Sukanya Samriddhi Scheme: Required Documents

FAQs on Sukanya Samriddhi Scheme

• What documents are needed to open a Sukanya Samriddhi Yojana (SSY) account?

  To open a Sukanya Samriddhi Yojana account, you need the birth certificate of the girl child, which verifies her age and identity. Additionally, you must provide identity proof of the parent or guardian, such as an Aadhaar card, PAN card, passport, or any other government-issued identity document. Address proof of the parent or guardian is also required, which can be an Aadhaar card, utility bills (electricity, water, gas), passport, or any other document that confirms the address. 

• Is the birth certificate of the girl child mandatory for opening an SSY account?

  Yes, the birth certificate of the girl child is mandatory when opening an SSY account. This document serves as proof of the child's age, ensuring that the account is being opened for an eligible beneficiary, a girl child below 10 years of age. 

• What identity proofs are acceptable for the parent or guardian?

  Acceptable identity proofs for the parent or guardian include the Aadhaar card, PAN card, passport, voter ID card, or any other government-issued identity document. These documents are necessary to authenticate the identity of the person opening the account. 

• What address proofs are required for the parent or guardian?

  Address proofs for the parent or guardian can include the Aadhaar card, utility bills (such as electricity, water, gas), passport, bank statement, ration card, or any other document that verifies the residential address. These documents ensure that the correct address is on record for correspondence. 

• Can a ration card be used as address proof for opening an SSY account?

  Yes, a ration card can be used as address proof when opening an SSY account. It is an accepted document for verifying the residential address of the parent or guardian. 

• Do both parents need to provide proof of their identity and address?

  No, only the parent or legal guardian who is opening the account needs to provide proof of their identity and address. It is sufficient for just one of them to fulfill the documentation requirements for opening the account. 

• Is a passport-sized photograph of the girl child required?

  Yes, a passport-sized photograph of the girl child may be required by some banks or post offices when opening an SSY account. This photograph helps in maintaining a record of the child’s identity and can be used for verification purposes in the future. 

• Are photocopies of documents acceptable for opening an SSY account?

  Yes, photocopies of the required documents are acceptable when opening an SSY account. However, these photocopies must be self-attested by the parent or guardian, meaning they should be signed and dated by the person submitting them to confirm their authenticity. 

• Do the documents need to be submitted at the time of opening the account or can they be submitted later?

  All required documents must be submitted at the time of opening the SSY account. Incomplete documentation can delay the account opening process and may result in the application being rejected, so it is important to provide all necessary documents upfront. 

• Is there a need for any additional documentation for making deposits or withdrawals?

  Generally, no additional documentation is required for making regular deposits into the SSY account. However, for withdrawals, particularly partial withdrawals for educational purposes after the girl turns 18, additional documents such as proof of admission to an educational institution, the girl's identity proof, and the SSY passbook for verification of the account details might be required.