IDFC First Bank Savings Accounts

Types of IDFC FIRST Bank Savings Accounts:

1. IDFC FIRST Bank Savings Account 
2. IDFC FIRST Bank Corporate Salary Account 
3. IDFC FIRST Bank Senior Citizen Savings Account 

1. IDFC FIRST Bank FIRST Power Savings Account 
2. IDFC FIRST Bank Minor Savings Account (Under Guardian) 
3. IDFC FIRST Bank FIRST Prodigy Savings Account (Minor Self-Operated Savings Account) 
4. IDFC FIRST Bank NRE Savings Account 
5. IDFC FIRST Bank NRO Savings Account 

1. IDFC FIRST Bank Seafarer Savings Account 
2. IDFC FIRST Bank Future FIRST Savings Account 
3. IDFC FIRST Bank Honour FIRST Defence Savings Account 
4. IDFC FIRST Bank Salary Booster Savings Account 
5. IDFC FIRST Bank Nation FIRST Salary Savings Account 

1. IDFC FIRST Bank Vishesh Savings Account 
2. IDFC FIRST Bank Pratham Savings Account (BSBDA) 

Features & Benefits of the Types of IDFC FIRST Bank Savings AccountsIDFC First Bank Savings Account:

1. You have the opportunity to earn interest up to 6.75% p.a. on your Savings Account. 

1. Enjoy the convenience of monthly interest credits on your Savings Account. 
2. Benefit from a purchase limit of Rs. 6 lakh and a daily ATM withdrawal limit of Rs. 2 lakh. 
3. Experience the freedom of free and unlimited ATM withdrawals. 

Eligibility: 

1. Individuals who are Indian citizens. 
2. Individuals who are residents of India. 
3. Foreign nationals residing in India and meeting the criteria set by the Government of India. 

Documents required for Digital Bank Account Opening: 

1. Aadhaar Number. 
2. PAN number. 

Documents required for Physical Bank Account Opening: 

1. Passport-size photograph. 
2. If you possess a PAN Card, providing it during the account opening process is mandatory. 

1. Any one of the following documents: 

1. Aadhaar Card. 
2. Passport. 
3. Voter's Identity Card (Election Card). 
4. Permanent and valid driving license with a photograph. 

1. Job Card issued by NREGA, duly signed by a State Government officer.

1.   Letter containing name and address details issued by the National Population Register (NPR). 

IDFC FIRST Bank Corporate Salary Account 

1. You can earn an attractive interest rate of up to 6.75% p.a. on your Savings Account. 
2. Benefit from a complimentary personal accident insurance cover of Rs.35 lakhs. 

1. Experience the convenience of monthly interest credits with your IDFC FIRST Bank Corporate Salary account. 
2. Enjoy the flexibility of a Zero Balance Account with unlimited access to ATMs. 

Eligibility: 

1. Individuals who are Indian citizens. 
2. Individuals who are residents of India. 
3. Foreign nationals residing in India and meeting the criteria established by the Government of India. 

Required Documents for Digital Bank Account Opening: 

1. Aadhaar number. 
2. PAN number or Form 60. 

Required Documents for Physical Bank Account Opening: 

1. Passport-size photograph. 
2. If you possess a PAN Card, it is mandatory to provide it during the account opening process. 

1. You need to provide any one of the following documents: 

1. Aadhaar Card. 
2. Passport. 
3. Voter's Identity Card (Election Card). 
4. Permanent and valid driving license with a photograph. 

1. Job Card issued by NREGA, signed by a State Government officer. 

1. Letter containing name and address details issued by the National Population Register (NPR).  

IDFC FIRST Bank Senior Citizen Savings Account 

1. Enjoy the convenience of monthly interest credits on your Savings Account. 
2. Experience the added convenience of free doorstep banking services. 

1. Benefit from preferential rates on fixed and recurring deposits. 
2. Receive priority treatment at our bank branches for enhanced service. 
3. Gain a complimentary Lifetime IHO membership at no cost. 
4. Receive a free personal accident insurance cover of Rs.35 lakh. 

Eligibility: 

1. Individuals who are Indian citizens. 
2. Individuals who are residents of India. 
3. Individuals above 60 years of age. 

Required Documents for Digital Bank Account Opening: 

1. Aadhaar number. 
2. PAN number. 

Required Documents for Physical Bank Account Opening: 

1. Passport-size photograph. 
2. If you possess a PAN Card, it is mandatory to provide it during the account opening process. 

1. You need to provide any one of the following documents: 

1. Aadhaar Card. 
2. Passport. 
3. Voter's Identity Card (Election Card). 
4. Permanent and valid driving license with a photograph. 

