Union Bank FD Calculator 2025
The FD calculator by the Union Bank of India is a specific digital tool that aids in determining investment returns on fixed deposits made at Union Bank. It is a handy tool for calculating returns regardless of the small or large amount one invests. The Union Bank FD rates range from 3.40% p.a. to 6.60% p.a. for general public.
To calculate, you need to enter the investment details like amount, interest rates and term.
BankBazaar’s Union Bank FD Calculator Tool
The steps to use BankBazaar's FD calculator are given below:
- Step 1: Go to FD Calculator Page.
- Step 2: Select the type of fixed deposit, interest rate, tenure, and deposit amount.
- Step 3: Click on 'Calculate'.
- Step 4: The total interest that is earned and the maturity amount will be displayed.
Union Bank FD Rates For Less Than Rs.3 crore
Tenure | General Public FD Interest Rate (Per annum) |
7 Days to 14 Days | 3.40% p.a. |
15 Days to 30 Days | 3.40% p.a. |
31 Days to 45 Days | 3.40% p.a. |
46 Days to 90 Days | 4.40% p.a. |
91 Days to 120 Days | 4.70% p.a. |
121 Days to 180 Days | 4.90% p.a. |
181 Days to less than 1 Year | 6.15% p.a. |
333 Days | 6.60% p.a. |
334 Days to less than 1 Year | 6.60% p.a. |
1 Year | 6.60% p.a. |
More than 1 years to 398 Days | 6.60% p.a. |
399 Days | 6.50% p.a. |
400 Days to 2 Years | 6.60% p.a. |
More than 2 years to 996 Days | 6.50% p.a. |
997 Days | 6.50% p.a. |
998 Days to less than 3 Years | 6.30% p.a. |
999 Days | 6.50% p.a. |
3 Years | 6.60% p.a. |
More than 3 years to 5 Years | 6.40% p.a. |
5 Years to 10 Years | 6.40% p.a. |
Note: The interest rate mentioned in the table is effective from 7 July 2025.
Benefits of Using Union Bank FD Calculator
The Union Bank FD calculator comes as a handy tool while making investment decisions. Using it has multiple benefits as mentioned below:
- The calculator is easy to use and calculates Return on Investment (ROI) quickly based on the inputs.
- It is free of cost and accessible to everyone.
- The results are accurate.
- It is easier to compare between multiple investment options.
FAQs on Union Bank FD Calculator
- What is the compounding frequency for interest in Union Bank FDs?
Interest in Union Bank FDs is compounded annually, monthly, or quarterly, and the compounding frequency depends on the tenure. It is crucial to be aware of the compounding frequency for precise calculations. The FD Calculator for 2024 should provide clear information on the frequency of interest compounding.
- Can Union Bank FD calculator be used multiple times?
Yes, the Union Bank FD calculator can be used multiple times, free of cost.
- Is there any charge for withdrawing FD prematurely?
Yes, banks may charge a minimum fee ranging between 0.5% to 1%. The charges vary from bank to bank.
- Are there any loan benefits on getting an FD?
Some banks do allow availing a secured credit against the FD present in their bank.
- How does the Union Bank FD Calculator work in 2025?
The Union Bank FD Calculator is crafted to calculate the maturity amount based on some of the important factors, such as the amount of principal, duration of the fixed deposit, and present interest rates for fixed deposits.
- Can I use the Union Bank FD calculator to calculate for different tenure options?
Yes, you can use the Union Bank FD calculator to calculate for different tenure options.
- Can I avail myself of a loan against the Union Bank FD?
Yes, you can avail yourself of a loan against the Union Bank FD.
- Is Union Bank FD calculator easy to use?
Yes, the Union Bank FD calculator is easy to use.
- Can I use Union Bank FD calculator to compute interest for joint fixed deposits?
Yes, you can use Union Bank FD calculator to compute interest for joint fixed deposits.
- Will I be charged to use Union Bank FD calculator?
No, you will not be charged to use Union Bank FD calculator. It is free of cost.
- Will I get instant results after using the Union Bank FD calculator?
Yes, you will get instant results after using the Union Bank FD calculator.
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