HDFC Life ULIP Plans

1. Minimum premium required is Rs. 50,000 per annum without any limits on the maximum premiums but must be annually only.
2. You need to be paying the premiums for a term of 5 years and policy term is 10 years.
3. The minimum age requirement for entry into this plan is 14 years and the maximum age entry age is 55 yrs. Note, that the maximum age at maturity should not be more than 65 yrs.
4. The maturity benefit allows you to receive the Fund Value based on the prevailing NAV when the policy matures.
5. You have the flexibility to choose a policy term of 10 years or from a range of15 to 30 years, at your convenience. You have the flexibility to choose from a range of funds based on your objectives and the risk level you are willing to take:

2. HDFC SL ProGrowth Super II:

1. You have the flexibility to choose a policy term of 10 years or from a range of15 to 30 years, at your convenience. You have the flexibility to choose from a range of funds based on your objectives and the risk level you are willing to take:
   1. Income Fund
   2. Balanced Fund
   3. Blue Chip Fund
   4. Opportunities fund
2. You also have the flexibility to choose sum assured multiple.
3. You can pay the premiums annually for the paying term allowing you much convenience.
4. The plan requires you to simply fill out a medical questionnaire, which may allow you to not go through a range of overwhelming medical tests.

3. HDFC SL ProGrowth Maximiser:

1. This is a Unit Linked Insurance Plan that comes with Free Asset Allocation without any extra charges giving you the flexibility to invest among 4 fund options that are available:
   1. Income Fund
   2. Balanced Fund
   3. Blue Chip Fund
   4. Opportunities Fund
2. You can get the benefit of investing in smaller term with the Single Premium Plan with cover the cover of 10 years.
3. You also have the flexibility to invest in additional single premium top-ups based on your convenience.
4. It is convenient to pay premiums with multiple modes of payment to choose from that includes credit card, internet banking, cheque and auto debit facility.
5. You also are eligible to avail tax benefits under sections 80C and 10(10D) of the Income Tax Act 1961, on the policy and based on your eligibility.

4. HDFC SL Youngstar Super Premium:

1. You can choose the amount you want as the sum assured based on the premiums you are willing to pay annually. You have the convenience to choose the premium amount as well where there is no ceiling on maximum premium.
2. You have the flexibility to select from tenures of 10, 15 or 20 years.
3. that comes with Free Asset Allocation without any extra charges giving you the flexibility to invest among 4 fund options that are available:
   1. Income Fund
   2. Balanced Fund
   3. Blue Chip Fund
   4. Opportunities Fund
4. You are also eligible to avail tax benefits under sections 80C and 10(10D) of the Income Tax Act 1961, on the policy and based on your eligibility.

5. HDFC SL ProGrowth Flexi:

1. In this plan you get the flexibility to choose one of two following benefit options:
   1. Life Option includes all the Death Benefits
   2. Extra Life Option includes all the Death Benefits along with  Accidental Death Benefit
2. You can choose the sum assured amount as long as it is in the multiple from 10 to 40 of the annual premium.
3. The minimum age of entry for this policy is 14 years, whereas the maximum is 60 years.
4. It is convenient to pay premiums with multiple modes of payment to choose from that includes credit card, internet banking, cheque and auto debit facility.

6. HDFC Life ProGrowth Plus:

1. You can pay the premiums in the form of EMIs, if you are an card holder.
2. You can choose the sum assured amount as long as it is in the multiple from 10 to 40 of the annual premium.
3. You can make partial withdrawals to meet unplanned expenses.
4. Get the flexibility to choose one of two following benefit options:
   1. Life Option includes all the Death Benefits
   2. Extra Life Option includes all the Death Benefits along with  Accidental Death Benefit
5. You are also eligible to avail tax benefits under sections 80C and 10(10D) of the Income Tax Act 1961, on the policy and based on your eligibility.

7. HDFC Life Smart Woman Plan:

1. There are three options to choose from further, in this plan which includes Classic, Premier and Elite.
2. You can choose any of the 3 following Benefit Options, to meet specific needs that you may have such as:
   1. Pregnancy complications or birth of a child with a congenital disorder
   2. Diagnosis of terminal cancer of female organs
   3. Death of spouse is available only in the case of the elite option.
3. You also have the convenience choose from a range of funds which includes:
   1. Income Fund
   2. Balanced Fund
   3. Bluechip Fund
   4. Opportunities Fund
4. You also are eligible to avail tax benefits under sections 80C and 10(10D) of the Income Tax Act 1961, on the policy and based on your eligibility.

8. HDFC Life Invest Wise Plan:

1. The age of entry for this plan is between 45 to 70 years and the maximum age at maturity is within 60 years to 85 years.
2. This is a single Premium Plan where the policy term last for 15 years.
3. Maturity Benefit: Fund value on the date of maturity
4. Death Benefit: On unfortunate death of the life assured, greater of the Fund value or Sum Assured (less withdrawals as applicable) or minimum death benefit (at least 105% of premiums paid) will be payable to the nominee

9. HDFC Life Click 2 Invest - ULIP:

1. This is an online Unit Linked Plan which offers its customers market linked returns, and charges them minimally along with provisions for their family with valuable financial protection.
2. You can choose from 8 different fund options based on your investment style and needs.
3. You also get the flexibility to between 5 to 20 years.
4. Sum assured is fixed at 125% of the single premium paid.

10. HDFC Life Sampoorn Nivesh:

1. The best part about this ULIP Plan from HDFC Life is that you can choose the type of payment you want to make, whether regularly, annually or through a single premium:
2. This is an online Pension Plan that is extremely convenient and flexible for senior citizen requirements:
3. You can choose from 8 different fund options based on your investment style and needs.
4. You also get the flexibility to choose your policy term between 10 to 25 years.
5. 3 Benefit Options to choose from based on your requirement:
   1. Classic
   2. Classic Plus
   3. Classic Waiver

11. HDFC Life Click 2 Retire:

1. This is an online Pension Plan that is extremely convenient and flexible for senior citizen requirements:
2. You get the option to start this policy as early as 18 years.
3. You get lower vesting with the maturity age of 45 years.
4. You have the option to pay Regularly, Limited Pay or a Single Premium.

GST of 18% is applicable on life insurance effective from the 1st of July, 2017