1. Job Card issued by NREGA, duly signed by a State Government officer. 

1. Letter containing name and address details issued by the National Population Register (NPR).  

IDFC FIRST Bank FIRST Power Savings Account

1. Receive complimentary Lakme Salon & Spa gift vouchers. 
2. Avail of a special debit card offer related to health. 

1. Enjoy free and unlimited ATM transactions at any bank's ATM in India. 
2. Earn gift vouchers worth Rs.500 based on your monthly spending. 

Eligibility: 

1. Indian citizens. 
2. Residents of India. 
3. Foreign nationals residing in India who meet the criteria established by the Government of India. 
4. Females above 18 years of age. 

Required Documents for Physical Bank Account Opening: 

1. Passport-size photograph. 
2. If you possess a PAN Card, it is mandatory to provide it during the account opening process. 
3. You need to provide any one of the following documents: 

1. Aadhaar Card. 

1. Passport. 

1. Voter's Identity Card (Election Card). 

1. Permanent and valid driving license with a photograph. 

1. Job Card issued by NREGA, duly signed by a State Government officer. 

1. Letter containing name and address details issued by the National Population Register (NPR).

IDFC FIRST Bank Minor Savings Account (Under Guardian)  

1. Enjoy the convenience of monthly interest credits on your Savings Account. 
2. No requirement for maintaining an Average Monthly Balance. 
3. Benefit from the sweep-out facility to optimise your savings. 
4. Experience unlimited free ATM transactions at any bank, anywhere in India. 

Eligibility: 

1. You can open a Minor Savings Account for your child if your child is below 18 years of age and you (the parent or guardian) have a Savings Account with the bank. 
2. If you don't have a savings account with IDFC FIRST Bank, you will need to open one before opening a Minor's Account. 

Required Documents: 

1. Information about the IDFC FIRST Bank Savings Account held by the parent. 

1. Passport-sized photograph. 
2. Proof of the child's date of birth. 

• IDFC FIRST Bank FIRST Prodigy Savings Account (Minor Self-Operated Savings Account) 

1. Experience the convenience of monthly interest credits on your Savings Account. 
2. Enjoy an attractive interest rate on your account. 

1. Benefit from a daily total debit limit of Rs.40,000 (Rs.20,000 for Mobile Banking). 
2. Minors between the age of 10 years and 18 years can have a self-operated account. 

Eligibility: 

1. An IDFC FIRST Prodigy Savings Account can be opened by any individual who is an Indian citizen or resident of India between the ages of 10 and 18. 

Required Documents: 

1. Passport-size photograph. 
2. If you have a PAN Card, it is mandatory to provide it during the account opening process. Otherwise, Form 60 needs to be submitted. 
3. You need to provide any one of the following documents: 

1. Aadhaar Card. 
2. Passport. 

1. Letter containing name and address details issued by the National Population Register (NPR). 

1. Parents/Guardian's KYC documents are required for the creation of their customer ID. It is not mandatory for the Parent/Guardian to hold an IDFC FIRST Bank Savings Account. 

IDFC FIRST Bank NRE Savings Account 

1. Interest is calculated based on your daily balances and paid at the end of each month. 
2. Enjoy the convenience of 24/7 fund transfers without any fees. 

1. Funds can be fully and freely repatriated. 
2. Access a feature-rich Visa Signature Debit Card at no cost. 

Eligibility: 

Individuals eligible to apply for an IDFC FIRST Bank NRE Savings Account are, 

1. Non-Resident Indians (NRIs). 

1. Persons of Indian Origin (PIO). 
2. Overseas Citizens of India (OCI). 
3. Seafarers working on international vessels. 
4. Oil rig employees working on international offshore projects. 
5. Students studying at overseas locations. 

Required Documents: To apply for an IDFC FIRST Bank NRE Savings Account, you will need to provide the following documents, 

1. Identity Proof: Passport. 
2. Proof of Non-resident Status (choose one): Visa/PIO card/Foreign Passport with PIO declaration/Continuous Discharge Certificate with valid contract letter for seafarers/Resident Permit/Resident Card. 
3. Proof of Overseas Address (choose one): Passport, driving license, National ID/Government issued IDs, Latest utility bill (mobile/gas/electricity/telephone), Latest savings bank statement from a transactional account, Council tax bill, Resident Permit, Voter ID/Electoral card. 
4. Tax-related: PAN/Form 60, FATCA-related fields on the application form. 

1. Other Documents: Recent colour photograph, an image of your signature (only for online applications). 
2. Document Certification: If not certified by an IDFC FIRST Bank employee, please ensure that copies of your passport, visa, and address proof are accredited by one of the following entities in your overseas country of residence: Overseas bank, Overseas Branch of an Indian Bank, Notary, Post Office, Court Magistrate/Judge, Indian Embassy, Exchange Houses. 

