How to Check the EPF Balance Online 2025

Employees can use the EPFO portal to access their EPF passbook. Employees need to have an activated UAN to use these methods. Given below is the process that employees must follow to check the EPF balance using the EPFO portal:

1. First, the employees must visit the EPFO portal (https://www.epfindia.gov.in/site_en/index.php).

2. On the next page, the member must click on ‘For Employees’ under the 'Services’ tab.

3. Next, click on ‘Member Passbook’ under the ‘Services’ section.

4. On the next page, the member must enter his/her UAN, password, and captcha details and click on ‘Sign In’.

5. On the next page, the member will be able to check his/her EPF balance under the respective Member ID.

UMANG App

By downloading the Unified Mobile Application for New-age Governance (UMANG) app, employees will be able to check the EPF balance on a mobile phone.

You can raise and track EPF claims on the app, along with checking your balance..

To access the app, you must register once using the mobile number linked to your UAN.

Let us take a look at how you can view your historical EPF transactions through the UMANG app:

1. Install the app and open it on your mobile phone. Click on the EPFO option.

1. Select 'Employee Centric Services'

1. On the next screen, you will find the 'View Passbook' option.
2. After clicking on it, you will have to provide your UAN number and enter the One-Time Password (OTP) sent to your registered mobile number. Click on ‘Login’ and you will be able to view your EPF transactions, including withdrawals and deposits from your current and previous employment.

Missed Call

EPF members can also check their balance by giving a missed call to 9966044425 from their registered mobile number.

You need to link your PAN, Aadhaar, and bank account number with your UAN to use this service.

Make sure your employer links your details to your UAN if they haven’t yet.

SMS Service

If you have activated your Universal Account Number (UAN), you can check your EPF balance and last contribution by sending an SMS to 7738299899.

The SMS format is: EPFOHO <UAN> <Language Code>

1. Replace <UAN> with your 12-digit UAN.
2. Replace <Language Code> with the last three letters of your preferred language (e.g., ENG for English, KAN for Kannada).

Available languages include Bengali, Malayalam, Tamil, Telugu, Kannada, Marathi, Gujarati, Punjabi, Hindi, and English.

For example, to get details in Kannada, send: EPFOHO 123456789012 KAN

Make sure your PAN, Aadhaar, and bank details are linked to your UAN to use this service.

How to Submit an e-Nomination in EPFO

The e-Nomination process for PF accounts is not mandatory according to the Employees' Provident Fund Organisation (EPFO).Complete your PF e-nomination to protect your savings. Doing so ensures that in the unfortunate event of the account holder's demise, the nominated individuals can seamlessly claim the EPF account, providing financial security to the account holder's loved ones.

How to Submit an e-Nomination in EPFO

1. Step 1: Visit the UAN Member e-Sewa portal. Access the official UAN Member e-Sewa portal, which serves as the platform for managing various EPF-related activities.
2. Step 2: Enter your UAN number, password, captcha code, and click on the 'Sign In' button to log into your account.
3. Step 3: Once logged in, go to the 'Manage' tab and select the 'E-nomination' option.
4. Step 4: You can cofirm your family declaration by clicking on 'Yes.'
5. Step 5: Add your family members’ details in the e-nomination form by selecting ‘Add Family Details.’ You can add multiple nominees if needed.
6. Step 6: Declare the total amount of share for each nominee by clicking on 'Nomination Details.'
7. Step 7: After entering the required details, click on 'Save EPF Nomination' to save the information.
8. Step 8: Click on 'E-sign' to generate an OTP. Submit the OTP received on the mobile number linked with Aadhaar to complete the e-nomination process.

How to Check Your PF Balance Without a Registered Mobile Number

You can easily check your PF balance without relying on your registered mobile number by following the steps outlined below:

1. Step 1: Visit the official PF Passbook Portal Website by following this link: PF Passbook Portal
2. Step 2: Log in with your UAN (Universal Account Number) and Password. You don’t need your registered mobile number to log in.
3. Step 3: After successfully logging in, select the PF account you wish to examine. Proceed by clicking on the ‘View PF Passbook Old’ option.
4. Step 4: You can now view comprehensive details of your PF balance, including the employee and employer balances. You can check your pension balance in the last column of the PF passbook.
5. Step 5: If you want to review your yearly PF contributions, you have the option to click on ‘View Passbook (New: Yearly).’ This feature provides a detailed summary of your annual PF transactions.

How to Check EPF Balance of Exempted Establishments/Private Trusts

Some large companies like Godrej, HDFC, Nestle, Wipro, TCS, and Infosys manage their own EPF funds through company-managed trusts instead of the Employees’ Provident Fund Organisation (EPFO). These organizations are known as exempted establishments.

Because company trusts manage the EPF corpus, EPFO does not provide a passbook or a unified way for these employees to check their EPF balance.

Ways to Check EPF Balance in Exempted Establishments:

1. PF Slip or Pay Slip: Many companies include EPF contribution details and balance in the monthly salary slips or provide separate EPF slips.
2. Company Employee Portal: Some companies like Wipro and TCS offer online portals where employees can log in and check their EPF balance and download PF statements.
3. Contact HR Department: Employees can reach out to their company’s HR team for EPF balance details and related information.
4. Track Contributions Manually: Employees can track monthly contributions via their salary slips and calculate their approximate EPF balance using the EPFO’s interest rate. Your EPS account receives up to ₹1,250 per month as part of the Employees’ Pension Scheme contributions.

Interest on EPF Balance for Inoperative Accounts

EPF accounts stop earning interest once they become inoperative. An EPF account is classified as inoperative in these cases:

• When the employee retires at age 55.
• When the employee migrates abroad.
• When the employee passes away before withdrawing the EPF balance, within 36 months of it becoming payable.

Note: If an employee leaves their job before turning 55, the EPF account remains active and continues to earn interest until the employee reaches the age of 58.