Yeshasvini Health Insurance Scheme

1. Cardiothoracic Surgery 

1. Cardiac Arrest 
2. General Surgery 
3. Paediatric, Orthopaedic Surgery 
4. Obstetrics 
5. Gynaecology Surgery 

1. Vascular, Neurological, Ophthalmology, Genito-urinary Surgery 
2. Normal Delivery 
3. Snake bite 
4. Dog bite 
5. Accidents while doing agricultural activities 

What is Not Covered? 

The following medical procedures are excluded from Yeshasvini Healthcare Insurance Scheme: 

1. Skin Treatments, Cosmetic Surgery, Grafting 
2. Kidney transplant 
3. Heart Transplant 

1. Dental Treatment 
2. Burns 
3. Regular Check Ups 
4. Diagnostics Tests 
5. Nasal Septum 

1. Chemotherapy 
2. Joint Replacement Surgery 
3. Dialysis 
4. Autoimmune Diseases 
5. Vaccination 

1. Inpatient Medical Treatment 
2. Road Accidents 

Eligibility Criteria for Yeshasvini Healthcare Insurance Scheme 

Given below are the eligibility criteria to apply for Yeshasvini Healthcare Insurance Scheme: 

1. Individual below 75 years of age are eligible to apply for this scheme. 

1. An applicant should be a member of Karnataka’s cooperative society at least three months prior to the application procedure. 
2. Spouse, parents and children can also avail the benefits of this scheme. 

Documents Required 

You need to submit the photocopies of the following documents to apply for Yeshasvini Healthcare Insurance Scheme: 

1. Proof of age 

1. Proof of address 
2. An official document showing that you are a member of Rural or Urban Cooperative Societies. 

How to Register Online? 

To register for Yeshasvini Healthcare Insurance Scheme, an individual should be a member of Rural or Urban Cooperative Societies at least three months prior to the registration procedure. New registration and membership renewal is done every year from May to June. 

How to Get Yeshasvini Health Card? 

Given below are the steps to get a Yeshasvini Health Card: 

1. Visit  Official website. 
2. Click on ‘Register for the Cooperative Society’ option. 
3. Next, click on the ‘Apply Online for Yeshasvini Health Card’ link. 
4. Enter all the details on the online registration form and click on ‘Submit’. 

1. Once the submission is done, you will get your User ID and Password. 
2. Go to the ‘Home Page’. 
3. Login to the portal using your credentials. 
4. You will be redirected to Yeshasvini Health Card form. 
5. Fill up the form and finally, click on the ‘Submit’ button. 

How to Claim Yeshasvini Health Insurance Scheme? 

To avail the benefits of Yeshasvini Health Insurance Scheme, an individual should approach its network hospital and follow the given procedures: 

1. Visit a network hospital of this scheme.   
2. Get in touch with a medical coordinating officer and provide all the relevant documents.   
3. Once the documents are verified, you need to pay the enrolment fee for medical tests.   

1. On the basis of diagnosis, if medical surgery is needed, a pre-authorization request will be sent to the Management Service Provider (MSP).   
2. The MSP will verify the request and provides approval for cashless treatment.   
3. Post-discharge, the hospital will send the discharge summary and bills to MSP for claim settlement.  

Features and Benefits of Yeshasvini Healthcare Insurance Scheme 

The following are the features and benefits of Yeshasvini Healthcare Insurance Scheme: 

1. Farmers should be members of this society for at least three months to avail the benefits of this scheme.   
2. The beneficiaries can claim insurance coverage for any listed diseases.   
3. Fishermen cooperative societies, peasants, self-help groups, and Stree Shakti Groups can also enrol for the Yeshasvini Card facility.   

1. Yeshasvini Healthcare Insurance facility can be availed for an infant to an individual below 75 years of age.   
2. The scheme provides financial coverage for 823 surgical procedures at its network hospitals.  

Number of Network Hospitals Under the Scheme

There are around 572 network hospitals under the Yeshasvini Co-operative Farmers Health Care Scheme. The following table shows the number of network hospitals in Karnataka