1 lakh on PoS or Atm.

Bank of Maharashtra RuPay PMJDY Debit Card

Any of type of cards are issued to the PMJDY accountholders with insurance coverage as mentioned below:

1. Accounts opened on or before 28 August 2018: Rs.1 lakh

1. Accounts opened after 28 August 2018: Rs.2 lakh

Features and Benefits of the Bank of Maharashtra RuPay PMJDY Debit Card: 

1. The Bank of Maharashtra RuPay PMJDY Debit Card is used for domestic purposes.
2. This card can be used in ATMs, POS, and e-Commerce websites.
3. Cardholders can make cashless payments or ‘Tap to Pay’ payments for transactions up to Rs.5,000.
4. For purchases above Rs.5,000, a PIN is required.
5. Cardholders will get Accidental Death and Permanent Total Disability Insurance coverage of Rs.2 lakhs.

1. Receive Start Points for every transaction made at e-commerce and POS terminals.
2. Cardholders who have completed at least one successful financial or non-financial transaction.

Fees and Charges of Bank of Maharashtra RuPay PMJDY Debit Card

The following table displays the fees and charges for the Bank of Maharashtra RuPay PMJDY Debit Card: 

Fees and Charges of Bank of Maharashtra Debit or ATM Cards

Here are some of the vital points regarding fees and charges of Bank of Maharashtra debit or ATM card:

1. The Mahabank Visa debit cards can be used at any Visa entitled merchant outlets or ATMs.

1. Withdrawal is allowed 24x7 up to Rs.20,000.

1. The card allows purchase of goods at retail outlets and cash withdrawal from ATMs within or outside the country.

1. No joining fees required.

1. These cards allow direct debit from savings account.

1. For other bank accountholders, cash withdrawal amount is limited up to Rs.10,000.

1. These cards offer up to five free cash withdrawals on other bank’s ATMs per calendar month.

1. After five free cash withdrawals, Rs.20 would be charged per transaction from the savings account.

1. Cash withdrawal from current account through other bank accounts are chargeable up to Rs.20 per transaction.

1. Annual maintenance charge for ATM or debit card is Rs.100 plus GST (Goods and Services Tax) which is applied from second year onwards.

How to Apply for the Bank of Maharashtra Debit Card?

To apply for the Bank of Maharashtra Debit Card, you need to visit the nearest branch of the bank and get in touch with the branch officials for the offline debit card application form.

You need to fill in the application form and enclose the required documents. Once the verification is done, the debit card will be dispatched to your registered address. Alternatively, you can also get in touch with the bank’s customer care number and follow the steps guided by the customer care executives.

How to Block the Bank of Maharashtra Debit Card?

You need to follow the given steps to block the Bank of Maharashtra Debit Card:

1. To block the Bank of Maharashtra debit card, you need to call the customer care number 1800 233 4526 or 1800 102 2636.
2. Alternatively, you can also connect with their landline number 020 26104400 or 020 48527200.
3. You can also send your queries at the bank’s email customerservice@mahabank.co.in or hocomplaints@mahabank.co.in.

Bank of Maharastra Debit Card PIN Generation Process

 Bank of Maharashtra provide Automated Teller Machine (ATM) PIN Generation facility via ATM, Net Banking, Through SMS, Through Customer Support. Visit our trending article on Generate Bank of Maharashtra ATM Pin to know more information.

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