ICICI FD Calculator

ICICI Bank offers three different types of Fixed Deposit (FD) accounts at attractive interest rates. The interest rate of ICICI fixed deposit falls within the range of 2.75% p.a. to 7.1% p.a. The tenure of the FD account ranges between 7 days and 10 years. Investing in an ICICI FD is risk-free as it is not linked to the market.

Updated On - 06 Sep 2025

In case you wish to know the amount of interest that is earned by investing in an FD account, you can use the FD Calculator offered by ICICI Bank or BankBazaar. The results are accurate and help in saving time.

Process to Use the FD Calculator

ICICI Bank’s FD Calculator

The process to use the FD calculator offered by ICICI Bank is mentioned below:

  1. Visit https://www.icicibank.com/calculator/fd-calculator.page.
  2. Next, enter the type of customer, type of fixed deposit, date of fixed deposit, amount that you plan to deposit, and tenure.
  1. The results will be displayed immediately.

BankBazaar’s FD Calculator

The procedure to use BankBazaar’s FD calculator is mentioned below:

  1. Go to /fixed-deposit/icici-fd-calculator.html.
  2. Select the type of deposit, interest rate, tenure, and deposit amount.
  3. Click on ‘Calculate’.
  4. The total interest that is earned and the maturity amount will be displayed.

Benefits of using ICICI Bank’s FD Calculator

Some of the main benefits of using an FD calculator are mentioned below:

  1. You can compare  long-term and short-term investments.
  2. The results are accurate for the details that are entered.
  3. Helps in saving time.

Interest Rates on Domestic Fixed Deposits (Less than Rs.3 crore)

Listed in the table below are the interest rates offered by the bank on term deposits before Rs.3 crore. The interest rates mentioned here are for deposits that have the premature withdrawal facility:

Tenure 

For general citizen 

For senior citizen 

7 to 45 days 

2.75% 

3.25% 

46 to 90 days 

4% 

4.5% 

90 to 184 days 

4.5% 

5% 

185 to less than one year 

5.5% 

6% 

One year to less than 18 months 

6.25% 

6.75% 

18 months to 2 years 

6.4% 

6.9% 

2 years one day to 10 years 

6.6% 

7.1% 

5 years (Tax Saver FD) 

6.6% 

7.1% 

Note: The interest rates mentioned here are effective from 14 July 2025.

FAQs on ICICI FD Calculator

  • Can I opt for the auto-renewal facility on the FD account?

    Yes, you can opt for the auto-renewal facility on the FD account.

  • Can I open an FD account online?

    Yes, you can open an FD account online.

  • Can I add nominees to the FD account?

    Yes, nominees can be added to the FD account.

  • What is the minimum amount that must be deposited to open an FD account?

    The minimum amount that must be deposited towards an FD account is Rs.1,000.

  • Are senior citizens provided an additional interest rate?

    Yes, senior citizens are provided an additional interest rate for deposits made towards an FD account.

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