Aviva Life Insurance

Furthermore, with a countrywide network of 118 branches, you can rest assured of availing quality insurance services near you at an Aviva branch or get the best insurance-related advice from one of the 11,000 financial planning advisors who are a part of Aviva's branch workforce.

Types of Life Insurance Policies Provided by Aviva:

Aviva Life Insurance offers a wide variety of life insurance plans not only for individuals but also for groups. Given below are all the plans offered by the insurer:

1. Online
   1. Aviva New Wealth Builder:
   2. Aviva i-Growth
   3. Aviva Young Scholar Secure:
   4. Aviva New Family Income Builder
2. Child
   1. Aviva Young Scholar Secure
3. Savings
   1. Aviva Nivesh Bima
   2. Aviva i-Growth
   3. Aviva Income Suraksha
   4. Aviva New Wealth Builder
   5. Aviva New Family Income Builder
   6. POS - Aviva Dhan Suraksha
   7. Aviva Fortune Plus Plan
4. Retirement
   1. Aviva Annuity Plus
   2. Aviva Next Innings Pension Plan
   3. Aviva Saral Pension Plan
5. Group
   1. Aviva Group Term Life
   2. Aviva Group Credit Life
   3. Aviva Corporate Life Plus
   4. Aviva Credit Assure
   5. Aviva Group Gratuity Advantage
   6. Aviva New Group Leave Encashment Plan
   7. Aviva New Traditional Employee Benefit Plan
   8. Aviva Credit Suraksha
   9. Aviva Group Life Protect

Aviva Life Insurance Plans

Aviva offers multiple types of life insurance policies suited for individuals. The product suite includes child plans, saving plans, retirement plans, protection plans and rural plans.

Aviva Child Insurance Plans:

Aviva Young Scholar Secure:

Under the plan, money back guarantee is assured and future premiums are waived in case the parents pass away. As per the Income Tax Act, tax benefits can be claimed for any premiums that are paid.

Aviva Online Plans

1. Aviva New Wealth Builder: Under the plan, a guaranteed payout is provided at the time of maturity or if the policyholder passes away. The premium can be paid monthly, half-yearly, yearly, or single.
2. Aviva i-Growth: Tax benefits are offered under this plan. Along with life insurance cover, a savings scheme is also offered.
3. Aviva Young Scholar Secure: Under the plan, money back guarantee is assured and future premiums are waived in case the parents pass away. As per the Income Tax Act, tax benefits can be claimed for any premiums that are paid.
4. Aviva New Family Income Builder : The premium must be paid for the initial 12 years by the insurer. Double the premium will be provided in 12 years post the initial period. Tax benefits can be claimed on the premium that is paid.

Savings

1. Aviva Nivesh Bima An individual plan that is non-participating and non-linked. 10% of the Maturity Sum Assured will be paid every month.
2. Aviva i-Growth: Tax benefits are offered under this plan. Along with life insurance cover, a savings scheme is also offered.
3. Aviva Income SurakshaUnder the plan, guaranteed returns are offered on a regular basis. In case the policyholder passes away, the regular payments will be made to the family members.
4. Aviva New Wealth Builder: Under the plan, a guaranteed payout is provided at the time of maturity or if the policyholder passes away. The premium can be paid monthly, half-yearly, yearly, or single.
5. Aviva New Family Income Builder: The premium must be paid for the initial 12 years by the insurer. Double the premium will be provided in 12 years post the initial period. Tax benefits can be claimed on the premium that is paid.
6. POS - Aviva Dhan Suraksha: Individuals between the ages of 18 years and 50 years can opt for the plan. Regular payouts are provided. The policy term is 11 years.
7. Aviva Fortune Plus Plan: Additional protection is offered under the plan in case the policyholder opts for optional covers (additional risk charges are paid). Partial withdrawal facility is offered.

Retirement 

1. Aviva Annuity Plus Lifetime income is provided after retirement. Seven options are available to choose from. The purchase price can be enhanced at the time of inception.
2. Aviva Next Innings Pension Plan: Lifetime income is provided after retirement. Tax benefits can be claimed on the premium that is paid and the payouts.
3. Aviva Saral Pension Plan: Regular income is guaranteed for life under the plan. In case the policyholder passes away, regular income will be provided to the spouse.

