Birla Sun Life ULIP Plans

Features and Benefits:

1. This is a single pay plan with the added bonus of financial growth.
2. The plan gives you the flexibility to add top-ups whenever you have additional savings.
3. In case of financial emergencies, the plans gives you the flexibility of partial withdrawals.
4. The plan gives you the freedom to choose where you want your premium to be invested.
5. The fund value including any top-up fund value is paid on maturity of the policy.

2. BSLI Wealth Secure Plan:

The BSLI Wealth Secure Plan enables the policyholder to maximise long term savings in combination with whole life coverage. It lets the individual choose an investment option best suited to his or her requirements as well as offering financial security for the policyholder’s family.

Features and Benefits:

1. Premiums are paid for a limited term but with whole life coverage.
2. The plan gives you the flexibility to add top-ups whenever you have additional savings.
3. The plan offers the flexibility of partial withdrawals to meet any emergency fund requirements
4. Flexibility to redirect future premiums to new funds.

3. BSLI Wealth Assure Plan:

The Birla Sun Life Insurance Wealth Assure Plan is a protection cum savings plan, that enables your wealth to grow steadily over time. It provides financial security to meet requirements at different stages of life, offering capital appreciation in tandem with insurance coverage.     

Features and Benefits:

1. The plan protects your investment from market risks while providing good returns during favourable market conditions.
2. The plan gives you the flexibility to add top-ups whenever you have additional savings.
3. In case of financial emergencies, the plans gives you the flexibility of partial withdrawals.
4. The plan offers three different investment options
   1. LifeCycle Option
   2. Systematic Transfer Option
   3. Self-Managed Option

4. BSLI Fortune Elite Plan:

Under the BSLI Fortune Elite Plan, you decide how to invest your premiums. However the investment risk in the investment funds chosen by you is solely borne by you. Premiums can be invested in one of three different investment options.

Features and Benefits:

1. The fund value including any top-up fund value is paid on maturity of the policy.
2. Switching can be done to change between funds and also between investment options except to the Return Optimizer Option.
3. Flexibility to redirect future premiums to new funds.
4. Top-ups can also be done to increase the fund value and the subsequent Sum Assured with a minimum value of Rs.5000
5. The plan offers three different investment options
   1. Return Optimizer Option
   2. Systematic Transfer Option
   3. Self-Managed Option

5. BSLI Wealth Aspire Plan:

The BSLI Wealth Aspire Plan is a plan designed to reward the policyholder for policy continuance in the form of guaranteed additional units added to the policy. This plan gives the policyholder the flexibility to choose from a wide range of policy terms.

Features and Benefits:

1. Flexibility to choose premium paying terms from 5 to 40 years.
2. The plan gives you the flexibility to add top-ups whenever you have additional savings.
3. The plan offers the flexibility of partial withdrawals to meet any emergency fund requirements.
4. The plan offers three different investment options
   1. Return Optimizer Option
   2. Systematic Transfer Option
   3. Self-Managed Option
   4. Smart Option

GST of 18% is applicable on life insurance effective from the 1st of July, 2017