IDFC FIRST Bank NRO Savings Account

1. Your interest is calculated based on your daily balances and paid out at the end of each month. 
2. Enjoy full access to your account, even when you're overseas, through our innovative banking app. 

1. Funds can be repatriated, subject to documentation, up to a limit of 1 million US Dollars per financial year. 
2. Utilise the Mandate Facility to provide financial access to your loved ones in India. 

Eligibility: 

Individuals eligible to apply for an IDFC FIRST Bank NRO Savings Account are: 

1. Non-Resident Indians (NRIs). 

1. Persons of Indian Origin (PIO). 
2. Overseas Citizens of India (OCI). 
3. Seafarers working on international vessels. 
4. Oil rig employees working on international offshore projects. 

Required Documents: To apply for an IDFC FIRST Bank NRE Savings Account, you will need to provide the following documents: 

1. Identity Proof: Passport. 
2. Proof of Non-resident Status (choose one): Visa/PIO card/Foreign Passport with PIO declaration/Continuous Discharge Certificate with a valid contract letter for seafarers/Resident Permit/Resident Card. 
3. Proof of Overseas Address (choose one): Passport, Driving license, National ID/Government-issued ID, Latest utility bill (mobile/gas/electricity/telephone), Latest savings bank statement from a transactional account, Council tax bill, Resident Permit, Voter ID/Electoral card. 
4. Tax-related: PAN/Form 60, FATCA-related fields on the application form. 
5. Other Documents: Recent colour photograph, an image of your signature (only for online applications). 

IDFC FIRST Bank Seafarer Savings Account 

1. No need to maintain any minimum account balance. 
2. Enjoy the benefits of a feature-rich Visa Signature Debit Card with no annual charges. 
3. Benefit from a higher ATM withdrawal limit and cashback benefits. 
4. Your account is denominated in Indian Rupees, and your overseas funds will be converted to Indian Rupees at the best interest rates. 

Eligibility: 

Individuals working on the following, 

1. International vessels. 
2. Merchant navy. 
3. Cruise liners. 

1. Oil rigs. 

Required Documents: To apply for an IDFC FIRST NRI Seafarers account, you will need the following documents, 

1. Identity Proof: Indian Passport. 
2. Proof of Non-resident Status: Continuous Discharge Certificate with a valid contract letter for seafarers/Oil rig specific contract letter with VISA. 
3. Indian Address Proof (choose one): Passport, Driving license, Voter ID/Electoral card, Aadhar. 

1. Tax-related: PAN/Form 60, FATCA-related fields on the application form. 
2. Other Documents: Recent colour photograph, an image of your signature (only required for online applications). 
3. Document Certification: If not certified by an IDFC FIRST Bank employee, please ensure that copies of your passport, visa, and address proof are certified by one of the following entities in your overseas country of residence: Overseas bank, Overseas Branch of an Indian Bank, Notary, Post Office, Court Magistrate/Judge, Indian Embassy, Exchange Houses. 

IDFC FIRST Bank Future FIRST Savings Account 

1. Earn monthly interest credits on your savings. 

1. Enjoy the benefits of a VISA Signature Debit Card. 
2. Access free general banking services. 

Eligibility: 

1. Students who have graduated or are pursuing postgraduate studies from premier or identified educational institutes in India. 

Required Documents for Physical Bank Account Opening: 

1. A passport-sized photograph. 
2. If you have a PAN Card, it is mandatory to provide it during the account opening process. 

1. Any one of the following documents for identity verification: 

1. Aadhaar Card. 
2. Passport. 
3. Voter's Identity Card (Election Card). 
4. Permanent and valid driving license with a photograph. 

1. Job Card issued by NREGA duly signed by a State Government officer. 
2. Letter containing name and address details issued by the National Population Register (NPR). 

IDFC FIRST Bank Honour FIRST Defence Savings Account 

1. Earn monthly interest on your Savings Accounts balance. 
2. Get a personal accident insurance cover of up to Rs.70 lakh. 

1. No need for a pre-policy medical examination. 
2. Get an air accident cover of up to Rs.1 crore. 
3. Receive a free VISA Signature Debit Card. 
4. Open a Zero Balance Savings account. 
5. Benefit from purchase protection of up to Rs.1 lakh. 

Eligibility: 

1. Individuals serving in the Indian army, navy, air force, paramilitary forces, or veterans. 

Required Documents for Physical Bank Account Opening: 

1. Passport-size photograph. 
2. PAN Card (mandatory if available). 

1. Any one of the following documents for identity verification: 

1. Aadhaar Card. 
2. Passport. 
3. Voter's Identity Card (Election Card). 
4. Permanent and valid driving license with a photograph. 

1. Job Card issued by NREGA duly signed by a State Government officer. 
2. Letter containing name and address details issued by the National Population Register (NPR). 