Group

1. Aviva Group Term Life: Depending on the plan, the minimum members in the group can be either 10 or 50. The minimum entry age is 18 years and the maximum entry age is 79 years (short-term plan).
2. Aviva Group Credit Life: Loan funding is offered under the plan in case the borrower is not around. Two different plans are offered under the policy.
3. Aviva Corporate Life Plus: Life cover is provided to employees under the policy. Protection is offered with the medical formalities being minimal.
4. Aviva Credit Assure: The entry age of the members can be between 18 years and 60 years. The minimum sum assured (per member) is Rs.5,000. The maximum sum assured (per member) is Rs.10,000.
5. Aviva Group Gratuity dvantage: Tax benefits can be availed by the employer. Investments can be made in several ULIPs. A lump sum will be provided to the employees or his/her dependents.
6. Aviva New Group Leave Encashment Plan: Funds can be switched without changes. The employees will be the Master Policyholder. The sum assured that will be offered for every employee is Rs.1,000.
7. Aviva New Traditional Employee Benefit Plan: Employees between the ages of 18 years and 74 years can opt for the policy. The sum assured for each employee is Rs.5,000. The minimum number of members in the group is 10.
8. Aviva Credit Suraksha: An optional life cover will be provided to the member's spouse. The minimum number of members in the group is 100.
9. Aviva Group Life Protect: At least 50 members must be in the group. The minimum sum assured for each member is Rs.1,000.

Aviva Life Insurance

With a 98.4% claim settlement ratio (CSR) for FY 2021-2022, Aviva Life Insurance is well on its way to becoming the leader of the life insurance sector in the insurance market. Additionally, when it comes to trusting a brand, Aviva Life Insurance has always exceeded expectations with its quick customer service responses, excellent life and term insurance policies, and an overall objective to please the customer!

With more than 300 years of experience, Aviva has successfully established its power and position in more than 16 countries all over the world. Their conduct is extremely compassionate and the customer service agents at Aviva Life Insurance are extremely cordial and skillful. Aviva offers a wide array of financial products that range from term plans, children plans, savings plans, health plans, group plans (for corporate organisations and companies), and retirement plans.

You can choose from a multitude of Aviva's products and select the plan that works best for you! In a small premium amount, you can now get life cover up to the age of 100. What more can one's heart desire?

Fulfill every desire, every need, and requirement of your family members with the help of child plans offered by Aviva Life Insurance. Help your child take the right decisions and make thoughtful choices. With such plans, your child will have easy access to finances at every important milestone of his/her life. Through these plans, you can focus on bettering your child's future without stressing out about the financial implications.

Moreover, in case the insured parent of the child passes away, the insurance company will not ask for any further premium payment. This provides additional security to the child and helps foster his development without any hiatuses.

Compare the benefits of multiple life insurance policies offered by Aviva Life Insurance and help your child soar!

How to File an Insurance Claim with Aviva Life:

Claim settlement is one of the most important aspects of any insurance policy. To allow you to file a claim with zero hassle, Aviva has put in place a very efficient claim settlement process. Customers can inform the insurer about a claim either by visiting the Aviva website or by approaching any Aviva branch office. The steps involved in registering a claim are as follows:

1. Step 1 - Complete the claim form correctly and fully, depending on which claim has to be made.
2. Step 2 - Depending on the claim that you have raised, you must gather the required documents, which must be submitted either as originals or photocopies and must be duly attested by a Gazetted officer, magistrate, Tahsildar or police sub-inspector.
3. Step 3 - If you have to make a Hospitalization / Surgical Rider Benefit Claim, you must furnish all medical reports, bills which have been issued by the physician treating your illness who must also be qualified to issue such a report.
4. Step 4 - Finally, you must submit the claim form along with the required documents to your nearest Aviva branch office.

Aviva Life Insurance Claim Settlement Ratio:

Documents Required to Purchase Aviva Life Insurance:

In order to apply and purchase an Aviva Life Insurance policy, you must provide certain documents such as your identity proof, proof of age, proof of income, proof of residence and a copy of your PAN Card.

How To Check Your Aviva Life Insurance Policy Status:

You can easily check the status of your Aviva Life Insurance policy online by simply visiting their website. In order to check the status of your policy, you will be asked to provide your policy number and your date of birth. Upon providing that, you can easily view the status of your policy.

Online Payment of Aviva Life Insurance Premium:

For maximum convenience, Aviva allows its customers to pay for their policy premiums via multiple channels which include direct debit, standing instructions on your credit card, auto-pay via NACH, payment through an Aviva/ Axis bank/ Yes Bank/ ICICI/ Common Service Centre (CSC) branch, electronic bill presentment system, NEFT and via HDFC / SBI direct debit.

Aviva Life Insurance Customer Care:

Customer care is a very important part of any business which directly deals with customers. Aviva Life Insurance not only understands but also values that. This is why they have set up a multi-channel customer service system wherein customers can effortlessly get in touch with the customer support team to resolve their queries, issues and grievances related to their life insurance policy taken from Aviva.

There is a multi-channel service system set up by Aviva wherein customers can get in touch with the customer support staff via the dedicated helpline number, or by email. customers can also go to the Aviva website and request a call back from the customer care or get in touch with them by filling up a simple form online.

In addition to this, the Aviva website offers several options using which customers can perform a number of service requests themselves. These include filing a claim, managing their policy, paying premiums, downloading forms, managing their funds, calculating premiums, and getting information on various life insurance policies offered by Aviva Life. In case of any complaints, customers can also register their grievances on the website itself.