Abhyudaya Co-operative Bank Fixed Deposit 2025

Abhyudaya Bank Short-term FD Rates for General Public

1. When it comes to short-term FDs, there are a lot of choices for prospective investors as far as tenure slabs are concerned.
2. The tenure slab varies from a minimum of 7 days to a maximum of 180 days.
3. The rate at which interest is paid is from 4.25% p.a. to 5.50% p.a. for the general public.
4. For 7 days to 90 days, the bank pays 4.25% p.a., and for 91 days to 180 days, the applicable rate is 5.50% p.a. for the general public.
5. The highest rate paid for short-term deposits is 5.50% p.a. for the tenure from 91 days to 180 days.

Abhyudaya Bank Medium and Long-term FD Rates for General Public

1. The highest interest rate paid by Abhyudaya Bank is 7.15% p.a. for regular individuals for a tenure that ranges above 24 months and up to and inclusive of 36 months. .
2. One can also opt for the Abhyudaya Tax Saving Scheme if tax benefit is one of the features that the investor is looking for.
3. The rate of interest paid for a tax saver FD is 6.25% p.a. and will give the investor up to Rs.1.5 lakh as tax benefit under Section 80C of the Income Tax Act in India.

Abhyudaya Bank Senior Citizen FD Rates

1. The rate of interest ranges from 4.40% p.a. to 6.40% p.a. 

1. The highest interest rate that is paid by the bank to this type of investor is 7.55% p.a. for a tenure that is above 24 months and up to and inclusive of 36 months. 
   

Abhyudaya Bank FD Tax Saving Scheme Interest Rates

The interest rate for both the regular public and senior citizens are the same for this scheme as given below:

Abhyudaya Bank NRI Deposits

Abhyudaya Bank also has many investment options for NRIs who wish to park their foreign earnings and and earn an attractive rate of interest. The best part about some of these deposit schemes is that the interest income earned is tax free. Let us now take a look at the various options that are available through Abhyudaya Bank:

Abhyudaya Bank NRE Term Deposit Rates

These are the NRE term deposit rates effective from 19 January 2023.

Note: The interest rates mentioned are with effect from 1 December 2024 and are subject to change at the discretion of the bank.

 Abhyudaya Bank FCNR/ RFC Deposit Rates

Note: The interest rates mentioned are with effect from 1 April 2024 to 30 April 2024 and are subject to change at the discretion of the bank. 

Abhyudaya Bank NRO Deposit Rates

These are the NRO term deposit rates effective from 19 January 2023.

Note: The interest rates mentioned are with effect from 1 June 2023 and are subject to change at the discretion of the bank.