IDFC First Bank Salary Booster Savings Account 

1. Enjoy a pre-approved overdraft facility based on your salary credits. 
2. No need for documentation, collateral, or guarantees. 

1. Benefit from attractive interest rates on your overdraft compared to the market. 
2. You only pay for the amount you utilise. 

Eligibility: 

1. To apply for a Salary Booster account, you need to have an IDFC FIRST Bank Corporate Salary Account with a minimum Net Take Home of Rs.20,000. 

Documents:  

1. Minimal documentation is required, along with regular salary credits in your salary account. 

IDFC First Bank Nation First Salary Savings Account 

1. Earn monthly interest on your savings. 
2. Get a personal accident cover of Rs.1 crore. 
3. Open a Zero Balance Savings account. 
4. Benefit from purchase protection of up to Rs.1 lakh. 
5. Get free and unlimited ATM transactions at any bank ATM. 

Eligibility: 

1. Public sector enterprises and central government or state government departments of India are eligible to apply. 

Required Documents for Physical Bank Account Opening: 

1. A passport-size photograph.  
2. PAN Card. 

1. Additionally, you need to provide any one of the following documents: 

1. Aadhaar Card. 
2. Passport. 
3. Voter’s Identity Card (Election Card). 
4. Permanent and valid driving license with photograph. 

1. Job Card issued by NREGA that is duly signed by a State Government officer. 
2. Letter containing name and address details issued by the National Population Register (NPR). 

IDFC FIRST Bank Vishesh Savings Account 

1. Earn monthly interest on your savings. 
2. Enjoy a waiver of up to a 1% surcharge on fuel. 

1. Benefit from a Rupay Platinum Debit Card with a range of offers. 
2. Stay protected from online fraud. 
3. Avail free NEFT & RTGS facility. 

Eligibility: 

1. Individuals residing in India. 
2. Hindu Undivided Families (HUF). 

Required Documents for Physical Bank Account Opening: 

1. Passport-size photograph. 

1. PAN Card (mandatory, if available). 
2. Any one of the following documents: 

1. Aadhaar Card. 
2. Passport. 
3. Voter's Identity Card (Election Card). 

1. Permanent and valid driving license with photograph. 
2. Job Card issued by NREGA that is duly signed by a State Government officer. 
3. Letter containing name and address details issued by the National Population Register (NPR). 

IDFC First Bank Pratham Savings Account (BSBDA) 

1. Interest is credited monthly to your savings. 

1. Enjoy the benefits of a Rupay Classic Debit Card. 
2. No hidden charges with this account. 
3. Convenient and quick transactions at any Micro ATM. 
4. Unlimited ATM transactions for your ease. 
5. Earn attractive interest rates of up to 6.75%. 

Eligibility: 

1. Individuals holding Indian citizenship. 
2. Resident individuals of India. 

Required Documents for Physical Bank Account Opening: 

1. Recent passport-size photograph. 

1. PAN Card/Form 60. 
2. Any one of the following documents: 

1. Aadhaar Card. 
2. Passport. 
3. Voter's Identity Card (Election Card). 

1. Permanent and valid driving license with photograph. 
2. Job Card issued by NREGA that is duly signed by a State Government officer. 
3. Letter containing name and address details issued by the National Population Register (NPR). 

How to open IDFC First Bank Pratham Savings Account online 

To open an online IDFC FIRST Bank Savings Account, please follow the steps outlined below: 

Step 1: Visit the IDFC FIRST Bank official website. 

Step 2: Go to the 'Accounts' section and select 'Savings Account'. 

Step 3: You will get redirected to a page where you need to provide your basic details. 

Step 4: Fill out the needed information and select the desired product. 

Step 5: After completing the necessary details, your account will be opened pending verification. 

Step 6: Once your account is successfully opened, IDFC FIRST Bank will provide you with all the essential documents and a debit card. 

How to open IDFC First Bank Pratham Savings Account offline 

To open an offline savings account with IDFC FIRST Bank, please follow the steps outlined below: 

Step 1: Visit the nearest IDFC FIRST Bank branch. 

Step 2: Fill out the application form for savings account provided at the branch. 

Step 3: Provide all the necessary basic details as requested in the form and indicate the type of savings account you wish to open. 

Step 4: The bank official will ask for your self-attested PAN and Aadhaar card. Please provide these documents to the official. 

Step 5: Gather all the required documents, including the deposit cash slip (if applicable) and other proof of identity, and submit them to the bank. 

Step 6: Once you have provided all the necessary details and documents, the bank will verify the information and proceed with opening your account upon successful verification. 

Step 7: IDFC FIRST Bank will provide you with a welcome kit that contains all the necessary details to help you operate your new savings account.