Standard Chartered Savings Account

People can open Standard Chartered Bank savings account through both online as well as offline modes. Here we have categorized the Standard Chartered Bank savings account into online and offline channels. 

Features and Benefits of Standard Chartered Bank Savings Account 

Given below are the features and benefits of various types of Standard Chartered Bank Savings Accounts: 

Basic Savings Bank Account 

The basic savings bank account from Standard Chartered Bank is designed to meet all your important but basic banking needs. Here are its features and benefits: 

1. The customers can open basic savings bank account with Standard Chartered Bank with zero balance. 
2. There is no minimum balance requirement. 
3. It provides free debit card for all your daily spendings. 
4. The accountholders can do free cash withdrawals from all Standard Chartered Bank ATMs across the country. 
5. The bank also provides free personalized and multi city cheque book. 

1. The bank enables basic savings bank account holders to enjoy a wide range of services available at Standard Chartered Bank online banking portal. 
2. Accountholders can transfer funds through National Electronic Fund Transfer (NEFT), Immediate Payment Service (IMPS), and Real Time Gross Settlement (RTGS), Unified Payment Interface (UPI). 
3. Avail 24/7 free phone banking service. 

Employee Banking Account 

Standard Chartered Bank Employee Banking Account is a zero payroll account which comes with exclusive benefits that helps the accountholders in managing salary payments of the employees in a hassle free manner. The savings account provides various privileges which are specifically designed for corporate employees: 

1. This is a zero balance savings account which has preferential pricing on international debit card, Multi Currency Forex, credit cards, loans and various other products and services. 
2. The account holders will get a dedicated relationship manager who will guide you with all your financial requirements and several other account related issues. 
3. It provides free banking services such as complimentary demand drafts and pay orders that are payable at any Standard Chartered branch across the country. 
4. It has a simple and hassle free account opening with minimal documentation. Once the account has been opened, the bank will issue cheque book, debit card and PIN. 
5. Employees will be able to manage their account remotely across wide range of services like mobile and payment solutions like IMPS, UPI, and BharatQR. 
6. Accountholders will be able to do free cash withdrawals at VISA ATMs across the world, cheque drop box facility, and free cash delivery on the company premises. 

Eligibility 

1. Resident individual 
2. Foreign national 

Documents Required 

The following are the documents which are needed to be submitted to open an Employee Account with Standard Chartered Bank: 

1. Aadhar card 
2. Driving License 
3. Passport 
4. Voter ID card 
5. Job card issues by NREGA 
6. A letter issues by the National Population Register that contains information of name and address 

Prime Savings Account 

Standard Chartered Bank provides lifestyle benefits and cashbacks to the accountholders. Given below are the features and benefits of Standard Chartered Prime Savings Account: 

1. The accountholders will get a free Standard Chartered Prime debit card and avail 5% cashback with annual benefits of up to Rs.6,000.  
2. Get a free access to GOQII fitness pass which is valid for three months with benefits Rs.11,050. 
3. Get an unlimited free cash withdrawal transaction across all bank ATMs across the country. 
4. The bank also offers exclusive offers on lockers where it provides 25% discount on all locker sizes as per the minimum account balance. 
5. Make investment in mutual funds online 24/7. 

Eligibility Criteria 

Resident Individuals are eligible to open Standard Chartered Bank Prime Savings Account 

Documents Required 

The following are the list of the documents which are needed to be submitted to apply for Standard Chartered Bank Prime Savings Account: 

1. Driving License 
2. Passport 
3. Aadhar number 
4. Voter ID card 

SuperValue Savings Account 

The following are the features and benefits of Standard Chartered Bank SuperValue Savings Account: 

1. It provides attractive offers on International Platinum Rewards Debit Card on accounts which have minimum average balance of Rs.50,000. 
2. Accountholders can enjoy 15% off on almost 850 plus partner restaurants by using Standard Chartered debit cards. 
3. Get ten rewards points on every Rs.100 spent on debit card. 
4. It allows the accountholders to do free cash withdrawals on Non Standard Chartered ATMs. 
5. Get attractive rates on recurring deposits and term deposits across all tenures. 
6. Accountholders are allowed to invest in mutual funds 24/7. 
7. Get access to Standard Chartered Good Life Dining Program across retail, online, dining, and others. 
8. It provides multiple protection plans across health, life, and general insurance by collaborating with reputed insurance providers. 
9. Get 15% off on all locker variants. 

Eligibility  

1. Hindu Undivided Family (HUF) 
2. Resident individuals 
3. Foreign Nationals 

Documents Needed 

Here are the documents which are required to be submitted to apply for Standard Chartered SuperValue Account: 

1. Passport 
2. Driving license 
3. Aadhar card 
4. Voter ID 
5. Job card issued by NREGA 

aXcessPlus Savings Account 

The following are the features of Standard Chartered aXcess Savings Account: 

1. Get one reward point on every Rs.100 spent in debit card 
2. Avail 15% off of over 850 partner restaurants on using Standard Chartered debit card. 
3. Accountholders can do free cash withdrawal on any Standard Chartered ATMs across the country. 
4. It provides wide range of protection plans across health, life, and general insurance. 
5. Accountholders can make three cash withdrawals across Non Standard Chartered ATMs in India. 
6. Invest money in mutual funds anytime by getting easy access to fund performance, star ratings, and fact sheets. 

