Steps to Apply for Abhyudaya Bank Fixed Deposit

Checklist/Requirements for opening an Abhyudaya Bank Fixed Deposit

Updated On - 06 Sep 2025
  1. The applicant should have a savings account with the bank.
  2. An online bank account.
  3. A mobile bank account.

Steps to Apply for Abhyudaya Bank FD

  1. Step 1: You will have to visit the nearest Abhyudaya Bank branch to open an Abhyudaya Bank FD account.
  2. Step 2: Duly fill the application form and submit it along with the required documents.
  3. Step 3: The bank will verify the documents and the application form submitted by you and if all the details provided are correct, you will be able to open an FD account in your name successfully.

Abhyudaya Bank FD Calculator

Deposit Amount:

Rs.1 lakh

Rate of Interest:

5% p.a.

Tenure:

1 year

Maturity Amount:

Rs.1,05,095

Total Interest Earned:

Rs.5,095

You can visit the Bankbazaar website and avail the FD calculator facility. If you invest Rs.1 lakh for a period of 1 year then the maturity amount you will earn is Rs.1,05,095 and the interest earned will be Rs.5,095. The interest is compounded on a monthly basis.

Documents required to Apply for Abhyudaya Bank FD

Identity Proof:

  1. Passport
  2. PAN card
  3. Voter ID card
  4. Driving Licence
  5. Government ID card
  6. Photo ration card
  7. Senior citizen ID card

Address Proof for Abhyudaya Co-operative Bank Fixed Deposit:

  1. Passport
  2. Telephone bill
  3. Electricity bill
  4. Bank Statement with Cheque
  5. Certificate/ ID card issued by Post office

Note:

  1. * Mandatory to provide Permanent address and telephone number.
  2. * Any other Identity proof or Address proof document can be submitted, subject to the Bank's satisfaction.

FAQs on Apply for Abhyudaya Bank Fixed Deposit

  • What are the interest rates offered by the bank?

    The interest rate offered by the bank ranges between 5% p.a. and 6% p.a.

  • What is the minimum amount that I can deposit?

    The minimum amount that you can deposit is Rs.500.

  • What are the interest rates offered by the bank for senior citizens?

    The interest rate offered by the bank ranges between 5% p.a. and 6.25% p.a.

  • What is the loan against deposit offered by the bank?

    The loan against deposit is 90% of the loan deposit amount.

  • How will the interest amount be paid?

    The interest amount will be paid either in cash or credited your bank account by the bank.

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