RBL Bank FD Interest Rates 2025
Over the years, Ratnakar Bank Limited (RBL) has established itself as one of the leading banks in the private sector. A key investment product offered by the bank is Fixed Deposits.
RBL FD rates lie between 3.50% p.a. to 8.00% p.a. for deposits of less than Rs.2 crore. This rate is applicable for a maturity period between 7 days and 20 years. Senior citizens are offered an additional rate of 0.50%.
RBL Domestic Fixed Deposit Rates: Below Rs.2 crore
This table has the RBL Fixed Deposit interest rates* for deposits below Rs.2 crore.
Period of Deposit | Domestic & Flexi FD Interest Rates p.a. | Senior Citizen Interest Rates p.a. |
7 days to 14 days | 3.50% | 4.00% |
15 days to 45 days | 4.00% | 4.50% |
46 days to 90 days | 4.50% | 5.00% |
91 days to 180 days | 4.75% | 5.25% |
181 days to 240 days | 5.50% | 6.00% |
241 days to 364 days | 6.05% | 6.55% |
365 days to 452 days (12 months to less than 15 months) | 7.50% | 8.00% |
453 days to 545 days (15 months to less than 18 months) | 7.80% | 8.30% |
546 days to 24 months (18 months to 24 months) | 8.00% | 8.50% |
24 months 1 day to 36 months | 7.50% | 8.00% |
36 months 1 day to 60 months 1 day | 7.10% | 7.60% |
60 months 2 days to 120 months | 7.00% | 7.50% |
Note: Interest rates applicable from 8 June 2024 and are subject to change without prior notice.
RBL Tax Saving FD Rates
Period of Deposit | Interest Rates p.a. | Senior Citizen Interest Rates p.a. |
Tax Savings Fixed Deposit (60 months) | 7.10% | 7.60% |
RBL Bank Fixed Deposit Rates: Premature Withdrawal Not Allowed
Period of Deposit | Domestic FD Interest Rates p.a. | Senior Citizen Interest Rates p.a. |
365 days to 452 days (12 months to less than 15 months) | 7.70% | 8.20% |
453 days to 545 days (15 months to less than 18 months) | 8.00% | 8.50% |
546 days to 24 months (18 months to 24 months) | 8.20% | 8.70% |
24 months 1 day to 36 months | 7.70% | 8.20% |
36 months 1 day to 60 months 1 day | 7.30% | 7.80% |
60 months 2 days to 120 months | 7.20% | 7.70% |
Types of RBL Non-Resident Indian (NRI) Deposits
- Non-Resident External (NRE) deposit scheme
- Non-Resident Ordinary (NRO) FD scheme
- Foreign Currency Non-Resident (Bank) Deposit (FCNR (B))
RBL NRE Deposit Rates
Period of Deposit | NRE Interest Rates p.a. |
365 days to 452 days (12 months to less than 15 months) | 7.50% |
453 days to 545 days (15 months to less than 18 months) | 7.80% |
546 days to 24 months (18 months to 24 months) | 8.00% |
24 months 1 day to 36 months | 7.50% |
36 months 1 day to 60 months 1 day | 7.10% |
60 months 2 days to 120 months | 7.00% |
RBL NRO Fixed Deposit Rates: Below Rs.2 crore
This table has the RBL NRO Fixed Deposit interest rates* for deposits up to Rs.2 crore.
Period of Deposit | NRO Interest Rates p.a. |
7 days to 14 days | 3.50% |
15 days to 45 days | 4.00% |
46 days to 90 days | 4.50% |
91 days to 180 days | 4.75% |
181 days to 240 days | 5.50% |
241 days to 364 days | 6.05% |
365 days to 452 days (12 months to less than 15 months) | 7.50% |
453 days to 545 days (15 months to less than 18 months) | 7.80% |
546 days to 24 months (18 months to 24 months) | 8.00% |
24 months 1 day to 36 months | 7.50% |
36 months 1 day to 60 months 1 day | 7.10% |
60 months 2 days to 120 months | 7.00% |
Tax Savings Fixed Deposits (60 months) | 7.10% |
*The RBL FD Rates tend to vary as per the discretion of the bank. The interest rates given here are valid as of 14 February 2024.
RBL FCNR (B) Deposit Rates
The following table lists out the RBL FCNR (B) Fixed Deposit rates* corresponding to each foreign currency**
Period | USD | GBP | EUR | AUD | SGD | JPY | CAD | CHF |
1 year to less than 2 years | 6.10% | 4.00% | 3.00% | 3.50% | 4.05% | 0.05% | 2.75% | 0.95% |
2 years to less than 3 years | 5.50% | 4.20% | 2.20% | 3.50% | 3.75% | 0.05% | 2.50% | 0.95% |
3 years to less than 4 years | 4.40% | 4.00% | 2.00% | 2.85% | 1.30% | 0.06% | 2.25% | 0.25% |
4 years to less than 5 years | 4.45% | 3.00% | 2.00% | 2.75% | 1.35% | 0.06% | 2.00% | 0.05% |
5 years | 5.85% | 3.00% | 2.00% | 2.60% | 1.40% | 0.06% | 2.00% | 0.05% |
*The RBL NRE FD interest rates tend to vary as per the discretion of the bank. The interest rates given here are valid as of 1 July 2024.
**EUR- Euro, CAD- Canadian Dollar, USD- US Dollar, JPY- Japanese Yen, CHF- Swiss Franc, SGD- Singapore Dollar, AUD- Australian Dollar, and GBP- Pound Sterling.
Features & Benefits of RBL Bank Fixed Deposits
Some of the features and benefits of RBL Bank Fixed Deposits are:
- Tenure ranging between 7 days and 20 years.
- Easy process to open an RBL FD account.
- Easy investment with attractive returns guaranteed.
- Choose the option of receiving interest on a monthly or quarterly basis. You can keep your deposit invested till its maturity.
- Premature or partial withdrawal facility allowed.
- You can open an RBL FD account online as well.
Eligibility criteria and Documents Required
Eligibility
- Should be a resident of India.
- Should have a bank account with RBL.
Documents required
- Identity proof
- Address proof
- Details of your bank account
- 2 passport size photos
- PAN Card
Types of RBL Bank Fixed Deposit Schemes
- Regular Fixed Deposit
- Flexi Sure Fixed Deposit
- Tax Saving Fixed Deposits
- Senior Citizen Fixed Deposit
Other Features of RBL Bank FD
RBL Bank Loan Against FD
You can avail up to 90% of the deposit amount as loan against FD.
Nomination Facility on RBL Bank FD
Nomination facility is available.
FAQs on RBL Bank Fixed Deposit Rates
- What is the highest fixed deposit interest rate for RBL Bank?
Highest fd interest rate offered is 8.80% p.a. for tenure of 18 months to 24 .
- What are the current RBL Bank FD interest rates 2024?
The current interest rate offered by RBL ranges between 3.50% p.a. and 8.80% p.a.
- Is there any minimum amount that I have to give for opening a Fixed Deposit with RBL Bank?
You can open an FD account by depositing a minimum amount of Rs.1,000.
- Is it possible to change the tenure of my existing fixed deposit account with RBL Bank?
No, you cannot change the tenure of your existing FD account with RBL account.
- Can a customer open an FD account online in RBL Bank?
Yes, you can open an RBL Bank FD account online.
- In how many years FD will double in RBL Bank?
The maturity amount you will receive will depend on factors such as the deposit amount and the tenure chosen by you.
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