Eligibility 

1. Hindu Undivided Family (HUF) 
2. Foreign National 
3. Resident Individual 

Documents Required 

Given below are the documents which are required to be submitted why applying for the account: 

1. Driving license 
2. Passport 
3. Aadhar card 
4. Voter ID card 

Family Banking Account 

Family Banking Accountholders of Standard Chartered Bank can enjoy the benefit of Combined Family Monthly Average Balance and banking solutions to meet the basic needs of their families. Here are its features and benefits: 

1. The accountholder will get an international debit card which has daily withdrawal and purchase limit of Rs.2 lakh each. 
2. Enjoy the advantages of Combined Family Monthly Average Balance (MAB) while enjoying the flexibility of a personal savings account. 
3. Zero charges on doing cash withdrawals across all Standard Chartered ATMs across the country. 
4. Senior Citizens will receive additional 0.5% p.a. interest on opening recurring deposits and term deposits. 
5. Enjoy 15% cashback offers across reputed merchants which have collaborated with Standard Chartered Bank. 
6. 100% waiver on locker fee for the first year. 
7. It provides various protection plans across health, life, and general insurance to accountholders. 

Eligibility 

Resident Individuals are eligible to apply for Family Banking Account with Standard Chartered Bank 

Documents Required 

You have to submit the following documents to open Standard Chartered Family Bnaking Account: 

1. PAN Card 
2. Aadhar card 
3. Voter ID card 
4. Passport 
5. Driving License 
6. Ration Card
7. Life of medical insurance policy 
8. Rental agreement 
9. Apartment allotment letter 
10. Utility Bills 

eSaver Savings Account 

The eSaver Savings Account from Standard Chartered Bank will move the savings account into term deposit account to help the accountholders in gaining higher interest. Here are its features: 

1. If the accountholder saves above the threshold limit, it will be moves into higher interest term deposits. 
2. Accountholders can choose fixed term deposit tenure between seven days to two years. 
3. The newly created term deposit accounts will automatically be renewed for credit interest and principal. 
4. The bank will provide platinum debit card with 5% cashback to the account holders. 
5. Enjoy premium banking services with online banking, phone banking, and extended banking hours. 

Eligibility 

1. Resident individua; 
2. Hindu Undivided Family (HUF) 
3. Foreign national 

Documents Needed 

Given below is the list of the documents which are needed to be submitted to open the account: 

1. Driving license 
2. Passport 
3. Voter ID Card 
4. Job card issued by NREGA which is duly signed by State Government officer 
5. Letter issued by the National Population Register that comprises name, address, and other details. 

2-in-1 Savings Account 

Standard Chartered 2-in-1 savings account allows the account holders to earn higher interest like fixed deposit account and at the same time provides the benefits and flexibility like any other savings or current account. Let us have a look at its features and benefits: 

1. Standard Chartered 2-1in-1 savings account provides higher interest rates on the FDs which are linked to this savings account. 
2. The account holders can open an online FD account with amount as low as Rs.10,000 and can easily increase the amount later in multiples of Rs.1,000. 
3. It provides flexibility to the account holders in order to withdraw up funds up to 95% of the deposit amount from FD that is linked to your savings account anytime. 
4. It provides international debit card which is accepted all across the world. 
5. Accountholders will get 50% off on locker rental facility. 

Eligibility 

1. Resident Individual 
2. Hindu Undivided Family (HUF) 
3. Foreign Individual 

Documents 

Given below are the documents which are required to be submitted to open Standard Chartered 2-in-1 savings account: 

1. Aadhar card 
2. Driving license 
3. Passport 
4. Job card issues by NREGA 
5. Letter issued by the National Population Register 

3-in-1: Link Savings Account 

Standard Chartered 3-in-1 Link Savings Account allows the accountholder to enjoy seamless banking experience which links your savings, trading, and demat account. The following are its features and benefits: 

1. The accountholders will get easy access to multiple product options such as derivatives, equities, Initial Public Offering (IPO), debentures, mutual funds, and bonds. 
2. It provides better broking rates on the transactions performed through the 3-in1 savings account. 
3. With the help of Platinum debit card, the users can make cash withdrawals and payments across merchants. 
4. It allows accountholders to enjoy a wide range of instant payment solutions like BharatQR, UPI, Samsung Pay, and Bharat Bill Payment Solution (BBPS). 

Eligibility 

1. Resident Individual 
2. Foreign National 

Documents Required 

Given below is the list of documents which are needed to open Standard Chartered 3-in1 Savings Account: 

1. Aadhar 
2. PAN card 
3. Passport 
4. Voter ID card 
5. Driving license 
6. Utility bills 
7. Rental agreement 
8. Latest bank or credit card statement 
9. One latest passport size photograph 

How to Open a Standard Chartered Bank Offline Savings Account? 

You have to follow the given steps to open a Standard Chartered Bank Offline Savings Account: 

1. Visit the nearest branch of Standard Chartered Bank. 
2. Fill the offline savings bank account by providing all your details. 
3. Enclose the scanned copy of your PAN card. 
4. Choose the account type that you want to open with the bank. 
5. Next, you have to submit the demand draft or a cash slip along with the duly filled application form. 
6. The bank officials will verify all your documents. Once approved, your account will be opened. 

If you have any type of queries, you can get in touch with the following customer care numbers: