Axis Bank FD Rates 2025 - Fixed Deposit

Axis Bank offers the Fixed Deposit (FD) account at attractive interest rates ranging between 3.00% p.a. and 7.05% p.a. for general citizens and 3.50% to 7.65% p.a. for senior citizens for deposits below Rs.3 crore. The tenure offered by the bank ranges from seven days to ten years.

Updated On - 05 Sep 2025
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Axis Bank Fixed Deposit Interest Rates Below Rs.3 crore

Tenure  

General Public  

Senior Citizens  

7 days - 14 days  

3.00%  

3.50%  

15 days – 29 days  

3.00%  

3.50%  

30 days - 45 days  

3.50%  

4.00%  

46 days - 60 days  

4.25%  

4.75%  

61 days to 87 days  

4.50%  

5.00%  

88 days to 3 months 24 days 

4.75%  

5.25%  

3 months 25 days to less than 4 months  

4.75%  

5.25%  

4 months to less than 6 months  

4.75%  

5.25%  

6 months to less than 9 months  

5.75%  

6.25%  

9 months to less than 1 year 

6.00%  

6.50%  

1 year to one year 10 days 

6.70% 

7.20% 

1 year 11 days to less than 13 months  

6.70%  

7.20%  

13 months to less than 15 months  

6.70%  

7.20%  

15 months to less than 18 months  

7.05%  

7.55%  

18 months to 2 years 

7.05%  

7.55%  

2 years to less than 3 years 

6.90%  

7.40%  

3 years to less than 5 years 

6.90%  

7.40%  

5 years to 10 years 

6.90%  

7.65%  

Note: The interest rates mentioned in the table are effective from 10 May 2025

Axis Bank Domestic FD Rates (₹3–₹5 Cr)

Tenure  

General Public  

Senior Citizens  

7 days - 14 days  

4.50%  

5.00%  

15 days – 29 days  

4.50%  

5.00%  

30 days - 45 days  

5.50%  

6.00%  

46 days - 60 days  

5.75%  

6.25%  

61 days to 87 days  

6.00%  

6.50%  

88 days to 3 months 24 days 

6.40%  

6.90%  

3 months 25 days to less than 4 months  

5.15%  

5.65%  

4 months to less than 6 months  

6.40%  

6.90%  

6 months to less than 9 months  

6.50%  

7.00%  

9 months to less than 1 year 

6.65%  

7.15%  

1 year to 1 year 10 days 

6.90%  

7.40%  

1 year 11 days to less than 13 months 

6.90%  

7.40%  

13 months to less than 15 months 

6.90%  

7.40%  

15 months to less than 18 months  

6.80%  

7.30%  

18 months to 2 years 

7.05%  

7.55%  

2 years to less than 3 years 

6.90%  

7.40%  

3 years to less than 5 years 

6.90%  

7.40%  

5 years to 10 years 

6.80%  

7.55%  

Note: The interest rates mentioned in the table are effective from 10 May 2025.  

Axis Bank Tax Saving FD Interest Rates

Axis Bank offers the Tax Saving FD at an attractive interest rate and a tenure of five years. The minimum and maximum amounts that can be deposited are Rs.100 and Rs.1.5 lakh, respectively. Currently, the bank offers an interest rate of 7.00% p.a.

Axis Bank NRE FD Rates (Less than Rs.3 crore) 

Tenure  

Interest Rates (p.a.)  

1 year - 1 year 10 days  

6.70%  

1 year 11 days to less than 13 months  

6.70%  

13 months to less than 15 months  

6.70%  

15 months to less than 18 months  

7.05%  

18 months to less than 2 years  

7.05%  

2 years to less than 3 years 

6.90%  

3 years to less than 5 years  

6.90%  

5 years - 10 years  

6.90%  

Note: The interest rates mentioned in the table are effective from 10 May 2025

Axis Bank FCNR FD Interest Rates

Tenure     

CAD     

AUD     

EURO     

GBP     

USD (Below 1 million)    

1 year to less than 2 years     

3.00    

4.15    

2.25     

4.55     

4.75     

2 years to less than 3 years     

2.55     

3.75     

0.01     

3.80      

4.05     

3 years to less than 4 years     

2.55     

3.65     

0.01     

0.01      

3.90     

4 years to less than 5 years     

2.50     

3.85     

0.01     

0.01     

3.65     

5 years     

2.50     

3.65     

0.01     

0.01   

3.65     

Note: The interest rates mentioned in the table are effective from 12 May 2025.

Why Choose Axis Bank Fixed Deposits?

  1. FDs are offered at attractive interest rates.
  2. In case you open the FD via the mobile app or internet banking, Rs.5,000 must be the initial deposit.
  3. In case you open the FD by visiting the bank, Rs.10,000 must be the initial deposit.
  4. The process to open an FD account is easy and can be completed online.
  5. The tenure of the FD ranges between seven days and ten years.

Eligibility Criteria for Axis Bank Fixed Deposits

The below-mentioned entities and individuals can open an FD account:

  1. Trust Accounts
  2. Limited Companies
  3. Partnership Firms
  4. Sole Proprietorship Firms
  5. Hindu Undivided Families
  6. Residents

Documents Required for Axis Bank Fixed Deposits

The list of documents that must be submitted to open an FD account are mentioned below:

  1. Partnership Firms
    1. Photographs of the individuals who operate the account
    2. Letter from the partners stating that the individual can open the account
    3. Partnership deed
  2. Clubs/ Associations
    1. Photographs of the individuals who operate the account
    2. The board must provide a Copy of the Resolution giving permission to the members to operate the account
    3. Association Bye-Laws
  3. Trusts
    1. Photographs of the individuals who operate the account
    2. Registration Certificate
    3. The trustees must provide a Copy of the Resolution giving permission to the members to operate the account
    4. Trust deed
  4. Sole Proprietorships/ Hindu Undivided Families/ Individuals
    1. Photograph
    2. Valid driving license or passport
    3. Account holder's introduction for the last six months

Types of Axis Bank Fixed Deposits

  1. Regular FD
  2. Express FD
  3. Fixed Deposit Plus
  4. Auto Fixed Deposit
  5. Tax Saver Fixed Deposit

FAQs on Axis Bank FD Interest Rates

  • What is the highest interest rate offered by the bank for deposits less than Rs.3 crore?

    For deposits less than Rs.3 crore, the highest interest rate that is offered is 7.05 % p.a. for a tenure ranging from fifteen months to less than two years. 

  • Are additional interest rates offered to senior citizens?

    Yes, Axis Bank offers additional interest rates for senior citizens.

  • Is the auto-renewal facility provided by Axis Bank?

    Yes, the auto-renewal facility is offered by Axis Bank.

  • Does Axis Bank offer the premature withdrawal facility?

    Yes, Axis Bank offers the premature withdrawal facility. Depending on when the money is withdrawn, the penalty that will be levied will vary.

  • Is TDS applicable on an FD account?

    Yes, TDS is applicable.

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