HDFC SavingsMax Account
HDFC SavingsMax Account offers premium services with greater savings and incomparable features and facilities.
Highlights of HDFC SavingsMax Account:
Bank | HDFC Bank |
Category | HDFC SavingsMax Account |
Minimum Balance Requirement | Rs. 25,000/- |
Interest Rate | 4% per annum |
Debit Card Type | Titanium Royale Debit Card |
Eligibility Criteria |
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Services Provided with HDFC SavingsMax Account:
Auto Sweep Facility | Yes |
Sweep-in Facility | Yes |
Net Banking | Yes |
Standing Instructions | Yes |
Mobile Banking | Yes |
Features of HDFC SavingsMax Account:
MoneyMaximiser | Higher savings through automatic sweep out facility. |
Sweep-in Facility | Fixed Deposit will be automatically dissolved to meet shortage of funds in Savings Account |
Online Trading Account | 50% discount on account opening charges |
Loan Discounts | Applicable on Auto, Personal and Business Loans. |
Cash withdrawal limit | Rs. 75,000 (Daily) |
Shopping limit | Rs. 1.75 lakh (Daily) |
Benefits of HDFC SavingsMax Account:
Accidental hospitalization cover | Rs. 1 lakh per annum |
Accidental Death Insurance Cover | Rs. 10 lacs per annum |
Online Trading Accounts | Preferential account opening charge of only Rs.499 |
Auto Loan Discount | 0.25% discount on interest rate |
Forex Plus Card | 50% discount on issuance |
Fees and Charges Applicable on HDFC SavingsMax Account:
Minimum balance | Rs. 25,000 |
Charges on non-maintenance of minimum balance | |
Additional chequebook | Rs 75/- |
Hold statement | Rs. 400 annually |
Cheque return charges | |
Balance enquiry at a Branch | Free |
Interest Certificate | Rs.50 |
Address confirmation | Rs.50 |
TDS Certificate | Free |
ATM card - Replacement | Rs.200 |
ATM / Debit Card Card - Transaction Charge | Unlimited free transactions on HDFC as well as non HDFC Bank ATMs |
TIN regeneration | Rs 50/- |
Nomination
Available. An account holder can add/modify or delete a nominee.
GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.
FAQs on HDFC SavingsMax Account
- How to upgrade to savings max account HDFC?
Just visit the branch and ask for account variant upgrade form.
- What is a max Savings Account?
Make your savings bigger with HDFC Savings Max Account specifically designed for customers who need more than just saving money in their bank accounts. You will get an on-demand MoneyMaximizer Facility that helps you increase the interest rates on your savings account .
- What is the maximum withdrawal limit for HDFC Savings Account?
For Security reasons, ATM cash withdrawal limit is capped at ₹ 0.5 Lakhs per day and ₹ 10 Lakhs per month for first 6 months from Account opening date. For accounts older than 6 months, ATM cash withdrawal limit is capped at ₹ 2 Lakhs per day and ₹ 10 Lakhs per month.
- What are the benefits of savings max account?
The HDFC Bank Savings Max Account offers a free Platinum Debit Card, high transaction limits, and comprehensive insurance coverage. It includes unlimited ATM transactions, online banking, and discounts on various services.
Disclaimer
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